让代理充值复用现有网页支付能力

微信按当前 v2/v3 配置分别生成 MWEB/H5 链接，支付宝复用 C 端 WAP 链接，并让可用支付方式基于生效配置判断。

Constraint: 支付链接统一通过 qr_content 返回，由前端渲染二维码；按要求不运行测试

Rejected: 微信 Native 与支付宝当面付 | 会引入非当前商户配置所需的额外产品开通

Confidence: high

Scope-risk: moderate

Directive: 微信 H5/MWEB 二维码仅承诺系统相机或外部浏览器扫码链路

Tested: 相关 Go 包编译通过；gofmt 与 git diff --check 通过

Not-tested: 按用户要求未运行自动化测试及真实支付联调

internal/bootstrap/services.go

@@ -272,8 +272,8 @@ func initServices(s *stores, deps *Dependencies) *services {
 	paymentIntegration := integrationlog.NewRepository(deps.DB)
 	agentRechargeOnline := agentrechargeApp.NewOnlineCreationService(
 		deps.DB,
-		paymentInfra.NewWechatNativeAdapter(wechat.NewRedisCache(deps.Redis), paymentIntegration, deps.Logger),
-		paymentInfra.NewAlipayPreCreateAdapter(paymentIntegration),
+		paymentInfra.NewWechatWebAdapter(wechat.NewRedisCache(deps.Redis), paymentIntegration, deps.Logger),
+		paymentInfra.NewAlipayWapAdapter(paymentIntegration, deps.Logger),
 	)
 	agentRechargePaymentConfirm := agentrechargeApp.NewConfirmOnlinePaymentService(
 		deps.DB,