diff --git a/migrations/000130_change_realname_policy_default_to_after_order.down.sql b/migrations/000130_change_realname_policy_default_to_after_order.down.sql
new file mode 100644
index 0000000..7fbdbb6
--- /dev/null
+++ b/migrations/000130_change_realname_policy_default_to_after_order.down.sql
@@ -0,0 +1,13 @@
+-- 回滚：将实名认证策略的列默认值恢复为 none（无需实名）
+
+ALTER TABLE tb_iot_card
+    ALTER COLUMN realname_policy SET DEFAULT 'none';
+
+ALTER TABLE tb_device
+    ALTER COLUMN realname_policy SET DEFAULT 'none';
+
+ALTER TABLE tb_iot_card_import_task
+    ALTER COLUMN realname_policy SET DEFAULT 'none';
+
+ALTER TABLE tb_device_import_task
+    ALTER COLUMN realname_policy SET DEFAULT 'none';
diff --git a/migrations/000130_change_realname_policy_default_to_after_order.up.sql b/migrations/000130_change_realname_policy_default_to_after_order.up.sql
new file mode 100644
index 0000000..dd0d793
--- /dev/null
+++ b/migrations/000130_change_realname_policy_default_to_after_order.up.sql
@@ -0,0 +1,14 @@
+-- 将实名认证策略的列默认值从 none 改为 after_order（先充值/购买后实名）
+-- 仅影响新增记录，现有记录保持原有值不变
+
+ALTER TABLE tb_iot_card
+    ALTER COLUMN realname_policy SET DEFAULT 'after_order';
+
+ALTER TABLE tb_device
+    ALTER COLUMN realname_policy SET DEFAULT 'after_order';
+
+ALTER TABLE tb_iot_card_import_task
+    ALTER COLUMN realname_policy SET DEFAULT 'after_order';
+
+ALTER TABLE tb_device_import_task
+    ALTER COLUMN realname_policy SET DEFAULT 'after_order';