feat: 钱包系统分离 - 代理钱包与卡钱包完全隔离

## 变更概述
将统一钱包系统拆分为代理钱包和卡钱包两个独立系统，实现数据表和代码层面的完全隔离。

## 数据库变更
- 新增 6 张表：tb_agent_wallet、tb_agent_wallet_transaction、tb_agent_recharge_record、tb_card_wallet、tb_card_wallet_transaction、tb_card_recharge_record
- 删除 3 张旧表：tb_wallet、tb_wallet_transaction、tb_recharge_record
- 代理钱包：按 (shop_id, wallet_type) 唯一标识，支持主钱包和分佣钱包
- 卡钱包：按 (resource_type, resource_id) 唯一标识，支持物联网卡和设备

## 代码变更
- Model 层：新增 AgentWallet、AgentWalletTransaction、AgentRechargeRecord、CardWallet、CardWalletTransaction、CardRechargeRecord 模型
- Store 层：新增 6 个独立 Store，支持事务、乐观锁、Redis 缓存
- Service 层：重构 commission_calculation、commission_withdrawal、order、recharge 等 8 个服务
- Bootstrap 层：更新 Store 和 Service 依赖注入
- 常量层：按钱包类型重新组织常量和 Redis Key 生成函数

## 技术特性
- 乐观锁：使用 version 字段防止并发冲突
- 多租户：支持 shop_id_tag 和 enterprise_id_tag 过滤
- 事务管理：所有余额变动使用事务保证 ACID
- 缓存策略：Cache-Aside 模式，余额变动后删除缓存

## 业务影响
- 代理钱包和卡钱包业务完全隔离，互不影响
- 为独立监控、优化、扩展打下基础
- 提升代理钱包的稳定性和独立性

Co-Authored-By: Claude Sonnet 4.5 <noreply@anthropic.com>

scripts/benchmark/generate_cards.go

@@ -1,3 +1,4 @@
+//go:build ignore
 // +build ignore
 
 package main
@@ -20,20 +21,20 @@ import (
 
 // IotCard 简化的卡模型
 type IotCard struct {
-	ID                uint       `gorm:"primaryKey"`
-	ICCID             string     `gorm:"column:iccid;uniqueIndex:idx_iot_card_iccid,where:deleted_at IS NULL"`
-	CardCategory      string     `gorm:"column:card_category;default:normal"`
-	CarrierID         uint       `gorm:"column:carrier_id"`
-	Status            int        `gorm:"column:status;default:1"`
-	ActivationStatus  int        `gorm:"column:activation_status;default:0"`
-	RealNameStatus    int        `gorm:"column:real_name_status;default:0"`
-	NetworkStatus     int        `gorm:"column:network_status;default:0"`
-	EnablePolling     bool       `gorm:"column:enable_polling;default:true"`
-	Creator           uint       `gorm:"column:creator"`
-	Updater           uint       `gorm:"column:updater"`
-	CreatedAt         time.Time
-	UpdatedAt         time.Time
-	DeletedAt         *time.Time `gorm:"index"`
+	ID               uint   `gorm:"primaryKey"`
+	ICCID            string `gorm:"column:iccid;uniqueIndex:idx_iot_card_iccid,where:deleted_at IS NULL"`
+	CardCategory     string `gorm:"column:card_category;default:normal"`
+	CarrierID        uint   `gorm:"column:carrier_id"`
+	Status           int    `gorm:"column:status;default:1"`
+	ActivationStatus int    `gorm:"column:activation_status;default:0"`
+	RealNameStatus   int    `gorm:"column:real_name_status;default:0"`
+	NetworkStatus    int    `gorm:"column:network_status;default:0"`
+	EnablePolling    bool   `gorm:"column:enable_polling;default:true"`
+	Creator          uint   `gorm:"column:creator"`
+	Updater          uint   `gorm:"column:updater"`
+	CreatedAt        time.Time
+	UpdatedAt        time.Time
+	DeletedAt        *time.Time `gorm:"index"`
 }
 
 func (IotCard) TableName() string {
@@ -41,11 +42,11 @@ func (IotCard) TableName() string {
 }
 
 var (
-	totalCards   = flag.Int("total", 10000000, "要生成的卡数量")
-	batchSize    = flag.Int("batch", 10000, "每批插入数量")
-	workers      = flag.Int("workers", 10, "并行 worker 数量")
-	startICCID   = flag.String("start", "898600000", "起始 ICCID 前缀（9位，总长度不超过20位）")
-	clearOld     = flag.Bool("clear", false, "是否清空现有测试卡")
+	totalCards = flag.Int("total", 10000000, "要生成的卡数量")
+	batchSize  = flag.Int("batch", 10000, "每批插入数量")
+	workers    = flag.Int("workers", 10, "并行 worker 数量")
+	startICCID = flag.String("start", "898600000", "起始 ICCID 前缀（9位，总长度不超过20位）")
+	clearOld   = flag.Bool("clear", false, "是否清空现有测试卡")
 
 	insertedCount int64
 	startTime     time.Time

scripts/benchmark/mock_gateway.go

@@ -1,3 +1,4 @@
+//go:build ignore
 // +build ignore
 
 package main
@@ -250,12 +251,12 @@ func handleStats(w http.ResponseWriter, r *http.Request) {
 	}
 
 	stats := map[string]interface{}{
-		"uptime_seconds":  elapsed,
-		"total_requests":  total,
-		"success_count":   success,
-		"failed_count":    failed,
-		"qps":             qps,
-		"success_rate":    fmt.Sprintf("%.2f%%", successRate),
+		"uptime_seconds": elapsed,
+		"total_requests": total,
+		"success_count":  success,
+		"failed_count":   failed,
+		"qps":            qps,
+		"success_rate":   fmt.Sprintf("%.2f%%", successRate),
 	}
 
 	w.Header().Set("Content-Type", "application/json")