diff --git a/internal/model/dto/polling_config_dto.go b/internal/model/dto/polling_config_dto.go
index 5de6b33..7d05ff5 100644
--- a/internal/model/dto/polling_config_dto.go
+++ b/internal/model/dto/polling_config_dto.go
@@ -2,28 +2,32 @@ package dto
 
 // CreatePollingConfigRequest 创建轮询配置请求
 type CreatePollingConfigRequest struct {
-	ConfigName            string `json:"config_name" validate:"required,min=1,max=100" required:"true" minLength:"1" maxLength:"100" description:"配置名称"`
-	CardCondition         string `json:"card_condition" validate:"omitempty,oneof=not_real_name real_name activated suspended" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
-	CardCategory          string `json:"card_category" validate:"omitempty,oneof=normal industry" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
-	CarrierID             *uint  `json:"carrier_id" validate:"omitempty" description:"运营商ID（可选，精确匹配）"`
-	Priority              int    `json:"priority" validate:"required,min=1,max=1000" required:"true" minimum:"1" maximum:"1000" description:"优先级（数字越小优先级越高）"`
-	RealnameCheckInterval *int   `json:"realname_check_interval" validate:"omitempty,min=30" minimum:"30" description:"实名检查间隔（秒），NULL表示不检查，最小30秒"`
-	CarddataCheckInterval *int   `json:"carddata_check_interval" validate:"omitempty,min=60" minimum:"60" description:"流量检查间隔（秒），NULL表示不检查，最小60秒"`
-	PackageCheckInterval  *int   `json:"package_check_interval" validate:"omitempty,min=60" minimum:"60" description:"套餐检查间隔（秒），NULL表示不检查，最小60秒"`
-	Description           string `json:"description" validate:"omitempty,max=500" maxLength:"500" description:"配置说明"`
+	ConfigName              string `json:"config_name" validate:"required,min=1,max=100" required:"true" minLength:"1" maxLength:"100" description:"配置名称"`
+	CardCondition           string `json:"card_condition" validate:"omitempty,oneof=not_real_name real_name activated suspended" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
+	CardCategory            string `json:"card_category" validate:"omitempty,oneof=normal industry" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
+	CarrierID               *uint  `json:"carrier_id" validate:"omitempty" description:"运营商ID（可选，精确匹配）"`
+	Priority                int    `json:"priority" validate:"required,min=1,max=1000" required:"true" minimum:"1" maximum:"1000" description:"优先级（数字越小优先级越高）"`
+	RealnameCheckInterval   *int   `json:"realname_check_interval" validate:"omitempty,min=30" minimum:"30" description:"实名检查间隔（秒），NULL表示不检查，最小30秒"`
+	CarddataCheckInterval   *int   `json:"carddata_check_interval" validate:"omitempty,min=60" minimum:"60" description:"流量检查间隔（秒），NULL表示不检查，最小60秒"`
+	PackageCheckInterval    *int   `json:"package_check_interval" validate:"omitempty,min=60" minimum:"60" description:"套餐检查间隔（秒），NULL表示不检查，最小60秒"`
+	ProtectCheckInterval    *int   `json:"protect_check_interval" validate:"omitempty,min=30" minimum:"30" description:"保护期一致性检查间隔（秒），NULL表示不检查，最小30秒"`
+	CardStatusCheckInterval *int   `json:"card_status_check_interval" validate:"omitempty,min=30" minimum:"30" description:"卡状态检查间隔（秒），NULL表示不检查，最小30秒"`
+	Description             string `json:"description" validate:"omitempty,max=500" maxLength:"500" description:"配置说明"`
 }
 
 // UpdatePollingConfigRequest 更新轮询配置请求
 type UpdatePollingConfigRequest struct {
-	ConfigName            *string `json:"config_name" validate:"omitempty,min=1,max=100" minLength:"1" maxLength:"100" description:"配置名称"`
-	CardCondition         *string `json:"card_condition" validate:"omitempty,oneof=not_real_name real_name activated suspended" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
-	CardCategory          *string `json:"card_category" validate:"omitempty,oneof=normal industry" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
-	CarrierID             *uint   `json:"carrier_id" validate:"omitempty" description:"运营商ID（可选，精确匹配）"`
-	Priority              *int    `json:"priority" validate:"omitempty,min=1,max=1000" minimum:"1" maximum:"1000" description:"优先级（数字越小优先级越高）"`
-	RealnameCheckInterval *int    `json:"realname_check_interval" validate:"omitempty,min=30" minimum:"30" description:"实名检查间隔（秒），NULL表示不检查，最小30秒"`
-	CarddataCheckInterval *int    `json:"carddata_check_interval" validate:"omitempty,min=60" minimum:"60" description:"流量检查间隔（秒），NULL表示不检查，最小60秒"`
-	PackageCheckInterval  *int    `json:"package_check_interval" validate:"omitempty,min=60" minimum:"60" description:"套餐检查间隔（秒），NULL表示不检查，最小60秒"`
-	Description           *string `json:"description" validate:"omitempty,max=500" maxLength:"500" description:"配置说明"`
+	ConfigName              *string `json:"config_name" validate:"omitempty,min=1,max=100" minLength:"1" maxLength:"100" description:"配置名称"`
+	CardCondition           *string `json:"card_condition" validate:"omitempty,oneof=not_real_name real_name activated suspended" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
+	CardCategory            *string `json:"card_category" validate:"omitempty,oneof=normal industry" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
+	CarrierID               *uint   `json:"carrier_id" validate:"omitempty" description:"运营商ID（可选，精确匹配）"`
+	Priority                *int    `json:"priority" validate:"omitempty,min=1,max=1000" minimum:"1" maximum:"1000" description:"优先级（数字越小优先级越高）"`
+	RealnameCheckInterval   *int    `json:"realname_check_interval" validate:"omitempty,min=30" minimum:"30" description:"实名检查间隔（秒），NULL表示不检查，最小30秒"`
+	CarddataCheckInterval   *int    `json:"carddata_check_interval" validate:"omitempty,min=60" minimum:"60" description:"流量检查间隔（秒），NULL表示不检查，最小60秒"`
+	PackageCheckInterval    *int    `json:"package_check_interval" validate:"omitempty,min=60" minimum:"60" description:"套餐检查间隔（秒），NULL表示不检查，最小60秒"`
+	ProtectCheckInterval    *int    `json:"protect_check_interval" validate:"omitempty,min=30" minimum:"30" description:"保护期一致性检查间隔（秒），NULL表示不检查，最小30秒"`
+	CardStatusCheckInterval *int    `json:"card_status_check_interval" validate:"omitempty,min=30" minimum:"30" description:"卡状态检查间隔（秒），NULL表示不检查，最小30秒"`
+	Description             *string `json:"description" validate:"omitempty,max=500" maxLength:"500" description:"配置说明"`
 }
 
 // PollingConfigListRequest 轮询配置列表请求
@@ -44,19 +48,21 @@ type UpdatePollingConfigStatusRequest struct {
 
 // PollingConfigResponse 轮询配置响应
 type PollingConfigResponse struct {
-	ID                    uint   `json:"id" description:"配置ID"`
-	ConfigName            string `json:"config_name" description:"配置名称"`
-	CardCondition         string `json:"card_condition" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
-	CardCategory          string `json:"card_category" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
-	CarrierID             *uint  `json:"carrier_id" description:"运营商ID"`
-	Priority              int    `json:"priority" description:"优先级（数字越小优先级越高）"`
-	RealnameCheckInterval *int   `json:"realname_check_interval" description:"实名检查间隔（秒），NULL表示不检查"`
-	CarddataCheckInterval *int   `json:"carddata_check_interval" description:"流量检查间隔（秒），NULL表示不检查"`
-	PackageCheckInterval  *int   `json:"package_check_interval" description:"套餐检查间隔（秒），NULL表示不检查"`
-	Status                int16  `json:"status" description:"状态 (1:启用, 0:禁用)"`
-	Description           string `json:"description" description:"配置说明"`
-	CreatedAt             string `json:"created_at" description:"创建时间"`
-	UpdatedAt             string `json:"updated_at" description:"更新时间"`
+	ID                      uint   `json:"id" description:"配置ID"`
+	ConfigName              string `json:"config_name" description:"配置名称"`
+	CardCondition           string `json:"card_condition" description:"卡状态条件 (not_real_name:未实名, real_name:已实名, activated:已激活, suspended:已停用)"`
+	CardCategory            string `json:"card_category" description:"卡业务类型 (normal:普通卡, industry:行业卡)"`
+	CarrierID               *uint  `json:"carrier_id" description:"运营商ID"`
+	Priority                int    `json:"priority" description:"优先级（数字越小优先级越高）"`
+	RealnameCheckInterval   *int   `json:"realname_check_interval" description:"实名检查间隔（秒），NULL表示不检查"`
+	CarddataCheckInterval   *int   `json:"carddata_check_interval" description:"流量检查间隔（秒），NULL表示不检查"`
+	PackageCheckInterval    *int   `json:"package_check_interval" description:"套餐检查间隔（秒），NULL表示不检查"`
+	ProtectCheckInterval    *int   `json:"protect_check_interval" description:"保护期一致性检查间隔（秒），NULL表示不检查"`
+	CardStatusCheckInterval *int   `json:"card_status_check_interval" description:"卡状态检查间隔（秒），NULL表示不检查"`
+	Status                  int16  `json:"status" description:"状态 (1:启用, 0:禁用)"`
+	Description             string `json:"description" description:"配置说明"`
+	CreatedAt               string `json:"created_at" description:"创建时间"`
+	UpdatedAt               string `json:"updated_at" description:"更新时间"`
 }
 
 // UpdatePollingConfigParams 更新轮询配置参数
diff --git a/internal/service/polling/config_service.go b/internal/service/polling/config_service.go
index 6dcce82..d3f0848 100644
--- a/internal/service/polling/config_service.go
+++ b/internal/service/polling/config_service.go
@@ -39,23 +39,27 @@ func (s *ConfigService) Create(ctx context.Context, req *dto.CreatePollingConfig
 	}
 
 	// 验证检查间隔（至少一个不为空）
-	if req.RealnameCheckInterval == nil && req.CarddataCheckInterval == nil && req.PackageCheckInterval == nil {
+	if req.RealnameCheckInterval == nil && req.CarddataCheckInterval == nil &&
+		req.PackageCheckInterval == nil && req.ProtectCheckInterval == nil &&
+		req.CardStatusCheckInterval == nil {
 		return nil, errors.New(errors.CodeInvalidParam, "至少需要配置一种检查间隔")
 	}
 
 	config := &model.PollingConfig{
-		ConfigName:            req.ConfigName,
-		CardCondition:         req.CardCondition,
-		CardCategory:          req.CardCategory,
-		CarrierID:             req.CarrierID,
-		Priority:              req.Priority,
-		RealnameCheckInterval: req.RealnameCheckInterval,
-		CarddataCheckInterval: req.CarddataCheckInterval,
-		PackageCheckInterval:  req.PackageCheckInterval,
-		Status:                1, // 默认启用
-		Description:           req.Description,
-		CreatedBy:             &currentUserID,
-		UpdatedBy:             &currentUserID,
+		ConfigName:              req.ConfigName,
+		CardCondition:           req.CardCondition,
+		CardCategory:            req.CardCategory,
+		CarrierID:               req.CarrierID,
+		Priority:                req.Priority,
+		RealnameCheckInterval:   req.RealnameCheckInterval,
+		CarddataCheckInterval:   req.CarddataCheckInterval,
+		PackageCheckInterval:    req.PackageCheckInterval,
+		ProtectCheckInterval:    req.ProtectCheckInterval,
+		CardStatusCheckInterval: req.CardStatusCheckInterval,
+		Status:                  1,
+		Description:             req.Description,
+		CreatedBy:               &currentUserID,
+		UpdatedBy:               &currentUserID,
 	}
 
 	if err := s.configStore.Create(ctx, config); err != nil {
@@ -122,6 +126,12 @@ func (s *ConfigService) Update(ctx context.Context, id uint, req *dto.UpdatePoll
 	if req.PackageCheckInterval != nil {
 		config.PackageCheckInterval = req.PackageCheckInterval
 	}
+	if req.ProtectCheckInterval != nil {
+		config.ProtectCheckInterval = req.ProtectCheckInterval
+	}
+	if req.CardStatusCheckInterval != nil {
+		config.CardStatusCheckInterval = req.CardStatusCheckInterval
+	}
 	if req.Description != nil {
 		config.Description = *req.Description
 	}
@@ -235,18 +245,20 @@ func (s *ConfigService) ListEnabled(ctx context.Context) ([]*dto.PollingConfigRe
 // toResponse 转换为响应 DTO
 func (s *ConfigService) toResponse(c *model.PollingConfig) *dto.PollingConfigResponse {
 	return &dto.PollingConfigResponse{
-		ID:                    c.ID,
-		ConfigName:            c.ConfigName,
-		CardCondition:         c.CardCondition,
-		CardCategory:          c.CardCategory,
-		CarrierID:             c.CarrierID,
-		Priority:              c.Priority,
-		RealnameCheckInterval: c.RealnameCheckInterval,
-		CarddataCheckInterval: c.CarddataCheckInterval,
-		PackageCheckInterval:  c.PackageCheckInterval,
-		Status:                c.Status,
-		Description:           c.Description,
-		CreatedAt:             c.CreatedAt.Format(time.RFC3339),
-		UpdatedAt:             c.UpdatedAt.Format(time.RFC3339),
+		ID:                      c.ID,
+		ConfigName:              c.ConfigName,
+		CardCondition:           c.CardCondition,
+		CardCategory:            c.CardCategory,
+		CarrierID:               c.CarrierID,
+		Priority:                c.Priority,
+		RealnameCheckInterval:   c.RealnameCheckInterval,
+		CarddataCheckInterval:   c.CarddataCheckInterval,
+		PackageCheckInterval:    c.PackageCheckInterval,
+		ProtectCheckInterval:    c.ProtectCheckInterval,
+		CardStatusCheckInterval: c.CardStatusCheckInterval,
+		Status:                  c.Status,
+		Description:             c.Description,
+		CreatedAt:               c.CreatedAt.Format(time.RFC3339),
+		UpdatedAt:               c.UpdatedAt.Format(time.RFC3339),
 	}
 }