feat(收口): 补齐 8 月迭代缺口并同步 Spec 与证据链

- 新增六对成对迁移 000232–000237：H5 弹窗类型、退款结算标识与申请人备注、优先轮询事实字段与两个新终态、通道阈值命中留痕、手机号最近解绑人、提现资格校验留痕
- 退款：原因必填与申请人备注、来源支付与渠道流水冻结、线下处理流水号补录审计、按订单查询可选退款方式、企微审批材料补齐且新增字段缺失映射即明确失败
- 优先轮询：人工关闭、有效期到期独立周期任务、失败与过期人工重触发、事实字段与异常重试查询、资产解析端点只读投影
- 通道阈值：命中事实同事务留痕与命中记录查询；员工账单：列表筛选与详情投影；商户池：列表投影与统计周期语义；H5：弹窗类型与类别排序
- 手机号：有效关联数量与最近解绑人、短信验证码失败次数限制；导出：佣金明细十五列与报表序号列
- 时间筛选：三处新增筛选纳入统一严格解析契约，员工账单产生时间参数改名
- 同步 12 份主 Spec 需求、两端点与异步任务证据链，门禁 context-health 与 OpenSpec 校验通过

internal/query/asset/priority_polling.go

@@ -0,0 +1,122 @@
+package asset
+
+import (
+	"context"
+	"time"
+
+	"github.com/break/junhong_cmp_fiber/internal/model"
+	"github.com/break/junhong_cmp_fiber/internal/model/dto"
+	pollingsvc "github.com/break/junhong_cmp_fiber/internal/service/polling"
+	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
+	"github.com/break/junhong_cmp_fiber/pkg/constants"
+	"github.com/break/junhong_cmp_fiber/pkg/errors"
+)
+
+// ResolvePriorityPolling 读取资产或卡的优先轮询状态只读投影，落在既有资产解析端点内。
+//
+// 口径：卡取自身，设备取其在用绑定卡；存在待执行或执行中的优先项时「是否处于优先轮询中」为真，
+// 最近触发场景取该资产最近一条事实的触发类型，最近轮询结果取该条事实的结局，
+// 最近轮询时间取最近一次执行时间（未执行过时退回最近触发时间），
+// 失败原因取最近一条非空的可安全展示原因。无任何优先轮询事实时以否或空值返回，
+// MUST NOT 用普通轮询结果填充。
+//
+// 只读：只做查询，不创建、不合并、不推进、不出队任何优先项，也不触发上游调用。
+// 数据范围：资产本身的可读性由资产解析用例保证；此处再按优先项事实的店铺快照下推一次，
+// 读侧鉴权不通过（企业账号或范围缺失）时返回空投影，不因投影阻断资产详情，也不泄露范围外事实。
+func (q *ExchangeTraceQuery) ResolvePriorityPolling(ctx context.Context, assetType string, assetID uint) (*dto.AssetPriorityPollingProjection, error) {
+	projection := &dto.AssetPriorityPollingProjection{}
+	if q == nil || q.db == nil || assetID == 0 {
+		return projection, nil
+	}
+	cardIDs, err := q.assetCardIDs(ctx, assetType, assetID)
+	if err != nil {
+		return nil, err
+	}
+	if len(cardIDs) == 0 {
+		return projection, nil
+	}
+	scope, scopeErr := pollingsvc.PriorityPollingReadScope(ctx)
+	if scopeErr != nil {
+		return projection, nil
+	}
+	summaries, err := postgres.NewPollingPriorityItemStore(q.db).ProjectPriorityPolling(ctx, cardIDs, scope)
+	if err != nil {
+		return nil, err
+	}
+	return projectPriorityPolling(summaries), nil
+}
+
+// assetCardIDs 返回该资产对应的轮询对象卡集合：卡为自身，设备为绑定状态有效的在用卡。
+func (q *ExchangeTraceQuery) assetCardIDs(ctx context.Context, assetType string, assetID uint) ([]uint, error) {
+	switch assetType {
+	case constants.AssetResolveTypeCard:
+		return []uint{assetID}, nil
+	case constants.AssetTypeDevice:
+		var cardIDs []uint
+		if err := q.db.WithContext(ctx).
+			Model(&model.DeviceSimBinding{}).
+			Where("device_id = ? AND bind_status = ?", assetID, constants.BindStatusBound).
+			Order("slot_position ASC").
+			Pluck("iot_card_id", &cardIDs).Error; err != nil {
+			return nil, errors.Wrap(errors.CodeDatabaseError, err, "查询设备绑定的卡失败")
+		}
+		return cardIDs, nil
+	default:
+		// 其他资产类型没有轮询对象，投影按无事实返回。
+		return nil, nil
+	}
+}
+
+// projectPriorityPolling 把逐卡摘要聚合为资产级投影。
+// 多卡资产以最近创建的一条事实决定最近触发场景、结果与轮询时间；
+// 失败原因单独取最近一条非空原因，避免最近一条事实无原因时丢失可展示的失败说明。
+func projectPriorityPolling(summaries map[uint]postgres.PriorityPollingCardProjection) *dto.AssetPriorityPollingProjection {
+	projection := &dto.AssetPriorityPollingProjection{}
+	var latest *model.PollingPriorityItem
+	var latestFailed *model.PollingPriorityItem
+	for _, summary := range summaries {
+		if summary.HasActive {
+			projection.InPriorityPolling = true
+		}
+		item := summary.Latest
+		if item == nil {
+			continue
+		}
+		if latest == nil || item.ID > latest.ID {
+			latest = item
+		}
+		if item.FailureReason != "" && (latestFailed == nil || item.ID > latestFailed.ID) {
+			latestFailed = item
+		}
+	}
+	if latest == nil {
+		return projection
+	}
+	projection.LastTriggerType = latest.TriggerType
+	projection.LastTriggerName = constants.PollingPriorityTriggerName(latest.TriggerType)
+	projection.LastResult = constants.PollingPriorityStatusOutcome(latest.Status)
+	projection.LastResultName = constants.PollingPriorityOutcomeName(projection.LastResult)
+	projection.LastPollingAt = priorityPollingLastPolledAt(latest)
+	if latest.FailureReason != "" {
+		projection.FailureReason = latest.FailureReason
+	} else if latestFailed != nil {
+		projection.FailureReason = latestFailed.FailureReason
+	}
+	return projection
+}
+
+// priorityPollingLastPolledAt 返回最近轮询时间：优先取执行时间，未执行过时取最近触发时间。
+func priorityPollingLastPolledAt(item *model.PollingPriorityItem) *time.Time {
+	if item == nil {
+		return nil
+	}
+	switch {
+	case item.FinishedAt != nil:
+		return item.FinishedAt
+	case item.StartedAt != nil:
+		return item.StartedAt
+	default:
+		triggeredAt := item.LastTriggeredAt
+		return &triggeredAt
+	}
+}