feat: 业务逻辑补全 — 佣金待审记录、C端订单重构、支付抽象、富友支付、卡设备状态联动

F-1: 佣金链断裂时创建 status=99 零额待审记录，新增修正接口 POST /commission-records/:id/resolve
F-4: C端订单查询从 Handler 迁移至 Service 层，移除 SkipPermissionCtx
J-1: 富友支付 JSAPI/MiniApp 预下单实现，回调补全签名验证
J-2: 平台钱包代购支持（buyerType 为空时使用资产所属代理钱包）
J-3: 套餐激活后自动更新卡/设备 status=3，最后套餐过期后更新 status=4
支付抽象: 引入 PaymentProvider 接口 + 微信/富友适配器，CreateOrder 支持多支付渠道
修复: 设备/IoT卡响应 DTO 移除 omitempty，空值字段返回 null 而非省略

internal/bootstrap/services.go

@@ -127,7 +127,7 @@ func initServices(s *stores, deps *Dependencies) *services {
 		),
 		Shop:                        shopSvc.New(s.Shop, s.Account, s.ShopRole, s.Role, s.AccountRole, s.AgentWallet),
 		Auth:                        authSvc.New(s.Account, s.AccountRole, s.RolePermission, s.Permission, s.Shop, deps.TokenManager, deps.Logger),
-		ShopCommission:              shopCommissionSvc.New(s.Shop, s.Account, s.AgentWallet, s.CommissionWithdrawalRequest, s.CommissionRecord),
+		ShopCommission:              shopCommissionSvc.New(s.Shop, s.Account, s.AgentWallet, s.CommissionWithdrawalRequest, s.CommissionRecord, deps.DB, deps.Logger),
 		CommissionWithdrawal:        commissionWithdrawalSvc.New(deps.DB, s.Shop, s.Account, s.AgentWallet, s.AgentWalletTransaction, s.CommissionWithdrawalRequest),
 		CommissionWithdrawalSetting: commissionWithdrawalSettingSvc.New(deps.DB, s.Account, s.CommissionWithdrawalSetting),
 		CommissionCalculation: commissionCalculationSvc.New(