feat(代理分销提现): 落地扫码注册、提现资料资格与企微终审提现

AUG26-008。

- 迁移 000214–000217：tb_shop 全局唯一且不可修改的随机分销码（含存量回填）、
  tb_agent_distribution_registration 待审批注册记录、tb_withdrawal_qualification 资料版本、
  tb_commission_withdrawal_request_attempt 审批尝试记录，以及提现申请的 latest_*/异常标记列；
  不修改既有迁移，down 在存在本 Change 业务事实或新类型场景行时拒绝破坏性回滚。
- 公开接口 POST /api/c/v1/agent-distribution-registrations：无认证，复用既有短信验证码校验、
  消费与限流；无效分销码、停用上级、验证码无效或已消费统一返回「分销码不可用」且不落库，
  审批通过前不创建店铺、账号或钱包。
- 审批通过才在同一事务内建启用店铺、代理主账号、钱包、上级层级与业务员快照，驳回不建实体，
  重复回调不重复建实体，提交后清理上级下级缓存。
- 提现资料资格按不可变版本保存，替换合同或法人身份证即新增版本并同事务失效旧有效版本；
  超管作废原因必填；代理停用与店铺删除联动失效。
- 提现每次提交或重提新增不可变审批尝试记录并冻结金额；企业微信通过仅一次从冻结扣减、
  保持状态 2 并写 paid_at（不使用状态 4），驳回/cancelled/deleted 仅一次释放，
  通过后撤销不回滚、不重新冻结、只写正交异常标记；加锁顺序统一为申请→尝试→钱包。
- 本地人工终审对已关联审批实例的申请返回状态冲突，approval_instance_id 为空的存量申请保持既有行为，
  不新增任何配置开关。
- 补齐审批业务类型注册点全集：业务类型与场景字段常量、场景 DTO 两处枚举与中文描述、
  场景字段白名单/合法类型/中文名、数据库 CHECK、Worker 决策消费者与装配、审批审计资源映射，
  以及三个新审计资源与 13 个审计动作；失败/拒绝审计改为必达。
- 新增后台路由与 OpenAPI：资格提交/查询/作废、提现申请/重提/详情、店铺详情返回只读分销码。
- 归档本 Change：主 Spec 新增 agent-distribution-withdrawal 能力（5 个 Requirement）。

验证（junhong_cmp_test + Redis DB 6，显式 DB_*，未重置整库）：
- 迁移 up → version 217 且 dirty=false → down 3 → up 回 217，fixture 复核残留为 0。
- 受控状态机脚手架 227 项通过 / 0 项失败，覆盖 18 组场景（幂等与乱序回调、资金冻结/释放/重提、
  退款回扣 × 在途提现并发、负向场景拒绝审计与 14 个动作码审计真实落库）。
- gofmt 空、go build/go vet 通过、gendocs 与工作区逐字节一致、context-health 通过、
  openspec validate --strict 通过、doctor healthy；自动化测试按项目决策为 N/A。

运行期前置（未完成，非代码交付物）：由超管经 PUT /api/admin/wecom/scenes/{business_type} 为
agent_distribution_approval、withdrawal_qualification_approval、commission_withdrawal_approval
配置启用场景与模板控件映射；未配置时相应提交失败关闭。

internal/application/wecom/scene.go

@@ -353,6 +353,54 @@ func sceneBusinessFields(businessType string) ([]dto.WeComBusinessFieldResponse,
 			{Code: constants.ApprovalFieldSubmitterID, Name: "提交人账号 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "本系统真实业务提交人账号 ID"},
 			{Code: constants.ApprovalFieldSubmitterName, Name: "提交人名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "本系统真实业务提交人名称快照"},
 		}, true
+	case constants.ApprovalBusinessTypeAgentDistribution:
+		return []dto.WeComBusinessFieldResponse{
+			{Code: constants.ApprovalFieldDistributionCode, Name: "分销码", ValueType: constants.ApprovalFieldValueTypeString, Description: "注册使用的上级店铺分销码脱敏值，仅用于审批人核对来源，不代表新建店铺的码"},
+			{Code: constants.ApprovalFieldDistributionParentShopID, Name: "上级店铺 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "分销码所属上级店铺的系统 ID"},
+			{Code: constants.ApprovalFieldDistributionParentShopName, Name: "上级店铺名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "分销码所属上级店铺名称快照"},
+			{Code: constants.ApprovalFieldDistributionShopName, Name: "申请店铺名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "扫码注册申请的店铺名称快照"},
+			{Code: constants.ApprovalFieldDistributionShopCode, Name: "申请店铺编号", ValueType: constants.ApprovalFieldValueTypeString, Description: "扫码注册申请的店铺编号快照，通过时按既有唯一约束校验"},
+			{Code: constants.ApprovalFieldDistributionUsername, Name: "代理账号用户名", ValueType: constants.ApprovalFieldValueTypeString, Description: "扫码注册申请的代理主账号用户名快照"},
+			{Code: constants.ApprovalFieldDistributionPhoneMasked, Name: "注册手机号", ValueType: constants.ApprovalFieldValueTypeString, Description: "脱敏后的注册手机号，禁止写入完整手机号"},
+			{Code: constants.ApprovalFieldDistributionContactName, Name: "联系人姓名", ValueType: constants.ApprovalFieldValueTypeString, Description: "扫码注册填写的联系人姓名"},
+			{Code: constants.ApprovalFieldDistributionRegion, Name: "注册地址摘要", ValueType: constants.ApprovalFieldValueTypeString, Description: "省市区与详细地址拼接的注册地址摘要"},
+			{Code: constants.ApprovalFieldSubmitterID, Name: "提交人账号 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "本系统真实业务提交人账号 ID"},
+			{Code: constants.ApprovalFieldSubmitterName, Name: "提交人名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "本系统真实业务提交人名称快照"},
+		}, true
+	case constants.ApprovalBusinessTypeWithdrawalQualification:
+		return []dto.WeComBusinessFieldResponse{
+			{Code: constants.ApprovalFieldQualificationShopID, Name: "店铺 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "提现资料资格所属代理店铺的系统 ID"},
+			{Code: constants.ApprovalFieldQualificationShopName, Name: "店铺名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "提现资料资格所属代理店铺名称快照"},
+			{Code: constants.ApprovalFieldQualificationSubjectType, Name: "签约主体类型", ValueType: constants.ApprovalFieldValueTypeString, Description: "签约主体类型中文名：企业或个人"},
+			{Code: constants.ApprovalFieldQualificationSubjectCodeMasked, Name: "签约主体代码", ValueType: constants.ApprovalFieldValueTypeString, Description: "脱敏后的统一社会信用代码或身份证号，禁止写入完整证件号"},
+			{Code: constants.ApprovalFieldQualificationLegalPersonMasked, Name: "法人身份证号", ValueType: constants.ApprovalFieldValueTypeString, Description: "脱敏后的法人身份证号，禁止写入完整证件号"},
+			{Code: constants.ApprovalFieldQualificationContractKey, Name: "合同附件", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "合同对象存储 Key 列表（单个对象）"},
+			{Code: constants.ApprovalFieldQualificationIDCardFrontKey, Name: "法人身份证正面", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "法人身份证正面对象存储 Key 列表（单个对象）"},
+			{Code: constants.ApprovalFieldQualificationIDCardBackKey, Name: "法人身份证反面", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "法人身份证反面对象存储 Key 列表（单个对象）"},
+			{Code: constants.ApprovalFieldQualificationBusinessLicenseKey, Name: "营业执照", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "营业执照对象存储 Key 列表（单个对象，可选）"},
+			{Code: constants.ApprovalFieldQualificationShopFrontKey, Name: "门头照", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "门头照对象存储 Key 列表（单个对象，可选）"},
+			{Code: constants.ApprovalFieldQualificationInvoiceKey, Name: "发票", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "发票对象存储 Key 列表（单个对象，仅企业可选）"},
+			{Code: constants.ApprovalFieldQualificationInvoiceTitle, Name: "发票抬头", ValueType: constants.ApprovalFieldValueTypeString, Description: "发票抬头，仅企业填写且必须与合同主体一致"},
+			{Code: constants.ApprovalFieldSubmitterID, Name: "提交人账号 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "本系统真实业务提交人账号 ID"},
+			{Code: constants.ApprovalFieldSubmitterName, Name: "提交人名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "本系统真实业务提交人名称快照"},
+		}, true
+	case constants.ApprovalBusinessTypeCommissionWithdrawal:
+		return []dto.WeComBusinessFieldResponse{
+			{Code: constants.ApprovalFieldWithdrawalNo, Name: "提现单号", ValueType: constants.ApprovalFieldValueTypeString, Description: "本次提现申请单号"},
+			{Code: constants.ApprovalFieldWithdrawalAttemptNo, Name: "提交次序", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "本次为第几次提交，重提时递增"},
+			{Code: constants.ApprovalFieldWithdrawalShopID, Name: "店铺 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "发起提现的代理店铺系统 ID"},
+			{Code: constants.ApprovalFieldWithdrawalShopName, Name: "店铺名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "发起提现的代理店铺名称快照"},
+			{Code: constants.ApprovalFieldWithdrawalAmount, Name: "提现金额", ValueType: constants.ApprovalFieldValueTypeMoney, Description: "以元为单位且保留两位小数的提现金额"},
+			{Code: constants.ApprovalFieldWithdrawalAmountCent, Name: "提现金额（分）", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "以分为单位的提现金额整数"},
+			{Code: constants.ApprovalFieldWithdrawalFee, Name: "手续费", ValueType: constants.ApprovalFieldValueTypeMoney, Description: "以元为单位且保留两位小数的本次手续费"},
+			{Code: constants.ApprovalFieldWithdrawalActualAmount, Name: "实际到账金额", ValueType: constants.ApprovalFieldValueTypeMoney, Description: "以元为单位且保留两位小数的实际到账金额"},
+			{Code: constants.ApprovalFieldWithdrawalMethod, Name: "收款方式", ValueType: constants.ApprovalFieldValueTypeString, Description: "本次收款方式名称快照"},
+			{Code: constants.ApprovalFieldWithdrawalAccountName, Name: "收款人姓名", ValueType: constants.ApprovalFieldValueTypeString, Description: "本次收款人姓名"},
+			{Code: constants.ApprovalFieldWithdrawalAccountNumber, Name: "收款账号", ValueType: constants.ApprovalFieldValueTypeString, Description: "本次收款账号，供审批人核验打款"},
+			{Code: constants.ApprovalFieldWithdrawalInvoiceKey, Name: "申请级发票", ValueType: constants.ApprovalFieldValueTypeFileList, Description: "本次申请级发票对象存储 Key 列表，无发票时为空数组"},
+			{Code: constants.ApprovalFieldSubmitterID, Name: "提交人账号 ID", ValueType: constants.ApprovalFieldValueTypeInteger, Description: "本系统真实业务提交人账号 ID"},
+			{Code: constants.ApprovalFieldSubmitterName, Name: "提交人名称", ValueType: constants.ApprovalFieldValueTypeString, Description: "本系统真实业务提交人名称快照"},
+		}, true
 	default:
 		return nil, false
 	}
@@ -376,7 +424,10 @@ func validApprovalBusinessType(businessType string) bool {
 	switch businessType {
 	case constants.ApprovalBusinessTypeRefund,
 		constants.ApprovalBusinessTypeOfflineRecharge,
-		constants.ApprovalBusinessTypeEmployeeCollection:
+		constants.ApprovalBusinessTypeEmployeeCollection,
+		constants.ApprovalBusinessTypeAgentDistribution,
+		constants.ApprovalBusinessTypeWithdrawalQualification,
+		constants.ApprovalBusinessTypeCommissionWithdrawal:
 		return true
 	default:
 		return false
@@ -391,6 +442,12 @@ func approvalBusinessTypeName(businessType string) string {
 		return "员工线下代充值审批"
 	case constants.ApprovalBusinessTypeEmployeeCollection:
 		return "员工代收款核销审批"
+	case constants.ApprovalBusinessTypeAgentDistribution:
+		return "代理扫码分销注册审批"
+	case constants.ApprovalBusinessTypeWithdrawalQualification:
+		return "提现资料资格审批"
+	case constants.ApprovalBusinessTypeCommissionWithdrawal:
+		return "佣金提现终审"
 	default:
 		return "未知审批业务类型"
 	}