docs: 新增 OpenSpec 提案 add-payment-config-management

包含 proposal.md、design.md、tasks.md 及各模块 spec 文件(微信配置管理、富友支付、代理充值、订单支付、资产充值适配、微信支付留桩)

Ultraworked with [Sisyphus](https://github.com/code-yeongyu/oh-my-opencode)

Co-authored-by: Sisyphus <clio-agent@sisyphuslabs.ai>
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2026-03-16 23:30:39 +08:00
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schema: spec-driven
created: 2026-03-16