diff --git a/internal/model/dto/device_import_dto.go b/internal/model/dto/device_import_dto.go
index 5ee127a..37e2e8a 100644
--- a/internal/model/dto/device_import_dto.go
+++ b/internal/model/dto/device_import_dto.go
@@ -5,7 +5,7 @@ import "time"
 type ImportDeviceRequest struct {
 	BatchNo        string `json:"batch_no" validate:"omitempty,max=100" maxLength:"100" description:"批次号"`
 	FileKey        string `json:"file_key" validate:"required,min=1,max=500" required:"true" minLength:"1" maxLength:"500" description:"对象存储文件路径(通过 /storage/upload-url 获取)"`
-	RealnamePolicy string `json:"realname_policy" validate:"omitempty,oneof=none before_order after_order" description:"实名认证策略 (none:无需实名, before_order:先实名后充值/购买, after_order:先充值/购买后实名)，默认 none"`
+	RealnamePolicy string `json:"realname_policy" validate:"omitempty,oneof=none before_order after_order" description:"实名认证策略 (none:无需实名, before_order:先实名后充值/购买, after_order:先充值/购买后实名)，默认 after_order"`
 }
 
 type ImportDeviceResponse struct {
diff --git a/internal/model/dto/iot_card_dto.go b/internal/model/dto/iot_card_dto.go
index 582d0c4..63795ef 100644
--- a/internal/model/dto/iot_card_dto.go
+++ b/internal/model/dto/iot_card_dto.go
@@ -70,7 +70,7 @@ type ImportIotCardRequest struct {
 	BatchNo        string `json:"batch_no" validate:"omitempty,max=100" maxLength:"100" description:"批次号"`
 	FileKey        string `json:"file_key" validate:"required,min=1,max=500" required:"true" minLength:"1" maxLength:"500" description:"对象存储文件路径（通过 /storage/upload-url 获取）"`
 	CardCategory   string `json:"card_category" validate:"omitempty,oneof=normal industry" description:"卡业务类型 (normal:普通卡, industry:行业卡)，默认 normal"`
-	RealnamePolicy string `json:"realname_policy" validate:"omitempty,oneof=none before_order after_order" description:"实名认证策略 (none:无需实名, before_order:先实名后充值/购买, after_order:先充值/购买后实名)，默认 none"`
+	RealnamePolicy string `json:"realname_policy" validate:"omitempty,oneof=none before_order after_order" description:"实名认证策略 (none:无需实名, before_order:先实名后充值/购买, after_order:先充值/购买后实名)，默认 after_order"`
 }
 
 type ImportIotCardResponse struct {