feat: 卡流量读数先过采集队列再入账，扣减按采集时刻确定套餐

- 每卡 Redis 采集队列（默认 N=3、跨天清空、回退容差 1 MB），攒满且不下降才写最后一个点
- 测试环境全量切换日快照计量，下线灰度名单、切换水位与卡表基线扣费；全部卡置待建起点
- 读数区分没给值与 0；有套餐的卡读数 0 也写快照与日用量 0 行；重置日比较基准为 0 照常防旧值
- 新增采集记录（按月分区保留 90 天）、人工冲正流水与后台接口、采集告警
- 扣减按采集时刻有效套餐查找，只对生效中套餐做状态迁移，查不到套餐按成功跳过
- 换货新卡（新设备下的卡）打待建起点；采集间隔上限只校验启用中的轮询配置

Change: add-card-traffic-queue-and-observed-deduction

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

internal/bootstrap/handlers.go

@@ -1,8 +1,10 @@
 package bootstrap
 
 import (
+	"context"
 	agentrechargeApp "github.com/break/junhong_cmp_fiber/internal/application/agentrecharge"
 	businessUserGroupApp "github.com/break/junhong_cmp_fiber/internal/application/businessusergroup"
+	cardObservationApp "github.com/break/junhong_cmp_fiber/internal/application/cardobservation"
 	employeecollectionApp "github.com/break/junhong_cmp_fiber/internal/application/employeecollection"
 	h5PopupApp "github.com/break/junhong_cmp_fiber/internal/application/h5popup"
 	merchantPaymentApp "github.com/break/junhong_cmp_fiber/internal/application/merchantpayment"
@@ -129,6 +131,7 @@ func initHandlers(svc *services, deps *Dependencies) *Handlers {
 	gatewaylimit.RegisterConfigDefinitions(systemConfigRegistry, deps.Logger)
 	carrierqueue.RegisterConfigDefinitions(systemConfigRegistry, deps.Logger)
 	packagesilenceApp.RegisterConfigDefinitions(systemConfigRegistry, deps.Logger)
+	registerTrafficQueueConfigDefinitions(systemConfigRegistry, deps)
 	systemConfigAlerts := systemConfigInfra.NewLogAlertSink(deps.Logger)
 	var systemConfigCache systemConfigInfra.Cache
 	if deps.Redis != nil {
@@ -437,5 +440,19 @@ func newAssetPollingService(svc *services, deps *Dependencies) *pollingSvcPkg.As
 	)
 	svc.Order.SetPollingRestorer(assetPollingSvc)
 	svc.Asset.SetPollingRestorer(assetPollingSvc, svc.StopResumeService, deps.Logger)
+	svc.Asset.SetTrafficAdjustmentEvaluator(svc.StopResumeService)
 	return assetPollingSvc
 }
+
+// registerTrafficQueueConfigDefinitions 注册卡流量采集队列配置：修改队列长度、跨天清空、最长点龄前
+// 校验全部启用中的轮询配置的流量采集间隔仍在上限内，否则拒绝修改。
+func registerTrafficQueueConfigDefinitions(registry *systemConfigInfra.Registry, deps *Dependencies) {
+	settings := cardObservationApp.NewDefaultTrafficQueueSettingsProvider(deps.DB, deps.Redis, deps.Logger)
+	current := func() cardObservationApp.TrafficQueueSettings { return settings.Current(context.Background()) }
+	checker := func(next cardObservationApp.TrafficQueueSettings) error {
+		return pollingSvcPkg.CheckEnabledTrafficIntervals(context.Background(), deps.DB, pollingSvcPkg.TrafficQueueLimits{
+			Size: next.Size, ClearOnNewDay: next.ClearOnNewDay, MaxPointAgeHours: next.MaxPointAgeHours,
+		})
+	}
+	cardObservationApp.RegisterTrafficQueueConfigDefinitions(registry, deps.Logger, current, checker)
+}

internal/bootstrap/services.go

@@ -207,12 +207,9 @@ func initServices(s *stores, deps *Dependencies) *services {
 	cardObservationService.SetStateAuditWriter(iotCard)
 	// 运营商通道流量阈值达量判定嵌入流量观测事务：与卡流量事实同事务写周期锁与停机事件。
 	cardObservationService.SetChannelThresholdEvaluator(carrierThresholdService)
-	// 卡流量计量切换策略：启动时展开灰度名单为内存卡集合，API 与全部 Worker 必须使用一致配置。
-	var trafficCalcPolicy *cardObservationApp.TrafficCalcPolicy
-	if cfg := config.Get(); cfg != nil {
-		trafficCalcPolicy = cardObservationApp.BuildTrafficCalcPolicy(context.Background(), deps.DB, cfg.TrafficCalc, deps.Logger)
-	}
-	cardObservationService.SetTrafficCalcPolicy(trafficCalcPolicy, deps.Logger)
+	// 卡流量采集队列：读数先进每卡 Redis 队列，满足写入条件才写日快照；队列配置为受控系统配置。
+	cardObservationService.SetTrafficQueue(cardObservationInfra.NewTrafficQueue(deps.Redis),
+		cardObservationApp.NewDefaultTrafficQueueSettingsProvider(deps.DB, deps.Redis, deps.Logger), deps.Logger)
 	cardObservationService.SetCommandGrace(commandGraceProvider(deps.DB, deps.Redis, deps.Logger))
 	iotCard.SetCardObservationService(cardObservationService)
 	iotCard.SetSpeedTierIntegrationLog(integrationlog.NewRepository(deps.DB))
@@ -509,6 +506,11 @@ func initServices(s *stores, deps *Dependencies) *services {
 	pollingConfigService := pollingSvc.NewConfigService(s.PollingConfig, deps.Redis, deps.Logger)
 	pollingConfigService.SetAudit(deps.DB, auditWriter)
 	pollingConfigService.SetTierDeps(pollingConfigMgr, deps.QueueClient)
+	trafficQueueSettings := cardObservationApp.NewDefaultTrafficQueueSettingsProvider(deps.DB, deps.Redis, deps.Logger)
+	pollingConfigService.SetTrafficQueueLimits(func(ctx context.Context) pollingSvc.TrafficQueueLimits {
+		current := trafficQueueSettings.Current(ctx)
+		return pollingSvc.TrafficQueueLimits{Size: current.Size, ClearOnNewDay: current.ClearOnNewDay, MaxPointAgeHours: current.MaxPointAgeHours}
+	})
 	pollingConcurrencyService := pollingSvc.NewConcurrencyService(s.PollingConcurrencyConfig, deps.Redis)
 	pollingConcurrencyService.SetAudit(deps.DB, auditWriter)
 	pollingAlertService := pollingSvc.NewAlertService(s.PollingAlertRule, s.PollingAlertHistory, deps.Redis, deps.Logger)
@@ -604,7 +606,7 @@ func initServices(s *stores, deps *Dependencies) *services {
 		AgentRechargePaymentConfirm: agentRechargePaymentConfirm,
 		AgentRechargeVoucherOCR:     agentRechargeVoucherOCR,
 		PackageActivation:           packageActivation,
-		TrafficQuery:                trafficSvc.NewQueryService(deps.Redis, s.CardDailyUsage).WithFlowSnapshots(trafficCalcPolicy.Switched, postgres.NewCardFlowDayStore(deps.DB)),
+		TrafficQuery:                trafficSvc.NewQueryService(deps.Redis, s.CardDailyUsage).WithFlowSnapshots(func(uint) bool { return true }, postgres.NewCardFlowDayStore(deps.DB)),
 		OperationPassword:           operationPassword,
 		AgentOpenAPI:                agentOpenAPI,
 		Refund:                      refundService,

internal/bootstrap/worker_services.go

@@ -1,13 +1,10 @@
 package bootstrap
 
 import (
-	"context"
 	pollingPkg "github.com/break/junhong_cmp_fiber/internal/polling"
 	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
 	"github.com/break/junhong_cmp_fiber/pkg/constants"
 
-	"github.com/break/junhong_cmp_fiber/pkg/config"
-
 	assetAutoRenewalApp "github.com/break/junhong_cmp_fiber/internal/application/assetautorenewal"
 	cardObservationApp "github.com/break/junhong_cmp_fiber/internal/application/cardobservation"
 	carrierThresholdApp "github.com/break/junhong_cmp_fiber/internal/application/carrierthreshold"
@@ -140,11 +137,9 @@ func initWorkerServices(stores *queue.WorkerStores, deps *WorkerDependencies) *q
 	// 运营商通道流量阈值达量判定嵌入流量观测事务：与卡流量事实同事务写周期锁与停机事件。
 	cardObservationService.SetChannelThresholdEvaluator(carrierThresholdService)
 	cardObservationService.SetCommandGrace(commandGraceProvider(deps.DB, deps.Redis, deps.Logger))
-	// 卡流量计量切换策略：启动时展开灰度名单为内存卡集合，API 与全部 Worker 必须使用一致配置。
-	if cfg := config.Get(); cfg != nil {
-		cardObservationService.SetTrafficCalcPolicy(
-			cardObservationApp.BuildTrafficCalcPolicy(context.Background(), deps.DB, cfg.TrafficCalc, deps.Logger), deps.Logger)
-	}
+	// 卡流量采集队列：读数先进每卡 Redis 队列，满足写入条件才写日快照；队列配置为受控系统配置。
+	cardObservationService.SetTrafficQueue(cardObservationInfra.NewTrafficQueue(deps.Redis),
+		cardObservationApp.NewDefaultTrafficQueueSettingsProvider(deps.DB, deps.Redis, deps.Logger), deps.Logger)
 	// 激活前流量结算：与 API 进程一致，注入激活服务与订单服务。
 	preActivationSettler := cardObservationInfra.NewPreActivationSettler(deps.DB, deps.GatewayClient, cardObservationService, postgres.NewCarrierStore(deps.DB), deps.Logger)
 	activationService.SetPreActivationSettler(preActivationSettler)