diff --git a/internal/store/postgres/account_store.go b/internal/store/postgres/account_store.go
index cc75ac7..94764c0 100644
--- a/internal/store/postgres/account_store.go
+++ b/internal/store/postgres/account_store.go
@@ -261,8 +261,9 @@ func (s *AccountStore) GetPrimaryAccountsByShopIDs(ctx context.Context, shopIDs
 	var accounts []*model.Account
 	query := s.db.WithContext(ctx).
 		Where("shop_id IN ? AND is_primary = ?", shopIDs, true)
-	// 应用数据权限过滤
-	query = middleware.ApplyShopFilter(ctx, query)
+	// 注意：此处不再应用数据权限过滤
+	// 因为调用方（Service 层）已经保证了 shopIDs 的合法性
+	// 在 ListShopFundSummary 场景中，店铺列表已由 Service 层过滤
 	if err := query.Find(&accounts).Error; err != nil {
 		return nil, err
 	}