feat(收口): 补齐 8 月迭代缺口并同步 Spec 与证据链

- 新增六对成对迁移 000232–000237：H5 弹窗类型、退款结算标识与申请人备注、优先轮询事实字段与两个新终态、通道阈值命中留痕、手机号最近解绑人、提现资格校验留痕
- 退款：原因必填与申请人备注、来源支付与渠道流水冻结、线下处理流水号补录审计、按订单查询可选退款方式、企微审批材料补齐且新增字段缺失映射即明确失败
- 优先轮询：人工关闭、有效期到期独立周期任务、失败与过期人工重触发、事实字段与异常重试查询、资产解析端点只读投影
- 通道阈值：命中事实同事务留痕与命中记录查询；员工账单：列表筛选与详情投影；商户池：列表投影与统计周期语义；H5：弹窗类型与类别排序
- 手机号：有效关联数量与最近解绑人、短信验证码失败次数限制；导出：佣金明细十五列与报表序号列
- 时间筛选：三处新增筛选纳入统一严格解析契约，员工账单产生时间参数改名
- 同步 12 份主 Spec 需求、两端点与异步任务证据链，门禁 context-health 与 OpenSpec 校验通过

cmd/worker/main.go

@@ -45,6 +45,7 @@ import (
 	"github.com/break/junhong_cmp_fiber/internal/model"
 	"github.com/break/junhong_cmp_fiber/internal/polling"
 	iot_card_svc "github.com/break/junhong_cmp_fiber/internal/service/iot_card"
+	pollingSvc "github.com/break/junhong_cmp_fiber/internal/service/polling"
 	refundSvc "github.com/break/junhong_cmp_fiber/internal/service/refund"
 	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
 	"github.com/break/junhong_cmp_fiber/internal/task"
@@ -172,6 +173,7 @@ func runWorker(cfg *config.Config) {
 	registerRefundChannelRecoveryTask(taskHandler.GetMux(), runtime, appLogger)
 	registerCarrierThresholdTasks(taskHandler.GetMux(), runtime, appLogger)
 	registerAssetAutoRenewalTasks(taskHandler.GetMux(), runtime, appLogger)
+	registerPollingPriorityExpiryTask(taskHandler.GetMux(), runtime, appLogger)
 	registerRefundCommissionRecoveryTask(taskHandler.GetMux(), runtime, appLogger)
 	registerAuditArchiveTask(taskHandler.GetMux(), runtime, cfg.Worker.AuditRetentionCleanupEnabled, cfg.Worker.AuditArchiveTasksEnabled, appLogger, retentionLogger)
 	outboxHandler := outbox.NewHandler(runtime.outboxConsumers)
@@ -623,6 +625,23 @@ func registerAssetAutoRenewalTasks(mux *asynq.ServeMux, runtime *workerRuntime,
 	appLogger.Info("注册资产钱包自动续费复机结果恢复任务处理器", zap.String("task_type", constants.TaskTypeAssetAutoRenewalRecovery))
 }
 
+// registerPollingPriorityExpiryTask 注册优先轮询项有效期到期处理任务。
+// 该任务是超期出队的唯一触发器：查询与读侧都不隐式触发过期处理。
+func registerPollingPriorityExpiryTask(mux *asynq.ServeMux, runtime *workerRuntime, appLogger *zap.Logger) {
+	if runtime == nil || runtime.db == nil {
+		appLogger.Fatal("数据库未配置，无法注册优先轮询项有效期到期处理任务")
+	}
+	expiryService := pollingSvc.NewPriorityExpiryService(
+		runtime.db,
+		postgres.NewPollingPriorityItemStore(runtime.db),
+		appLogger,
+	)
+	expiryService.SetAudit(auditInfra.NewWriter(auditInfra.NewRegistry(), nil))
+	handler := task.NewPollingPriorityExpiryHandler(expiryService, appLogger)
+	mux.HandleFunc(constants.TaskTypePollingPriorityExpiry, handler.Handle)
+	appLogger.Info("注册优先轮询项有效期到期处理任务处理器", zap.String("task_type", constants.TaskTypePollingPriorityExpiry))
+}
+
 // registerCardObservationOutboxConsumer 注册卡观测领域事件消费者。
 func registerCardObservationOutboxConsumer(runtime *workerRuntime, appLogger *zap.Logger) {
 	stopResumeService, _ := runtime.workerResult.Services.StopResumeService.(iot_card_svc.StopResumeServiceInterface)
@@ -897,6 +916,16 @@ func registerAsynqScheduleTasks(asynqScheduler *asynq.Scheduler, auditArchiveEna
 	)); err != nil {
 		return fmt.Errorf("注册渠道原路退款结果恢复定时任务失败: %w", err)
 	}
+	if _, err := asynqScheduler.Register("@every 1m", asynq.NewTask(
+		constants.TaskTypePollingPriorityExpiry,
+		nil,
+		asynq.MaxRetry(3),
+		asynq.Timeout(10*time.Minute),
+		asynq.Unique(10*time.Minute),
+		asynq.Queue(constants.QueueForTaskType(constants.TaskTypePollingPriorityExpiry)),
+	)); err != nil {
+		return fmt.Errorf("注册优先轮询项有效期到期处理定时任务失败: %w", err)
+	}
 	if _, err := asynqScheduler.Register("@every 1m", asynq.NewTask(
 		constants.TaskTypeCarrierThresholdCycle,
 		nil,