diff --git a/internal/service/order/service.go b/internal/service/order/service.go
index 3d358a6..550b2e1 100644
--- a/internal/service/order/service.go
+++ b/internal/service/order/service.go
@@ -152,17 +152,9 @@ func (s *Service) CreateAdminOrder(ctx context.Context, req *dto.CreateAdminOrde
 		}
 	} else {
 		if resolvedCard != nil {
-			if buyerType == model.BuyerTypeAgent {
-				validationResult, err = s.purchaseValidationService.ValidateCardPurchase(ctx, resolvedCard.ID, req.PackageIDs)
-			} else {
-				validationResult, err = s.purchaseValidationService.ValidateAdminOfflineCardPurchase(ctx, resolvedCard.ID, req.PackageIDs)
-			}
+			validationResult, err = s.purchaseValidationService.ValidateCardPurchase(ctx, resolvedCard.ID, req.PackageIDs)
 		} else {
-			if buyerType == model.BuyerTypeAgent {
-				validationResult, err = s.purchaseValidationService.ValidateDevicePurchase(ctx, resolvedDevice.ID, req.PackageIDs)
-			} else {
-				validationResult, err = s.purchaseValidationService.ValidateAdminOfflineDevicePurchase(ctx, resolvedDevice.ID, req.PackageIDs)
-			}
+			validationResult, err = s.purchaseValidationService.ValidateDevicePurchase(ctx, resolvedDevice.ID, req.PackageIDs)
 		}
 	}
 
@@ -278,70 +270,90 @@ func (s *Service) CreateAdminOrder(ctx context.Context, req *dto.CreateAdminOrde
 
 	} else if req.PaymentMethod == model.PaymentMethodWallet {
 		// ==== 场景 2：代理钱包支付（wallet）====
-		// 只有代理账号可以使用钱包支付
-		if buyerType != model.BuyerTypeAgent {
-			return nil, errors.New(errors.CodeInvalidParam, "只有代理账号可以使用钱包支付")
-		}
-		operatorShopID := buyerID
-
-		// 判断资源是否属于操作者
-		if resourceShopID == nil {
-			return nil, errors.New(errors.CodeInternalError, "资源店铺ID为空")
+		if resourceShopID == nil || *resourceShopID == 0 {
+			return nil, errors.New(errors.CodeInvalidParam, "资源未分配给代理商，无法使用代理钱包支付")
 		}
 
-		if *resourceShopID == operatorShopID {
-			// ==== 子场景 2.1：代理自购 ====
-			operatorCostPriceMap, operatorTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, operatorShopID)
+		if buyerType == model.BuyerTypeAgent {
+			operatorShopID := buyerID
+
+			if *resourceShopID == operatorShopID {
+				// ==== 子场景 2.1：代理自购 ====
+				operatorCostPriceMap, operatorTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, operatorShopID)
+				if err != nil {
+					return nil, err
+				}
+
+				orderBuyerType = model.BuyerTypeAgent
+				orderBuyerID = operatorShopID
+				itemUnitPriceMap = operatorCostPriceMap
+				totalAmount = operatorTotalCost
+				paymentMethod = model.PaymentMethodWallet
+				paymentStatus = model.PaymentStatusPaid
+				paidAt = &now
+				isPurchaseOnBehalf = false
+
+				operatorID = &operatorShopID
+				operatorType = "agent"
+				actualPaidAmountVal := operatorTotalCost
+				actualPaidAmount = &actualPaidAmountVal
+				purchaseRole = model.PurchaseRoleSelfPurchase
+				sellerCostPrice = operatorTotalCost
+
+			} else {
+				// ==== 子场景 2.2：代理代购（给下级购买）====
+				// 获取买家成本价
+				buyerCostPriceMap, buyerTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, *resourceShopID)
+				if err != nil {
+					return nil, err
+				}
+
+				// 获取操作者成本价
+				_, operatorTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, operatorShopID)
+				if err != nil {
+					return nil, err
+				}
+
+				orderBuyerType = model.BuyerTypeAgent
+				orderBuyerID = *resourceShopID
+				itemUnitPriceMap = buyerCostPriceMap
+				totalAmount = buyerTotalCost
+				paymentMethod = model.PaymentMethodWallet
+				paymentStatus = model.PaymentStatusPaid
+				paidAt = &now
+				isPurchaseOnBehalf = true
+
+				operatorID = &operatorShopID
+				operatorType = "agent"
+				actualPaidAmountVal := operatorTotalCost
+				actualPaidAmount = &actualPaidAmountVal
+				purchaseRole = model.PurchaseRolePurchaseForSubordinate
+				// 代理代购下级时，佣金差额基准应是操作方（代理自己）的成本价，而非下级的成本价
+				sellerCostPrice = operatorTotalCost
+			}
+		} else {
+			// ==== 子场景 2.3：平台/超管代扣目标代理钱包 ====
+			targetShopID := *resourceShopID
+			targetCostPriceMap, targetTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, targetShopID)
 			if err != nil {
 				return nil, err
 			}
 
 			orderBuyerType = model.BuyerTypeAgent
-			orderBuyerID = operatorShopID
-			itemUnitPriceMap = operatorCostPriceMap
-			totalAmount = operatorTotalCost
+			orderBuyerID = targetShopID
+			itemUnitPriceMap = targetCostPriceMap
+			totalAmount = targetTotalCost
 			paymentMethod = model.PaymentMethodWallet
 			paymentStatus = model.PaymentStatusPaid
 			paidAt = &now
 			isPurchaseOnBehalf = false
 
-			operatorID = &operatorShopID
-			operatorType = "agent"
-			actualPaidAmountVal := operatorTotalCost
+			operatorID = nil
+			operatorType = constants.OwnerTypePlatform
+			actualPaidAmountVal := targetTotalCost
 			actualPaidAmount = &actualPaidAmountVal
 			purchaseRole = model.PurchaseRoleSelfPurchase
-			sellerCostPrice = operatorTotalCost
-
-		} else {
-			// ==== 子场景 2.2：代理代购（给下级购买）====
-			// 获取买家成本价
-			buyerCostPriceMap, buyerTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, *resourceShopID)
-			if err != nil {
-				return nil, err
-			}
-
-			// 获取操作者成本价
-			_, operatorTotalCost, err := s.buildCostPriceMap(ctx, validationResult.Packages, operatorShopID)
-			if err != nil {
-				return nil, err
-			}
-
-			orderBuyerType = model.BuyerTypeAgent
-			orderBuyerID = *resourceShopID
-			itemUnitPriceMap = buyerCostPriceMap
-			totalAmount = buyerTotalCost
-			paymentMethod = model.PaymentMethodWallet
-			paymentStatus = model.PaymentStatusPaid
-			paidAt = &now
-			isPurchaseOnBehalf = true
-
-			operatorID = &operatorShopID
-			operatorType = "agent"
-			actualPaidAmountVal := operatorTotalCost
-			actualPaidAmount = &actualPaidAmountVal
-			purchaseRole = model.PurchaseRolePurchaseForSubordinate
-			// 代理代购下级时，佣金差额基准应是操作方（代理自己）的成本价，而非下级的成本价
-			sellerCostPrice = operatorTotalCost
+			sellerCostPrice = targetTotalCost
 		}
 	} else {
 		// 兜底检查：后台不支持其他支付方式（DTO 验证已拒绝，此为防御性编程）
@@ -432,10 +444,10 @@ func (s *Service) CreateAdminOrder(ctx context.Context, req *dto.CreateAdminOrde
 
 	} else if req.PaymentMethod == model.PaymentMethodWallet {
 		// 钱包支付：创建订单、扣款、激活套餐（在事务中完成）
-		if operatorID == nil {
-			return nil, errors.New(errors.CodeInternalError, "钱包支付场景下 operatorID 不能为空")
+		operatorShopID := orderBuyerID
+		if operatorID != nil {
+			operatorShopID = *operatorID
 		}
-		operatorShopID := *operatorID
 		buyerShopID := orderBuyerID
 
 		if err := s.createOrderWithWalletPayment(ctx, order, items, operatorShopID, buyerShopID); err != nil {
@@ -1013,8 +1025,8 @@ func (s *Service) createOrderWithWalletPayment(ctx context.Context, order *model
 	}
 
 	// 3. 事务外：佣金计算（异步）
-	// 只有平台代购才入队佣金计算（operator_id == nil）
-	if order.OperatorID == nil {
+	// 仅兼容极少数“平台代购但走钱包事务”的特殊场景，普通钱包订单不在此处入队佣金
+	if order.PurchaseRole == model.PurchaseRolePurchasedByPlatform {
 		s.enqueueCommissionCalculation(ctx, order.ID)
 	}