fix: 第1批 M9 套餐临期提醒按资产、扫码进入时触发

- 每日扫描不再给个人客户写临期通知，店铺通知不变
- H5 资产信息在当前资产剩余 0～15 天且当天首次进入时返回 expiry_reminder，并为该客户、该资产写一条临期通知（Redis 去重，失败不占键）
- 个人通知列表、未读数、全部已读中临期提醒只处理当前资产（按 ref_key）
- OpenSpec Change scope-expiry-reminder-to-current-asset：6/9，临期 fixture 端到端验证与每日扫描验证待测试部署后完成

internal/query/notification/query.go

@@ -84,13 +84,15 @@ func (q *Query) List(ctx context.Context, recipientID uint, request dto.Notifica
 	}, nil
 }
 
-// PersonalUnreadCount 查询当前个人客户可见业务通知的准确未读数。
-func (q *Query) PersonalUnreadCount(ctx context.Context, customerID uint) (*dto.NotificationUnreadCountResponse, error) {
+// PersonalUnreadCount 查询当前个人客户可见业务通知的准确未读数；套餐临期提醒只计当前资产的。
+func (q *Query) PersonalUnreadCount(ctx context.Context, customerID uint, currentAssetKey string) (*dto.NotificationUnreadCountResponse, error) {
 	if customerID == 0 {
 		return nil, errors.New(errors.CodeInvalidParam)
 	}
 	var count int64
 	err := personalNotificationScope(q.db.WithContext(ctx).Model(&model.Notification{}), customerID, q.now().UTC()).
+		Where(constants.NotificationPersonalExpiringAssetCondition,
+			constants.NotificationTypePackageExpiring, constants.NotificationRefTypeAsset, currentAssetKey).
 		Where("is_read = ?", false).
 		Count(&count).Error
 	if err != nil {
@@ -99,8 +101,8 @@ func (q *Query) PersonalUnreadCount(ctx context.Context, customerID uint) (*dto.
 	return newUnreadCountResponse(count), nil
 }
 
-// PersonalList 查询当前个人客户可见的未过期业务通知简化列表。
-func (q *Query) PersonalList(ctx context.Context, customerID uint, request dto.PersonalNotificationListRequest) (*dto.PersonalNotificationListResponse, error) {
+// PersonalList 查询当前个人客户可见的未过期业务通知简化列表；套餐临期提醒只含当前资产的。
+func (q *Query) PersonalList(ctx context.Context, customerID uint, currentAssetKey string, request dto.PersonalNotificationListRequest) (*dto.PersonalNotificationListResponse, error) {
 	if customerID == 0 {
 		return nil, errors.New(errors.CodeInvalidParam)
 	}
@@ -108,7 +110,9 @@ func (q *Query) PersonalList(ctx context.Context, customerID uint, request dto.P
 	if err != nil {
 		return nil, err
 	}
-	base := personalNotificationScope(q.db.WithContext(ctx).Model(&model.Notification{}), customerID, q.now().UTC())
+	base := personalNotificationScope(q.db.WithContext(ctx).Model(&model.Notification{}), customerID, q.now().UTC()).
+		Where(constants.NotificationPersonalExpiringAssetCondition,
+			constants.NotificationTypePackageExpiring, constants.NotificationRefTypeAsset, currentAssetKey)
 	if request.IsRead != nil {
 		base = base.Where("is_read = ?", *request.IsRead)
 	}
@@ -238,3 +242,35 @@ func popupSnapshotItem(record model.Notification) *dto.NotificationPopupSnapshot
 		ActionType:    record.PopupSnapshot.ActionType,
 	}
 }
+
+// CurrentAssetRefKey 返回个人客户令牌当前资产的通知引用标识：卡为 ICCID；设备优先虚拟号，为空则 IMEI。
+// 资产不存在或类型未知时返回空串，此时个人通知中心不展示任何套餐临期提醒。
+func (q *Query) CurrentAssetRefKey(ctx context.Context, assetType string, assetID uint) (string, error) {
+	if assetID == 0 {
+		return "", nil
+	}
+	var row struct {
+		ICCID     string `gorm:"column:iccid"`
+		VirtualNo string `gorm:"column:virtual_no"`
+		IMEI      string `gorm:"column:imei"`
+	}
+	var result *gorm.DB
+	switch assetType {
+	case constants.AssetTypeIotCard, "card":
+		result = q.db.WithContext(ctx).Model(&model.IotCard{}).Select("iccid").Where("id = ?", assetID).Limit(1).Scan(&row)
+	case constants.AssetTypeDevice:
+		result = q.db.WithContext(ctx).Model(&model.Device{}).Select("virtual_no", "imei").Where("id = ?", assetID).Limit(1).Scan(&row)
+	default:
+		return "", nil
+	}
+	if result.Error != nil {
+		return "", errors.Wrap(errors.CodeDatabaseError, result.Error, "查询当前资产标识失败")
+	}
+	if row.ICCID != "" {
+		return row.ICCID, nil
+	}
+	if row.VirtualNo != "" {
+		return row.VirtualNo, nil
+	}
+	return row.IMEI, nil
+}

internal/query/packageexpiry/list.go

@@ -246,7 +246,7 @@ func (q *Query) resolveCandidates(ctx context.Context, candidates []assetCandida
 		if filter.PackageID != nil && usage.PackageID != *filter.PackageID {
 			continue
 		}
-		level, levelName := expiryLevel(days)
+		level, levelName := ExpiryLevel(days)
 		items = append(items, dto.ExpiringAssetItem{
 			AssetType: candidate.AssetType, AssetID: candidate.AssetID, Identifier: candidate.Identifier, ShopID: candidate.ShopID,
 			PackageUsageID: usage.ID, PackageID: usage.PackageID, PackageName: usage.PackageName,
@@ -363,7 +363,8 @@ func validateListFilter(filter ListFilter) error {
 	return nil
 }
 
-func expiryLevel(days int) (string, string) {
+// ExpiryLevel 返回临期高亮等级与中文名称：≤3 红、≤7 紫、其余粉红。
+func ExpiryLevel(days int) (string, string) {
 	if days <= 3 {
 		return "red", "红色"
 	}