重构充值订单模块：用 tb_recharge_order + tb_payment 替换 tb_asset_recharge_record

- 新增 RechargeOrder 和 Payment 模型及对应 Store - 新增 ClientRechargeOrderHandler 提供充值订单列表/详情接口 - 修改 client_wallet.go 使用新表读写充值数据 - 修改 callback/payment.go 将 CRCH 订单路由到 rechargeOrderService - 修改 client_order/service.go 的强充流程使用新表 - 修改 auto_purchase.go 从 tb_recharge_order 读取 linked_package_ids - 修改 order/service.go 的 WalletPay 使用 tb_payment 记录 - 修改 wechat_config_store.go 从 tb_recharge_order 统计待支付充值数 - 移除 AssetRechargeStore 和 AssetRechargeRecord 的注册引用 - 修复文档生成器缺失 ClientRechargeOrder handler - 状态枚举改为 0-based: Pending=0, Paid=1, Closed=2, Refunded=3
2026-04-15 11:00:32 +08:00
parent d26010b29d
commit b972a776d9
33 changed files with 1589 additions and 1017 deletions
--- a/docs/admin-openapi.yaml
+++ b/docs/admin-openapi.yaml
@@ -1557,6 +1557,16 @@ components:
                    description: 卡ID
                    minimum: 0
                    type: integer
+                carrier_id:
+                    description: 运营商ID
+                    minimum: 0
+                    type: integer
+                carrier_name:
+                    description: 运营商名称
+                    type: string
+                carrier_type:
+                    description: 运营商类型
+                    type: string
                iccid:
                    description: ICCID
                    type: string
@@ -1731,6 +1741,9 @@ components:
            type: object
        DtoClientCreateOrderResponse:
            properties:
+                idempotent:
+                    description: 幂等标志（true 表示返回的是已存在的待支付充值订单）
+                    type: boolean
                linked_package_info:
                    $ref: '#/components/schemas/DtoLinkedPackageInfo'
                order:
@@ -23368,6 +23381,98 @@ paths:
            summary: 获取实名认证链接
            tags:
                - 个人客户 - 实名
+    /api/c/v1/recharge-orders:
+        get:
+            parameters:
+                - description: 页码
+                  in: query
+                  name: page
+                  schema:
+                    description: 页码
+                    type: integer
+                - description: 每页数量
+                  in: query
+                  name: page_size
+                  schema:
+                    description: 每页数量
+                    type: integer
+                - description: 状态过滤 (0:待支付, 1:已支付, 2:已关闭, 3:已退款)
+                  in: query
+                  name: status
+                  schema:
+                    description: 状态过滤 (0:待支付, 1:已支付, 2:已关闭, 3:已退款)
+                    type: integer
+            responses:
+                "400":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 请求参数错误
+                "401":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 未认证或认证已过期
+                "403":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 无权访问
+                "500":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 服务器内部错误
+            security:
+                - BearerAuth: []
+            summary: 充值订单列表
+            tags:
+                - 个人客户 - 充值订单
+    /api/c/v1/recharge-orders/{id}:
+        get:
+            parameters:
+                - description: ID
+                  in: path
+                  name: id
+                  required: true
+                  schema:
+                    description: ID
+                    minimum: 0
+                    type: integer
+            responses:
+                "400":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 请求参数错误
+                "401":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 未认证或认证已过期
+                "403":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 无权访问
+                "500":
+                    content:
+                        application/json:
+                            schema:
+                                $ref: '#/components/schemas/ErrorResponse'
+                    description: 服务器内部错误
+            security:
+                - BearerAuth: []
+            summary: 充值订单详情
+            tags:
+                - 个人客户 - 充值订单
    /api/c/v1/wallet/detail:
        get:
            parameters:
--- a/internal/bootstrap/handlers.go
+++ b/internal/bootstrap/handlers.go
@@ -8,6 +8,7 @@ import (
 	pollingPkg "github.com/break/junhong_cmp_fiber/internal/polling"
 	clientOrderSvc "github.com/break/junhong_cmp_fiber/internal/service/client_order"
 	pollingSvcPkg "github.com/break/junhong_cmp_fiber/internal/service/polling"
+	rechargeOrderSvc "github.com/break/junhong_cmp_fiber/internal/service/recharge_order"
 	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
 	"github.com/break/junhong_cmp_fiber/pkg/constants"
 	"github.com/go-playground/validator/v10"
@@ -22,7 +23,6 @@ func initHandlers(svc *services, deps *Dependencies) *Handlers {
 	iotCardStore := postgres.NewIotCardStore(deps.DB, deps.Redis)
 	deviceStore := postgres.NewDeviceStore(deps.DB, deps.Redis)
 	assetWalletTransactionStore := postgres.NewAssetWalletTransactionStore(deps.DB, deps.Redis)
-	assetRechargeStore := postgres.NewAssetRechargeStore(deps.DB, deps.Redis)
 	personalCustomerOpenIDStore := postgres.NewPersonalCustomerOpenIDStore(deps.DB)
 	personalCustomerStore := postgres.NewPersonalCustomerStore(deps.DB, deps.Redis)
 	personalCustomerPhoneStore := postgres.NewPersonalCustomerPhoneStore(deps.DB)
@@ -31,11 +31,29 @@ func initHandlers(svc *services, deps *Dependencies) *Handlers {
 	shopSeriesAllocationStore := postgres.NewShopSeriesAllocationStore(deps.DB)
 	deviceSimBindingStore := postgres.NewDeviceSimBindingStore(deps.DB, deps.Redis)
 	carrierStore := postgres.NewCarrierStore(deps.DB)
+	rechargeOrderStore := postgres.NewRechargeOrderStore(deps.DB, deps.Redis)
+	paymentStore := postgres.NewPaymentStore(deps.DB, deps.Redis)
+	commissionRecordStore := postgres.NewCommissionRecordStore(deps.DB, deps.Redis)
+	rechargeOrderService := rechargeOrderSvc.New(
+		deps.DB,
+		rechargeOrderStore,
+		paymentStore,
+		assetWalletStore,
+		assetWalletTransactionStore,
+		iotCardStore,
+		deviceStore,
+		packageSeriesStore,
+		shopSeriesAllocationStore,
+		commissionRecordStore,
+		deps.QueueClient,
+		deps.Logger,
+	)
 	clientOrderService := clientOrderSvc.New(
 		svc.Asset,
 		svc.PurchaseValidation,
 		orderStore,
-		assetRechargeStore,
+		rechargeOrderStore,
+		paymentStore,
 		assetWalletStore,
 		personalCustomerDeviceStore,
 		personalCustomerOpenIDStore,
@@ -60,11 +78,12 @@ func initHandlers(svc *services, deps *Dependencies) *Handlers {
 		PersonalCustomer:            app.NewPersonalCustomerHandler(svc.PersonalCustomer, deps.Logger),
 		ClientAuth:                  app.NewClientAuthHandler(svc.ClientAuth, deps.Logger),
 		ClientAsset:                 app.NewClientAssetHandler(svc.Asset, personalCustomerDeviceStore, assetWalletStore, packageStore, shopPackageAllocationStore, iotCardStore, deviceStore, deps.DB, deps.Logger),
-		ClientWallet:                app.NewClientWalletHandler(svc.Asset, personalCustomerDeviceStore, assetWalletStore, assetWalletTransactionStore, assetRechargeStore, svc.Recharge, personalCustomerOpenIDStore, svc.WechatConfig, deps.Redis, deps.Logger, deps.DB, iotCardStore, deviceStore),
+		ClientWallet:                app.NewClientWalletHandler(svc.Asset, personalCustomerDeviceStore, assetWalletStore, assetWalletTransactionStore, rechargeOrderStore, paymentStore, svc.Recharge, personalCustomerOpenIDStore, svc.WechatConfig, deps.Redis, deps.Logger, deps.DB, iotCardStore, deviceStore),
 		ClientOrder:                 app.NewClientOrderHandler(clientOrderService, deps.Logger),
 		ClientExchange:              app.NewClientExchangeHandler(svc.Exchange),
 		ClientRealname:              app.NewClientRealnameHandler(svc.Asset, personalCustomerDeviceStore, iotCardStore, deviceSimBindingStore, carrierStore, deps.GatewayClient, deps.Logger, svc.PollingManualTrigger),
 		ClientDevice:                app.NewClientDeviceHandler(svc.Asset, personalCustomerDeviceStore, deviceStore, deviceSimBindingStore, iotCardStore, deps.GatewayClient, deps.Logger),
+		ClientRechargeOrder:         app.NewClientRechargeOrderHandler(rechargeOrderStore, paymentStore, deps.Logger),
 		Shop:                        admin.NewShopHandler(svc.Shop),
 		ShopRole:                    admin.NewShopRoleHandler(svc.Shop),
 		AdminAuth:                   admin.NewAuthHandler(svc.Auth, validate),
@@ -90,7 +109,7 @@ func initHandlers(svc *services, deps *Dependencies) *Handlers {
 		ShopSeriesGrant:             admin.NewShopSeriesGrantHandler(svc.ShopSeriesGrant),
 		AdminOrder:                  admin.NewOrderHandler(svc.Order, validate),
 		AdminExchange:               admin.NewExchangeHandler(svc.Exchange, validate),
-		PaymentCallback:             callback.NewPaymentHandler(svc.Order, svc.Recharge, svc.AgentRecharge, deps.WechatPayment, svc.WechatConfig, deps.Logger),
+		PaymentCallback:             callback.NewPaymentHandler(svc.Order, svc.Recharge, rechargeOrderService, svc.AgentRecharge, deps.WechatPayment, svc.WechatConfig, paymentStore, deps.Logger),
 		PollingConfig:               admin.NewPollingConfigHandler(svc.PollingConfig),
 		PollingConcurrency:          admin.NewPollingConcurrencyHandler(svc.PollingConcurrency),
 		PollingMonitoring:           admin.NewPollingMonitoringHandler(svc.PollingMonitoring),
--- a/internal/bootstrap/services.go
+++ b/internal/bootstrap/services.go
@@ -124,7 +124,7 @@ func initServices(s *stores, deps *Dependencies) *services {
 	iotCard.SetDataDeductor(usageService)

 	// 创建支付配置服务（Order 和 Recharge 依赖）
-	wechatConfig := wechatConfigSvc.New(s.WechatConfig, s.Order, s.AssetRecharge, s.AgentRecharge, accountAudit, deps.Redis, deps.Logger)
+	wechatConfig := wechatConfigSvc.New(s.WechatConfig, s.Order, s.RechargeOrder, s.AgentRecharge, accountAudit, deps.Redis, deps.Logger)

 	// 创建支付配置动态加载器（Order 和 Recharge 依赖）
 	paymentLoader := payment.NewPaymentConfigLoader(s.WechatConfig, deps.Redis, deps.Logger)
@@ -203,9 +203,9 @@ func initServices(s *stores, deps *Dependencies) *services {
 		ShopSeriesGrant:            shopSeriesGrantSvc.New(deps.DB, s.ShopSeriesAllocation, s.ShopPackageAllocation, s.ShopPackageAllocationPriceHistory, s.Shop, s.Package, s.PackageSeries, deps.Logger),
 		CommissionStats:            commissionStatsSvc.New(s.ShopSeriesCommissionStats),
 		PurchaseValidation:         purchaseValidation,
-		Order:                      orderSvc.New(deps.DB, deps.Redis, s.Order, s.OrderItem, s.AgentWallet, s.AssetWallet, purchaseValidation, s.ShopPackageAllocation, s.ShopSeriesAllocation, s.IotCard, s.Device, s.PackageSeries, s.PackageUsage, s.Package, wechatConfig, deps.WechatPayment, paymentLoader, deps.QueueClient, deps.Logger, s.AssetIdentifier, s.PersonalCustomer, s.PersonalCustomerPhone),
+		Order:                      orderSvc.New(deps.DB, deps.Redis, s.Order, s.OrderItem, s.AgentWallet, s.AssetWallet, s.Payment, purchaseValidation, s.ShopPackageAllocation, s.ShopSeriesAllocation, s.IotCard, s.Device, s.PackageSeries, s.PackageUsage, s.Package, wechatConfig, deps.WechatPayment, paymentLoader, deps.QueueClient, deps.Logger, s.AssetIdentifier, s.PersonalCustomer, s.PersonalCustomerPhone),
 		Exchange:                   exchangeSvc.New(deps.DB, s.ExchangeOrder, s.IotCard, s.Device, s.AssetWallet, s.AssetWalletTransaction, s.PackageUsage, s.PackageUsageDailyRecord, s.ResourceTag, s.PersonalCustomerDevice, deps.Logger),
-		Recharge:                   rechargeSvc.New(deps.DB, s.AssetRecharge, s.AssetWallet, s.AssetWalletTransaction, s.IotCard, s.Device, s.ShopSeriesAllocation, s.PackageSeries, s.CommissionRecord, wechatConfig, paymentLoader, deps.Logger, deps.QueueClient),
+		Recharge:                   rechargeSvc.New(deps.DB, s.AssetWallet, s.AssetWalletTransaction, s.IotCard, s.Device, s.ShopSeriesAllocation, s.PackageSeries, s.CommissionRecord, wechatConfig, paymentLoader, deps.Logger),
 		PollingConfig:              pollingSvc.NewConfigService(s.PollingConfig),
 		PollingConcurrency:         pollingSvc.NewConcurrencyService(s.PollingConcurrencyConfig, deps.Redis),
 		PollingMonitoring:          pollingSvc.NewMonitoringService(deps.Redis),
--- a/internal/bootstrap/stores.go
+++ b/internal/bootstrap/stores.go
@@ -56,7 +56,9 @@ type stores struct {
 	// 资产钱包系统
 	AssetWallet            *postgres.AssetWalletStore
 	AssetWalletTransaction *postgres.AssetWalletTransactionStore
-	AssetRecharge          *postgres.AssetRechargeStore
+	// 充值订单和支付记录
+	RechargeOrder *postgres.RechargeOrderStore
+	Payment       *postgres.PaymentStore
 	// 微信参数配置
 	WechatConfig *postgres.WechatConfigStore
 	// 退款系统
@@ -120,7 +122,8 @@ func initStores(deps *Dependencies) *stores {
 		// 资产钱包系统
 		AssetWallet:            postgres.NewAssetWalletStore(deps.DB, deps.Redis),
 		AssetWalletTransaction: postgres.NewAssetWalletTransactionStore(deps.DB, deps.Redis),
-		AssetRecharge:          postgres.NewAssetRechargeStore(deps.DB, deps.Redis),
+		RechargeOrder:          postgres.NewRechargeOrderStore(deps.DB, deps.Redis),
+		Payment:                postgres.NewPaymentStore(deps.DB, deps.Redis),
 		WechatConfig:           postgres.NewWechatConfigStore(deps.DB, deps.Redis),
 		RefundRequest:          postgres.NewRefundStore(deps.DB),
 		CardDailyUsage:         postgres.NewCardDailyUsageStore(deps.DB),
--- a/internal/bootstrap/types.go
+++ b/internal/bootstrap/types.go
@@ -22,6 +22,7 @@ type Handlers struct {
 	ClientExchange              *app.ClientExchangeHandler
 	ClientRealname              *app.ClientRealnameHandler
 	ClientDevice                *app.ClientDeviceHandler
+	ClientRechargeOrder         *app.ClientRechargeOrderHandler
 	Shop                        *admin.ShopHandler
 	ShopRole                    *admin.ShopRoleHandler
 	AdminAuth                   *admin.AuthHandler
--- a/internal/bootstrap/worker_services.go
+++ b/internal/bootstrap/worker_services.go
@@ -88,6 +88,7 @@ func initWorkerServices(stores *queue.WorkerStores, deps *WorkerDependencies) *q
 		stores.OrderItem,
 		stores.AgentWallet,
 		stores.AssetWallet,
+		nil, // paymentStore: 超时取消不需要
 		nil, // purchaseValidationService: 超时取消不需要
 		stores.ShopPackageAllocation,
 		stores.ShopSeriesAllocation,
--- a/internal/handler/app/client_recharge_order.go
+++ b/internal/handler/app/client_recharge_order.go
@@ -0,0 +1,196 @@
+package app
+
+import (
+	"context"
+	"strconv"
+	"strings"
+	"time"
+
+	"github.com/gofiber/fiber/v2"
+	"go.uber.org/zap"
+
+	"github.com/break/junhong_cmp_fiber/internal/middleware"
+	"github.com/break/junhong_cmp_fiber/internal/model"
+	"github.com/break/junhong_cmp_fiber/internal/model/dto"
+	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
+	"github.com/break/junhong_cmp_fiber/pkg/constants"
+	"github.com/break/junhong_cmp_fiber/pkg/errors"
+	"github.com/break/junhong_cmp_fiber/pkg/response"
+)
+
+type ClientRechargeOrderHandler struct {
+	rechargeOrderStore *postgres.RechargeOrderStore
+	paymentStore       *postgres.PaymentStore
+	logger             *zap.Logger
+}
+
+func NewClientRechargeOrderHandler(
+	rechargeOrderStore *postgres.RechargeOrderStore,
+	paymentStore *postgres.PaymentStore,
+	logger *zap.Logger,
+) *ClientRechargeOrderHandler {
+	return &ClientRechargeOrderHandler{
+		rechargeOrderStore: rechargeOrderStore,
+		paymentStore:       paymentStore,
+		logger:            logger,
+	}
+}
+
+func (h *ClientRechargeOrderHandler) ListRechargeOrders(c *fiber.Ctx) error {
+	var req dto.ClientRechargeOrderListRequest
+	if err := c.QueryParser(&req); err != nil {
+		return errors.New(errors.CodeInvalidParam)
+	}
+
+	if req.Page < 1 {
+		req.Page = 1
+	}
+	if req.PageSize < 1 {
+		req.PageSize = constants.DefaultPageSize
+	}
+	if req.PageSize > constants.MaxPageSize {
+		req.PageSize = constants.MaxPageSize
+	}
+
+	customerID, ok := middleware.GetCustomerID(c)
+	if !ok || customerID == 0 {
+		return errors.New(errors.CodeUnauthorized)
+	}
+
+	skipCtx := context.WithValue(c.UserContext(), constants.ContextKeySubordinateShopIDs, []uint{})
+
+	params := &postgres.ListRechargeOrderParams{
+		Page:     req.Page,
+		PageSize: req.PageSize,
+		UserID:   &customerID,
+	}
+	if req.Status > 0 {
+		params.Status = &req.Status
+	}
+
+	orders, total, err := h.rechargeOrderStore.List(skipCtx, params)
+	if err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
+	}
+
+	items := make([]dto.ClientRechargeOrderListItem, 0, len(orders))
+	for _, order := range orders {
+		if order == nil {
+			continue
+		}
+		items = append(items, dto.ClientRechargeOrderListItem{
+			RechargeOrderID:    order.ID,
+			RechargeOrderNo:    order.RechargeOrderNo,
+			Amount:             order.Amount,
+			Status:             order.Status,
+			StatusName:         getRechargeOrderStatusName(order.Status),
+			AutoPurchaseStatus: order.AutoPurchaseStatus,
+			CreatedAt:          order.CreatedAt.Format(time.RFC3339),
+		})
+	}
+
+	return response.SuccessWithPagination(c, items, total, req.Page, req.PageSize)
+}
+
+func (h *ClientRechargeOrderHandler) GetRechargeOrderDetail(c *fiber.Ctx) error {
+	idStr := c.Params("id")
+	if idStr == "" {
+		return errors.New(errors.CodeInvalidParam)
+	}
+
+	id, err := strconv.ParseUint(idStr, 10, 64)
+	if err != nil {
+		return errors.New(errors.CodeInvalidParam)
+	}
+
+	customerID, ok := middleware.GetCustomerID(c)
+	if !ok || customerID == 0 {
+		return errors.New(errors.CodeUnauthorized)
+	}
+
+	skipCtx := context.WithValue(c.UserContext(), constants.ContextKeySubordinateShopIDs, []uint{})
+
+	order, err := h.rechargeOrderStore.GetByID(skipCtx, uint(id))
+	if err != nil {
+		if strings.Contains(err.Error(), "record not found") {
+			return errors.New(errors.CodeNotFound, "充值订单不存在")
+		}
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
+	}
+
+	if order.UserID != customerID {
+		return errors.New(errors.CodeForbidden, "无权访问该充值订单")
+	}
+
+	payments, _ := h.paymentStore.ListByOrderID(skipCtx, order.ID, model.PaymentOrderTypeRecharge)
+
+	var paymentDetails []dto.ClientRechargeOrderPaymentDetail
+	for _, p := range payments {
+		if p == nil {
+			continue
+		}
+		paymentDetails = append(paymentDetails, dto.ClientRechargeOrderPaymentDetail{
+			PaymentID:         p.ID,
+			PaymentNo:         p.PaymentNo,
+			PaymentMethod:     p.PaymentMethod,
+			Amount:            p.Amount,
+			Status:            p.Status,
+			StatusName:        getPaymentStatusName(p.Status),
+			ThirdPartyTradeNo: p.ThirdPartyTradeNo,
+			PaidAt:            formatTimePtr(p.PaidAt),
+			CreatedAt:         p.CreatedAt.Format(time.RFC3339),
+		})
+	}
+
+	resp := &dto.ClientRechargeOrderDetail{
+		RechargeOrderID:    order.ID,
+		RechargeOrderNo:    order.RechargeOrderNo,
+		Amount:             order.Amount,
+		Status:             order.Status,
+		StatusName:         getRechargeOrderStatusName(order.Status),
+		AutoPurchaseStatus: order.AutoPurchaseStatus,
+		LinkedPackageIDs:   order.LinkedPackageIDs,
+		CreatedAt:          order.CreatedAt.Format(time.RFC3339),
+		PaidAt:             formatTimePtr(order.PaidAt),
+		Payments:           paymentDetails,
+	}
+
+	return response.Success(c, resp)
+}
+
+func getRechargeOrderStatusName(status int) string {
+	switch status {
+	case model.RechargeOrderStatusPending:
+		return "待支付"
+	case model.RechargeOrderStatusPaid:
+		return "已支付"
+	case model.RechargeOrderStatusClosed:
+		return "已关闭"
+	case model.RechargeOrderStatusRefunded:
+		return "已退款"
+	default:
+		return "未知"
+	}
+}
+
+func getPaymentStatusName(status int) string {
+	switch status {
+	case model.PaymentRecordStatusPending:
+		return "待支付"
+	case model.PaymentRecordStatusPaid:
+		return "已支付"
+	case model.PaymentRecordStatusFailed:
+		return "已失败"
+	case model.PaymentRecordStatusRefunded:
+		return "已退款"
+	default:
+		return "未知"
+	}
+}
+
+func formatTimePtr(t *time.Time) string {
+	if t == nil {
+		return ""
+	}
+	return t.Format(time.RFC3339)
+}
--- a/internal/handler/app/client_wallet.go
+++ b/internal/handler/app/client_wallet.go
@@ -31,7 +31,8 @@ type ClientWalletHandler struct {
 	personalDeviceStore *postgres.PersonalCustomerDeviceStore
 	walletStore         *postgres.AssetWalletStore
 	transactionStore    *postgres.AssetWalletTransactionStore
-	rechargeStore       *postgres.AssetRechargeStore
+	rechargeOrderStore  *postgres.RechargeOrderStore
+	paymentStore        *postgres.PaymentStore
 	rechargeService     *rechargeSvc.Service
 	openIDStore         *postgres.PersonalCustomerOpenIDStore
 	wechatConfigService *wechatConfigSvc.Service
@@ -48,7 +49,8 @@ func NewClientWalletHandler(
 	personalDeviceStore *postgres.PersonalCustomerDeviceStore,
 	walletStore *postgres.AssetWalletStore,
 	transactionStore *postgres.AssetWalletTransactionStore,
-	rechargeStore *postgres.AssetRechargeStore,
+	rechargeOrderStore *postgres.RechargeOrderStore,
+	paymentStore *postgres.PaymentStore,
 	rechargeService *rechargeSvc.Service,
 	openIDStore *postgres.PersonalCustomerOpenIDStore,
 	wechatConfigService *wechatConfigSvc.Service,
@@ -63,7 +65,8 @@ func NewClientWalletHandler(
 		personalDeviceStore: personalDeviceStore,
 		walletStore:         walletStore,
 		transactionStore:    transactionStore,
-		rechargeStore:       rechargeStore,
+		rechargeOrderStore:  rechargeOrderStore,
+		paymentStore:        paymentStore,
 		rechargeService:     rechargeService,
 		openIDStore:         openIDStore,
 		wechatConfigService: wechatConfigService,
@@ -301,33 +304,45 @@ func (h *ClientWalletHandler) CreateRecharge(c *fiber.Ctx) error {
 		return err
 	}

-	// 支付通道确认可用后，再创建充值记录
-	recharge := &model.AssetRechargeRecord{
+	// 支付通道确认可用后，再创建充值订单和支付记录
+	rechargeOrder := &model.RechargeOrder{
+		RechargeOrderNo: rechargeNo,
 		UserID:          resolved.CustomerID,
 		AssetWalletID:   wallet.ID,
 		ResourceType:    resolved.ResourceType,
 		ResourceID:      resolved.Asset.AssetID,
-		RechargeNo:      rechargeNo,
 		Amount:          req.Amount,
-		PaymentMethod:   constants.RechargeMethodWechat,
+		Status:          model.RechargeOrderStatusPending,
 		PaymentConfigID: &config.ID,
-		Status:          constants.RechargeStatusPending,
 		ShopIDTag:       wallet.ShopIDTag,
 		EnterpriseIDTag: wallet.EnterpriseIDTag,
 		OperatorType:    constants.OperatorTypePersonalCustomer,
 		Generation:      resolved.Generation,
 	}
-	if err := h.rechargeStore.Create(resolved.SkipPermissionCtx, recharge); err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "创建充值记录失败")
+	if err := h.rechargeOrderStore.Create(resolved.SkipPermissionCtx, rechargeOrder); err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "创建充值订单失败")
+	}
+
+	payment := &model.Payment{
+		PaymentNo:       rechargeNo,
+		OrderID:         rechargeOrder.ID,
+		OrderType:       model.PaymentOrderTypeRecharge,
+		PaymentMethod:   model.PaymentByWechat,
+		Amount:          req.Amount,
+		Status:          model.PaymentRecordStatusPending,
+		PaymentConfigID: &config.ID,
+	}
+	if err := h.paymentStore.Create(resolved.SkipPermissionCtx, payment); err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "创建支付记录失败")
 	}

 	payConfig := buildClientRechargePayConfig(appID, payResult)
 	resp := &dto.ClientRechargeResponse{
 		Recharge: dto.ClientRechargeResult{
-			RechargeID: recharge.ID,
-			RechargeNo: recharge.RechargeNo,
-			Amount:     recharge.Amount,
-			Status:     recharge.Status,
+			RechargeID: rechargeOrder.ID,
+			RechargeNo: rechargeOrder.RechargeOrderNo,
+			Amount:     rechargeOrder.Amount,
+			Status:     rechargeOrder.Status,
 		},
 		PayConfig: payConfig,
 	}
@@ -359,7 +374,7 @@ func (h *ClientWalletHandler) GetRechargeList(c *fiber.Ctx) error {
 	}

 	query := h.db.WithContext(resolved.SkipPermissionCtx).
-		Model(&model.AssetRechargeRecord{}).
+		Model(&model.RechargeOrder{}).
 		Where("resource_type = ? AND resource_id = ? AND generation = ?", resolved.ResourceType, resolved.Asset.AssetID, resolved.Generation)
 	if req.Status != nil {
 		query = query.Where("status = ?", *req.Status)
@@ -367,28 +382,28 @@ func (h *ClientWalletHandler) GetRechargeList(c *fiber.Ctx) error {

 	var total int64
 	if err := query.Count(&total).Error; err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值记录总数失败")
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单总数失败")
 	}

-	var records []*model.AssetRechargeRecord
+	var orders []*model.RechargeOrder
 	offset := (req.Page - 1) * req.PageSize
-	if err := query.Order("created_at DESC").Offset(offset).Limit(req.PageSize).Find(&records).Error; err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值记录失败")
+	if err := query.Order("created_at DESC").Offset(offset).Limit(req.PageSize).Find(&orders).Error; err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
 	}

-	items := make([]dto.ClientRechargeListItem, 0, len(records))
-	for _, record := range records {
-		if record == nil {
+	items := make([]dto.ClientRechargeListItem, 0, len(orders))
+	for _, order := range orders {
+		if order == nil {
 			continue
 		}
 		items = append(items, dto.ClientRechargeListItem{
-			RechargeID:         record.ID,
-			RechargeNo:         record.RechargeNo,
-			Amount:             record.Amount,
-			Status:             record.Status,
-			PaymentMethod:      record.PaymentMethod,
-			CreatedAt:          record.CreatedAt.Format(time.RFC3339),
-			AutoPurchaseStatus: record.AutoPurchaseStatus,
+			RechargeID:         order.ID,
+			RechargeNo:         order.RechargeOrderNo,
+			Amount:             order.Amount,
+			Status:             order.Status,
+			PaymentMethod:      "", // 支付方式在 Payment 表中，列表查询不返回
+			CreatedAt:          order.CreatedAt.Format(time.RFC3339),
+			AutoPurchaseStatus: order.AutoPurchaseStatus,
 		})
 	}

--- a/internal/handler/callback/payment.go
+++ b/internal/handler/callback/payment.go
@@ -13,6 +13,8 @@ import (
 	"github.com/break/junhong_cmp_fiber/internal/model"
 	orderService "github.com/break/junhong_cmp_fiber/internal/service/order"
 	rechargeService "github.com/break/junhong_cmp_fiber/internal/service/recharge"
+	rechargeOrderSvc "github.com/break/junhong_cmp_fiber/internal/service/recharge_order"
+	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
 	"github.com/break/junhong_cmp_fiber/pkg/constants"
 	"github.com/break/junhong_cmp_fiber/pkg/errors"
 	"github.com/break/junhong_cmp_fiber/pkg/fuiou"
@@ -33,26 +35,32 @@ type WechatConfigServiceInterface interface {
 type PaymentHandler struct {
 	orderService         *orderService.Service
 	rechargeService      *rechargeService.Service
+	rechargeOrderService *rechargeOrderSvc.Service
 	agentRechargeService AgentRechargeServiceInterface
 	wechatPayment        wechat.PaymentServiceInterface
 	wechatConfigService  WechatConfigServiceInterface
+	paymentStore         *postgres.PaymentStore
 	logger               *zap.Logger
 }

 func NewPaymentHandler(
 	orderService *orderService.Service,
 	rechargeService *rechargeService.Service,
+	rechargeOrderService *rechargeOrderSvc.Service,
 	agentRechargeService AgentRechargeServiceInterface,
 	wechatPayment wechat.PaymentServiceInterface,
 	wechatConfigService WechatConfigServiceInterface,
+	paymentStore *postgres.PaymentStore,
 	logger *zap.Logger,
 ) *PaymentHandler {
 	return &PaymentHandler{
 		orderService:         orderService,
 		rechargeService:      rechargeService,
+		rechargeOrderService: rechargeOrderService,
 		agentRechargeService: agentRechargeService,
 		wechatPayment:        wechatPayment,
 		wechatConfigService:  wechatConfigService,
+		paymentStore:         paymentStore,
 		logger:               logger,
 	}
 }
@@ -122,7 +130,10 @@ func (h *PaymentHandler) dispatchWechatCallback(ctx context.Context, outTradeNo,
 	case strings.HasPrefix(outTradeNo, "ORD"):
 		return h.orderService.HandlePaymentCallback(ctx, outTradeNo, model.PaymentMethodWechat)
 	case strings.HasPrefix(outTradeNo, constants.AssetRechargeOrderPrefix):
-		return h.rechargeService.HandlePaymentCallback(ctx, outTradeNo, model.PaymentMethodWechat, transactionID)
+		if h.rechargeOrderService != nil {
+			return h.rechargeOrderService.HandlePaymentCallback(ctx, outTradeNo, model.PaymentByWechat, transactionID)
+		}
+		return fmt.Errorf("充值订单服务未配置，无法处理订单: %s", outTradeNo)
 	case strings.HasPrefix(outTradeNo, constants.AgentRechargeOrderPrefix):
 		if h.agentRechargeService != nil {
 			return h.agentRechargeService.HandlePaymentCallback(ctx, outTradeNo, model.PaymentMethodWechat, transactionID)
@@ -165,9 +176,10 @@ func (h *PaymentHandler) AlipayCallback(c *fiber.Ctx) error {
 			return err
 		}
 	case strings.HasPrefix(req.OrderNo, constants.AssetRechargeOrderPrefix):
-		if err := h.rechargeService.HandlePaymentCallback(ctx, req.OrderNo, model.PaymentMethodAlipay, ""); err != nil {
-			return err
+		if h.rechargeOrderService != nil {
+			return h.rechargeOrderService.HandlePaymentCallback(ctx, req.OrderNo, model.PaymentByAlipay, "")
 		}
+		return fmt.Errorf("充值订单服务未配置，无法处理订单: %s", req.OrderNo)
 	case strings.HasPrefix(req.OrderNo, constants.AgentRechargeOrderPrefix):
 		if h.agentRechargeService != nil {
 			if err := h.agentRechargeService.HandlePaymentCallback(ctx, req.OrderNo, model.PaymentMethodAlipay, ""); err != nil {
@@ -242,9 +254,13 @@ func (h *PaymentHandler) FuiouPayCallback(c *fiber.Ctx) error {
 			return c.Send(fuiou.BuildNotifyFailResponse(err.Error()))
 		}
 	case strings.HasPrefix(orderNo, constants.AssetRechargeOrderPrefix):
-		if err := h.rechargeService.HandlePaymentCallback(ctx, orderNo, "fuiou", notify.TransactionId); err != nil {
-			return c.Send(fuiou.BuildNotifyFailResponse(err.Error()))
+		if h.rechargeOrderService != nil {
+			if err := h.rechargeOrderService.HandlePaymentCallback(ctx, orderNo, "fuiou", notify.TransactionId); err != nil {
+				return c.Send(fuiou.BuildNotifyFailResponse(err.Error()))
+			}
+			return c.Send(fuiou.BuildNotifySuccessResponse())
 		}
+		return c.Send(fuiou.BuildNotifyFailResponse("充值订单服务未配置"))
 	case strings.HasPrefix(orderNo, constants.AgentRechargeOrderPrefix):
 		if h.agentRechargeService != nil {
 			if err := h.agentRechargeService.HandlePaymentCallback(ctx, orderNo, "fuiou", notify.TransactionId); err != nil {
--- a/internal/model/asset_wallet.go
+++ b/internal/model/asset_wallet.go
@@ -3,7 +3,6 @@ package model
 import (
 	"time"

-	"gorm.io/datatypes"
 	"gorm.io/gorm"
 )

@@ -64,39 +63,3 @@ type AssetWalletTransaction struct {
 func (AssetWalletTransaction) TableName() string {
 	return "tb_asset_wallet_transaction"
 }
-
-// AssetRechargeRecord 资产充值记录模型
-// 记录所有资产钱包充值操作
-type AssetRechargeRecord struct {
-	ID                   uint           `gorm:"column:id;primaryKey" json:"id"`
-	UserID               uint           `gorm:"column:user_id;not null;index;comment:操作人用户ID" json:"user_id"`
-	AssetWalletID        uint           `gorm:"column:asset_wallet_id;not null;comment:资产钱包ID" json:"asset_wallet_id"`
-	ResourceType         string         `gorm:"column:resource_type;type:varchar(20);not null;index;comment:资源类型(冗余字段)" json:"resource_type"`
-	ResourceID           uint           `gorm:"column:resource_id;not null;index;comment:资源ID(冗余字段)" json:"resource_id"`
-	RechargeNo           string         `gorm:"column:recharge_no;type:varchar(50);not null;uniqueIndex;comment:充值订单号(格式:CRCH+时间戳+随机数)" json:"recharge_no"`
-	Amount               int64          `gorm:"column:amount;type:bigint;not null;comment:充值金额(单位:分,最小100分=1元)" json:"amount"`
-	PaymentMethod        string         `gorm:"column:payment_method;type:varchar(20);not null;comment:支付方式(alipay-支付宝 | wechat-微信)" json:"payment_method"`
-	PaymentChannel       *string        `gorm:"column:payment_channel;type:varchar(50);comment:支付渠道" json:"payment_channel,omitempty"`
-	PaymentTransactionID *string        `gorm:"column:payment_transaction_id;type:varchar(100);comment:第三方支付交易号" json:"payment_transaction_id,omitempty"`
-	PaymentConfigID      *uint          `gorm:"column:payment_config_id;index;comment:支付配置ID(关联tb_wechat_config.id)" json:"payment_config_id,omitempty"`
-	Status               int            `gorm:"column:status;type:int;not null;default:1;comment:充值状态(1-待支付 2-已支付 3-已完成 4-已关闭 5-已退款)" json:"status"`
-	PaidAt               *time.Time     `gorm:"column:paid_at;comment:支付时间" json:"paid_at,omitempty"`
-	CompletedAt          *time.Time     `gorm:"column:completed_at;comment:完成时间" json:"completed_at,omitempty"`
-	ShopIDTag            uint           `gorm:"column:shop_id_tag;not null;index;comment:店铺ID标签(多租户过滤)" json:"shop_id_tag"`
-	EnterpriseIDTag      *uint          `gorm:"column:enterprise_id_tag;index;comment:企业ID标签(多租户过滤)" json:"enterprise_id_tag,omitempty"`
-	CreatedAt            time.Time      `gorm:"column:created_at;not null;default:CURRENT_TIMESTAMP" json:"created_at"`
-	UpdatedAt            time.Time      `gorm:"column:updated_at;not null;default:CURRENT_TIMESTAMP" json:"updated_at"`
-	OperatorType         string         `gorm:"column:operator_type;type:varchar(20);not null;default:'admin_user';comment:操作人类型" json:"operator_type"`
-	Generation           int            `gorm:"column:generation;type:int;not null;default:1;comment:资产世代编号" json:"generation"`
-	LinkedPackageIDs     datatypes.JSON `gorm:"column:linked_package_ids;type:jsonb;default:'[]';comment:强充关联套餐ID列表" json:"linked_package_ids,omitempty"`
-	LinkedOrderType      string         `gorm:"column:linked_order_type;type:varchar(20);comment:关联订单类型" json:"linked_order_type,omitempty"`
-	LinkedCarrierType    string         `gorm:"column:linked_carrier_type;type:varchar(20);comment:关联载体类型" json:"linked_carrier_type,omitempty"`
-	LinkedCarrierID      *uint          `gorm:"column:linked_carrier_id;type:bigint;comment:关联载体ID" json:"linked_carrier_id,omitempty"`
-	AutoPurchaseStatus   string         `gorm:"column:auto_purchase_status;type:varchar(20);default:'';comment:强充自动代购状态(pending-待处理 success-成功 failed-失败)" json:"auto_purchase_status,omitempty"`
-	DeletedAt            gorm.DeletedAt `gorm:"column:deleted_at;index" json:"deleted_at,omitempty"`
-}
-
-// TableName 指定表名
-func (AssetRechargeRecord) TableName() string {
-	return "tb_asset_recharge_record"
-}
--- a/internal/model/dto/client_order_dto.go
+++ b/internal/model/dto/client_order_dto.go
@@ -19,6 +19,7 @@ type ClientCreateOrderResponse struct {
 	Recharge          *ClientRechargeInfo `json:"recharge,omitempty" description:"充值订单信息"`
 	PayConfig         *ClientPayConfig    `json:"pay_config,omitempty" description:"微信支付配置（仅强充场景返回）"`
 	LinkedPackageInfo *LinkedPackageInfo  `json:"linked_package_info,omitempty" description:"关联套餐信息"`
+	Idempotent        bool                `json:"idempotent,omitempty" description:"幂等标志（true 表示返回的是已存在的待支付充值订单）"`
 }

 // ClientOrderInfo D1 套餐订单信息
--- a/internal/model/dto/client_recharge_order_dto.go
+++ b/internal/model/dto/client_recharge_order_dto.go
@@ -0,0 +1,46 @@
+package dto
+
+// ClientRechargeOrderListRequest C6 充值订单列表请求
+type ClientRechargeOrderListRequest struct {
+	Page     int `json:"page" query:"page" description:"页码"`
+	PageSize int `json:"page_size" query:"page_size" description:"每页数量"`
+	Status   int `json:"status" query:"status" description:"状态过滤 (0:待支付, 1:已支付, 2:已关闭, 3:已退款)"`
+}
+
+// ClientRechargeOrderListItem C6 充值订单列表项
+type ClientRechargeOrderListItem struct {
+	RechargeOrderID    uint   `json:"recharge_order_id" description:"充值订单ID"`
+	RechargeOrderNo    string `json:"recharge_order_no" description:"充值订单号"`
+	Amount             int64  `json:"amount" description:"充值金额（分）"`
+	Status             int    `json:"status" description:"状态 (0:待支付, 1:已支付, 2:已关闭, 3:已退款)"`
+	StatusName         string `json:"status_name" description:"状态名称（中文）"`
+	AutoPurchaseStatus string `json:"auto_purchase_status" description:"自动购包状态 (pending/success/failed)"`
+	CreatedAt          string `json:"created_at" description:"创建时间"`
+}
+
+// ClientRechargeOrderDetail C7 充值订单详情
+type ClientRechargeOrderDetail struct {
+	RechargeOrderID    uint                               `json:"recharge_order_id" description:"充值订单ID"`
+	RechargeOrderNo    string                             `json:"recharge_order_no" description:"充值订单号"`
+	Amount             int64                              `json:"amount" description:"充值金额（分）"`
+	Status             int                                `json:"status" description:"状态 (0:待支付, 1:已支付, 2:已关闭, 3:已退款)"`
+	StatusName         string                             `json:"status_name" description:"状态名称（中文）"`
+	AutoPurchaseStatus string                             `json:"auto_purchase_status" description:"自动购包状态"`
+	LinkedPackageIDs   interface{}                        `json:"linked_package_ids" description:"关联套餐ID列表"`
+	CreatedAt          string                             `json:"created_at" description:"创建时间"`
+	PaidAt             string                             `json:"paid_at,omitempty" description:"支付时间"`
+	Payments           []ClientRechargeOrderPaymentDetail `json:"payments,omitempty" description:"支付记录列表"`
+}
+
+// ClientRechargeOrderPaymentDetail 充值订单支付记录详情
+type ClientRechargeOrderPaymentDetail struct {
+	PaymentID         uint   `json:"payment_id" description:"支付记录ID"`
+	PaymentNo         string `json:"payment_no" description:"支付单号"`
+	PaymentMethod     string `json:"payment_method" description:"支付方式 (wechat/alipay/wallet)"`
+	Amount            int64  `json:"amount" description:"支付金额（分）"`
+	Status            int    `json:"status" description:"状态 (0:待支付, 1:已支付, 2:已失败, 3:已退款)"`
+	StatusName        string `json:"status_name" description:"状态名称（中文）"`
+	ThirdPartyTradeNo string `json:"third_party_trade_no,omitempty" description:"第三方交易号"`
+	PaidAt            string `json:"paid_at,omitempty" description:"支付时间"`
+	CreatedAt         string `json:"created_at" description:"创建时间"`
+}
--- a/internal/model/payment.go
+++ b/internal/model/payment.go
@@ -0,0 +1,46 @@
+package model
+
+import (
+	"gorm.io/gorm"
+	"time"
+)
+
+type Payment struct {
+	ID                uint           `gorm:"column:id;primaryKey" json:"id"`
+	PaymentNo         string         `gorm:"column:payment_no;type:varchar(40);uniqueIndex;not null" json:"payment_no"`
+	OrderID           uint           `gorm:"column:order_id;not null" json:"order_id"`
+	OrderType         string         `gorm:"column:order_type;type:varchar(30);not null" json:"order_type"`
+	PaymentMethod     string         `gorm:"column:payment_method;type:varchar(20);not null" json:"payment_method"`
+	Amount            int64          `gorm:"column:amount;type:bigint;not null" json:"amount"`
+	Status            int            `gorm:"column:status;type:smallint;not null;default:0" json:"status"`
+	ThirdPartyTradeNo string         `gorm:"column:third_party_trade_no;type:varchar(100)" json:"third_party_trade_no,omitempty"`
+	PaymentConfigID   *uint          `gorm:"column:payment_config_id" json:"payment_config_id,omitempty"`
+	PaymentVoucherKey string         `gorm:"column:payment_voucher_key;type:varchar(500)" json:"payment_voucher_key,omitempty"`
+	PaidAt            *time.Time     `gorm:"column:paid_at" json:"paid_at,omitempty"`
+	CreatedAt         time.Time      `gorm:"column:created_at;not null;default:CURRENT_TIMESTAMP" json:"created_at"`
+	UpdatedAt         time.Time      `gorm:"column:updated_at;not null;default:CURRENT_TIMESTAMP" json:"updated_at"`
+	DeletedAt         gorm.DeletedAt `gorm:"column:deleted_at;index" json:"deleted_at,omitempty"`
+}
+
+func (Payment) TableName() string {
+	return "tb_payment"
+}
+
+const (
+	PaymentRecordStatusPending  = 0 // 待支付
+	PaymentRecordStatusPaid     = 1 // 已支付
+	PaymentRecordStatusFailed   = 2 // 已失败
+	PaymentRecordStatusRefunded = 3 // 已退款
+)
+
+const (
+	PaymentOrderTypePackage  = "package_order"
+	PaymentOrderTypeRecharge = "recharge_order"
+)
+
+const (
+	PaymentByWallet  = "wallet"
+	PaymentByWechat  = "wechat"
+	PaymentByAlipay  = "alipay"
+	PaymentByOffline = "offline"
+)
--- a/internal/model/recharge_order.go
+++ b/internal/model/recharge_order.go
@@ -0,0 +1,55 @@
+package model
+
+import (
+	"gorm.io/datatypes"
+	"gorm.io/gorm"
+	"time"
+)
+
+// RechargeOrder 充值订单模型
+// 记录用户发起充值请求后生成的订单，支持强充和普通充值两种类型
+type RechargeOrder struct {
+	ID                        uint           `gorm:"column:id;primaryKey" json:"id"`
+	RechargeOrderNo           string         `gorm:"column:recharge_order_no;type:varchar(40);uniqueIndex;not null" json:"recharge_order_no"`
+	UserID                    uint           `gorm:"column:user_id;not null;index" json:"user_id"`
+	AssetWalletID             uint           `gorm:"column:asset_wallet_id;not null" json:"asset_wallet_id"`
+	ResourceType              string         `gorm:"column:resource_type;type:varchar(20);not null" json:"resource_type"`
+	ResourceID                uint           `gorm:"column:resource_id;not null" json:"resource_id"`
+	IotCardID                 *uint          `gorm:"column:iot_card_id" json:"iot_card_id,omitempty"`
+	DeviceID                  *uint          `gorm:"column:device_id" json:"device_id,omitempty"`
+	Amount                    int64          `gorm:"column:amount;type:bigint;not null" json:"amount"`
+	Status                    int            `gorm:"column:status;type:smallint;not null;default:0" json:"status"`
+	PaidAt                    *time.Time     `gorm:"column:paid_at" json:"paid_at,omitempty"`
+	ShopIDTag                 uint           `gorm:"column:shop_id_tag;not null;default:0" json:"shop_id_tag"`
+	EnterpriseIDTag           *uint          `gorm:"column:enterprise_id_tag" json:"enterprise_id_tag,omitempty"`
+	OperatorType              string         `gorm:"column:operator_type;type:varchar(30);not null" json:"operator_type"`
+	Generation                int            `gorm:"column:generation;not null;default:1" json:"generation"`
+	LinkedPackageIDs          datatypes.JSON `gorm:"column:linked_package_ids;type:jsonb" json:"linked_package_ids,omitempty"`
+	LinkedOrderType           string         `gorm:"column:linked_order_type;type:varchar(20)" json:"linked_order_type,omitempty"`
+	LinkedCarrierType         string         `gorm:"column:linked_carrier_type;type:varchar(20)" json:"linked_carrier_type,omitempty"`
+	LinkedCarrierID           *uint          `gorm:"column:linked_carrier_id;type:bigint" json:"linked_carrier_id,omitempty"`
+	AutoPurchaseStatus        string         `gorm:"column:auto_purchase_status;type:varchar(20)" json:"auto_purchase_status,omitempty"`
+	AccumulatedRechargeSeries int64          `gorm:"column:accumulated_recharge_series;not null;default:0" json:"accumulated_recharge_series"`
+	PaymentConfigID           *uint          `gorm:"column:payment_config_id;index" json:"payment_config_id,omitempty"`
+	CreatedAt                 time.Time      `gorm:"column:created_at;not null;default:CURRENT_TIMESTAMP" json:"created_at"`
+	UpdatedAt                 time.Time      `gorm:"column:updated_at;not null;default:CURRENT_TIMESTAMP" json:"updated_at"`
+	DeletedAt                 gorm.DeletedAt `gorm:"column:deleted_at;index" json:"deleted_at,omitempty"`
+}
+
+// TableName 指定表名
+func (RechargeOrder) TableName() string {
+	return "tb_recharge_order"
+}
+
+const (
+	RechargeOrderStatusPending  = 0 // 待支付
+	RechargeOrderStatusPaid     = 1 // 已支付
+	RechargeOrderStatusClosed   = 2 // 已关闭
+	RechargeOrderStatusRefunded = 3 // 已退款
+)
+
+const (
+	AutoPurchaseStatusPending = "pending" // 待处理
+	AutoPurchaseStatusSuccess = "success" // 成功
+	AutoPurchaseStatusFailed  = "failed"  // 失败
+)
--- a/internal/routes/personal.go
+++ b/internal/routes/personal.go
@@ -190,6 +190,22 @@ func RegisterPersonalCustomerRoutes(router fiber.Router, doc *openapi.Generator,
 		Output:  &dto.ClientRechargeListResponse{},
 	})

+	Register(authGroup, doc, basePath, "GET", "/recharge-orders", handlers.ClientRechargeOrder.ListRechargeOrders, RouteSpec{
+		Summary: "充值订单列表",
+		Tags:    []string{"个人客户 - 充值订单"},
+		Auth:    true,
+		Input:   &dto.ClientRechargeOrderListRequest{},
+		Output:  nil,
+	})
+
+	Register(authGroup, doc, basePath, "GET", "/recharge-orders/:id", handlers.ClientRechargeOrder.GetRechargeOrderDetail, RouteSpec{
+		Summary: "充值订单详情",
+		Tags:    []string{"个人客户 - 充值订单"},
+		Auth:    true,
+		Input:   &dto.IDReq{},
+		Output:  nil,
+	})
+
 	Register(authGroup, doc, basePath, "POST", "/orders/create", handlers.ClientOrder.CreateOrder, RouteSpec{
 		Summary: "创建订单",
 		Tags:    []string{"个人客户 - 订单"},
--- a/internal/service/client_order/service.go
+++ b/internal/service/client_order/service.go
@@ -51,7 +51,8 @@ type Service struct {
 	assetService               *asset.Service
 	purchaseValidationService  *purchase_validation.Service
 	orderStore                 *postgres.OrderStore
-	rechargeRecordStore        *postgres.AssetRechargeStore
+	rechargeOrderStore         *postgres.RechargeOrderStore
+	paymentStore               *postgres.PaymentStore
 	walletStore                *postgres.AssetWalletStore
 	personalDeviceStore        *postgres.PersonalCustomerDeviceStore
 	openIDStore                *postgres.PersonalCustomerOpenIDStore
@@ -73,7 +74,8 @@ func New(
 	assetService *asset.Service,
 	purchaseValidationService *purchase_validation.Service,
 	orderStore *postgres.OrderStore,
-	rechargeRecordStore *postgres.AssetRechargeStore,
+	rechargeOrderStore *postgres.RechargeOrderStore,
+	paymentStore *postgres.PaymentStore,
 	walletStore *postgres.AssetWalletStore,
 	personalDeviceStore *postgres.PersonalCustomerDeviceStore,
 	openIDStore *postgres.PersonalCustomerOpenIDStore,
@@ -93,7 +95,8 @@ func New(
 		assetService:               assetService,
 		purchaseValidationService:  purchaseValidationService,
 		orderStore:                 orderStore,
-		rechargeRecordStore:        rechargeRecordStore,
+		rechargeOrderStore:         rechargeOrderStore,
+		paymentStore:               paymentStore,
 		walletStore:                walletStore,
 		personalDeviceStore:        personalDeviceStore,
 		openIDStore:                openIDStore,
@@ -172,6 +175,27 @@ func (s *Service) CreateOrder(ctx context.Context, customerID uint, req *dto.Cli
 		if lockAcquired {
 			_ = s.redis.Del(skipCtx, lockKey).Err()
 		}
+		existingValue, err := s.redis.Get(skipCtx, redisKey).Result()
+		if err == nil && strings.HasPrefix(existingValue, "CRCH") {
+			existingOrder, queryErr := s.rechargeOrderStore.GetByRechargeOrderNo(skipCtx, existingValue)
+			if queryErr == nil && existingOrder.Status == model.RechargeOrderStatusPending {
+				return &dto.ClientCreateOrderResponse{
+					OrderType: "recharge",
+					Recharge: &dto.ClientRechargeInfo{
+						RechargeID:         existingOrder.ID,
+						RechargeNo:         existingOrder.RechargeOrderNo,
+						Amount:             existingOrder.Amount,
+						Status:             rechargeStatusToClientStatus(int(existingOrder.Status)),
+						StatusName:         clientRechargeStatusName(rechargeStatusToClientStatus(int(existingOrder.Status))),
+						AutoPurchaseStatus: existingOrder.AutoPurchaseStatus,
+					},
+					Idempotent: true,
+				}, nil
+			}
+			if queryErr == nil {
+				_ = s.redis.Del(skipCtx, redisKey).Err()
+			}
+		}
 		return nil, errors.New(errors.CodeTooManyRequests, "订单正在创建中，请勿重复提交")
 	}

@@ -360,17 +384,26 @@ func (s *Service) createForceRechargeOrder(
 		return nil, errors.Wrap(errors.CodeInternalError, err, "序列化关联套餐失败")
 	}

-	carrierID := resourceID
-	recharge := &model.AssetRechargeRecord{
+	rechargeOrderNo := generateClientRechargeNo()
+	var iotCardID *uint
+	var deviceID *uint
+	if validationResult.Card != nil {
+		iotCardID = &validationResult.Card.ID
+	}
+	if validationResult.Device != nil {
+		deviceID = &validationResult.Device.ID
+	}
+
+	rechargeOrder := &model.RechargeOrder{
+		RechargeOrderNo:    rechargeOrderNo,
 		UserID:             customerID,
 		AssetWalletID:      wallet.ID,
 		ResourceType:       resourceType,
 		ResourceID:         resourceID,
-		RechargeNo:         generateClientRechargeNo(),
+		IotCardID:          iotCardID,
+		DeviceID:           deviceID,
 		Amount:             forceRecharge.ForceRechargeAmount,
-		PaymentMethod:      model.PaymentMethodWechat,
-		PaymentConfigID:    &activeConfig.ID,
-		Status:             1,
+		Status:             model.RechargeOrderStatusPending,
 		ShopIDTag:          wallet.ShopIDTag,
 		EnterpriseIDTag:    wallet.EnterpriseIDTag,
 		OperatorType:       "personal_customer",
@@ -378,33 +411,47 @@ func (s *Service) createForceRechargeOrder(
 		LinkedPackageIDs:   datatypes.JSON(linkedPackageIDs),
 		LinkedOrderType:    resolveOrderType(validationResult),
 		LinkedCarrierType:  assetInfo.AssetType,
-		LinkedCarrierID:    &carrierID,
-		AutoPurchaseStatus: constants.AutoPurchaseStatusPending,
+		LinkedCarrierID:    &resourceID,
+		AutoPurchaseStatus: model.AutoPurchaseStatusPending,
 	}

-	if err := s.rechargeRecordStore.Create(ctx, recharge); err != nil {
-		return nil, errors.Wrap(errors.CodeDatabaseError, err, "创建充值记录失败")
+	if err := s.rechargeOrderStore.Create(ctx, rechargeOrder); err != nil {
+		return nil, errors.Wrap(errors.CodeDatabaseError, err, "创建充值订单失败")
 	}

-	paymentResult, err := paymentProvider.CreateJSAPIPayment(ctx, recharge.RechargeNo, "余额充值", openID, int(recharge.Amount))
+	paymentNo := generateClientRechargeNo()
+	payment := &model.Payment{
+		PaymentNo:       paymentNo,
+		OrderID:         rechargeOrder.ID,
+		OrderType:       model.PaymentOrderTypeRecharge,
+		PaymentMethod:   model.PaymentByWechat,
+		Amount:          forceRecharge.ForceRechargeAmount,
+		Status:          model.PaymentRecordStatusPending,
+		PaymentConfigID: &activeConfig.ID,
+	}
+
+	if err := s.paymentStore.Create(ctx, payment); err != nil {
+		return nil, errors.Wrap(errors.CodeDatabaseError, err, "创建支付记录失败")
+	}
+
+	paymentResult, err := paymentProvider.CreateJSAPIPayment(ctx, rechargeOrderNo, "余额充值", openID, int(rechargeOrder.Amount))
 	if err != nil {
 		return nil, err
 	}

-	// 微信支付创建成功后才标记幂等 key，确保支付失败时 defer 能正确清除 key
-	s.markClientPurchaseCreated(ctx, redisKey, recharge.RechargeNo)
+	s.markClientPurchaseCreated(ctx, redisKey, rechargeOrderNo)
 	*created = true

-	clientStatus := rechargeStatusToClientStatus(recharge.Status)
+	clientStatus := rechargeStatusToClientStatus(int(rechargeOrder.Status))
 	return &dto.ClientCreateOrderResponse{
 		OrderType: "recharge",
 		Recharge: &dto.ClientRechargeInfo{
-			RechargeID:         recharge.ID,
-			RechargeNo:         recharge.RechargeNo,
-			Amount:             recharge.Amount,
+			RechargeID:         rechargeOrder.ID,
+			RechargeNo:         rechargeOrderNo,
+			Amount:             rechargeOrder.Amount,
 			Status:             clientStatus,
 			StatusName:         clientRechargeStatusName(clientStatus),
-			AutoPurchaseStatus: recharge.AutoPurchaseStatus,
+			AutoPurchaseStatus: rechargeOrder.AutoPurchaseStatus,
 		},
 		PayConfig:         buildClientPayConfigFromResult(paymentResult),
 		LinkedPackageInfo: buildLinkedPackageInfo(validationResult, forceRecharge),
--- a/internal/service/order/service.go
+++ b/internal/service/order/service.go
@@ -39,6 +39,7 @@ type Service struct {
 	orderItemStore             *postgres.OrderItemStore
 	agentWalletStore           *postgres.AgentWalletStore
 	assetWalletStore           *postgres.AssetWalletStore
+	paymentStore               *postgres.PaymentStore
 	purchaseValidationService  *purchase_validation.Service
 	shopPackageAllocationStore *postgres.ShopPackageAllocationStore
 	shopSeriesAllocationStore  *postgres.ShopSeriesAllocationStore
@@ -65,6 +66,7 @@ func New(
 	orderItemStore *postgres.OrderItemStore,
 	agentWalletStore *postgres.AgentWalletStore,
 	assetWalletStore *postgres.AssetWalletStore,
+	paymentStore *postgres.PaymentStore,
 	purchaseValidationService *purchase_validation.Service,
 	shopPackageAllocationStore *postgres.ShopPackageAllocationStore,
 	shopSeriesAllocationStore *postgres.ShopSeriesAllocationStore,
@@ -89,6 +91,7 @@ func New(
 		orderItemStore:             orderItemStore,
 		agentWalletStore:           agentWalletStore,
 		assetWalletStore:           assetWalletStore,
+		paymentStore:               paymentStore,
 		purchaseValidationService:  purchaseValidationService,
 		shopPackageAllocationStore: shopPackageAllocationStore,
 		shopSeriesAllocationStore:  shopSeriesAllocationStore,
@@ -1188,6 +1191,18 @@ func (s *Service) unfreezeWalletForCancel(ctx context.Context, tx *gorm.DB, orde
 	return nil
 }

+func (s *Service) createWalletPaymentRecord(tx *gorm.DB, order *model.Order, paymentMethod string) error {
+	payment := &model.Payment{
+		PaymentNo:     order.OrderNo,
+		OrderID:       order.ID,
+		OrderType:     model.PaymentOrderTypePackage,
+		PaymentMethod: paymentMethod,
+		Amount:        order.TotalAmount,
+		Status:        model.PaymentRecordStatusPaid,
+	}
+	return tx.Create(payment).Error
+}
+
 func (s *Service) WalletPay(ctx context.Context, orderID uint, buyerType string, buyerID uint) error {
 	order, err := s.orderStore.GetByID(ctx, orderID)
 	if err != nil {
@@ -1205,6 +1220,11 @@ func (s *Service) WalletPay(ctx context.Context, orderID uint, buyerType string,
 		return errors.New(errors.CodeInvalidStatus, "代购订单无需支付")
 	}

+	existingPayment, _ := s.paymentStore.GetByOrderIDAndStatus(ctx, orderID, model.PaymentRecordStatusPaid)
+	if existingPayment != nil {
+		return nil
+	}
+
 	var resourceType string
 	var resourceID uint

@@ -1286,6 +1306,10 @@ func (s *Service) WalletPay(ctx context.Context, orderID uint, buyerType string,
 				return errors.New(errors.CodeInsufficientBalance, "余额不足或并发冲突")
 			}

+			if err := s.createWalletPaymentRecord(tx, order, model.PaymentByWallet); err != nil {
+				return err
+			}
+
 			return s.activatePackage(ctx, tx, order)
 		})
 	} else {
@@ -1370,6 +1394,10 @@ func (s *Service) WalletPay(ctx context.Context, orderID uint, buyerType string,
 				return errors.Wrap(errors.CodeDatabaseError, err, "创建扣款流水失败")
 			}

+			if err := s.createWalletPaymentRecord(tx, order, model.PaymentByWallet); err != nil {
+				return err
+			}
+
 			return s.activatePackage(ctx, tx, order)
 		})
 	}
--- a/internal/service/recharge/service.go
+++ b/internal/service/recharge/service.go
@@ -3,18 +3,12 @@ package recharge
 import (
 	"context"
 	"fmt"
-	"math/rand"
-	"time"

 	"github.com/break/junhong_cmp_fiber/internal/model"
-	"github.com/break/junhong_cmp_fiber/internal/model/dto"
 	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
-	"github.com/break/junhong_cmp_fiber/internal/task"
 	"github.com/break/junhong_cmp_fiber/pkg/constants"
 	"github.com/break/junhong_cmp_fiber/pkg/errors"
 	"github.com/break/junhong_cmp_fiber/pkg/payment"
-	"github.com/break/junhong_cmp_fiber/pkg/queue"
-	"github.com/hibiken/asynq"
 	"go.uber.org/zap"
 	"gorm.io/gorm"
 )
@@ -40,7 +34,6 @@ type WechatConfigServiceInterface interface {
 // 负责资产钱包（IoT卡/设备）的充值订单创建、预检、支付回调处理等业务逻辑
 type Service struct {
 	db                          *gorm.DB
-	assetRechargeStore          *postgres.AssetRechargeStore
 	assetWalletStore            *postgres.AssetWalletStore
 	assetWalletTransactionStore *postgres.AssetWalletTransactionStore
 	iotCardStore                *postgres.IotCardStore
@@ -50,14 +43,12 @@ type Service struct {
 	commissionRecordStore       *postgres.CommissionRecordStore
 	wechatConfigService         WechatConfigServiceInterface
 	paymentLoader               payment.PaymentConfigLoader
-	queueClient                 *queue.Client // 任务队列客户端，用于触发自动购包任务
 	logger                      *zap.Logger
 }

 // New 创建充值服务实例
 func New(
 	db *gorm.DB,
-	assetRechargeStore *postgres.AssetRechargeStore,
 	assetWalletStore *postgres.AssetWalletStore,
 	assetWalletTransactionStore *postgres.AssetWalletTransactionStore,
 	iotCardStore *postgres.IotCardStore,
@@ -68,11 +59,9 @@ func New(
 	wechatConfigService WechatConfigServiceInterface,
 	paymentLoader payment.PaymentConfigLoader,
 	logger *zap.Logger,
-	queueClient *queue.Client,
 ) *Service {
 	return &Service{
 		db:                          db,
-		assetRechargeStore:          assetRechargeStore,
 		assetWalletStore:            assetWalletStore,
 		assetWalletTransactionStore: assetWalletTransactionStore,
 		iotCardStore:                iotCardStore,
@@ -82,96 +71,10 @@ func New(
 		commissionRecordStore:       commissionRecordStore,
 		wechatConfigService:         wechatConfigService,
 		paymentLoader:               paymentLoader,
-		queueClient:                 queueClient,
 		logger:                      logger,
 	}
 }

-// Create 创建充值订单
-// 验证资源、金额范围、强充要求，生成订单号
-func (s *Service) Create(ctx context.Context, req *dto.CreateRechargeRequest, userID uint) (*dto.RechargeResponse, error) {
-	// 1. 验证金额范围
-	if req.Amount < constants.AssetRechargeMinAmount {
-		return nil, errors.New(errors.CodeRechargeAmountInvalid, "充值金额不能低于1元")
-	}
-	if req.Amount > constants.AssetRechargeMaxAmount {
-		return nil, errors.New(errors.CodeRechargeAmountInvalid, "充值金额不能超过100000元")
-	}
-
-	// 2. 获取资源（卡或设备）钱包
-	var wallet *model.AssetWallet
-	var err error
-
-	if req.ResourceType == "iot_card" {
-		wallet, err = s.assetWalletStore.GetByResourceTypeAndID(ctx, "iot_card", req.ResourceID)
-	} else if req.ResourceType == "device" {
-		wallet, err = s.assetWalletStore.GetByResourceTypeAndID(ctx, "device", req.ResourceID)
-	} else {
-		return nil, errors.New(errors.CodeInvalidParam, "无效的资源类型")
-	}
-
-	if err != nil {
-		if err == gorm.ErrRecordNotFound {
-			return nil, errors.New(errors.CodeWalletNotFound, "钱包不存在")
-		}
-		return nil, errors.Wrap(errors.CodeDatabaseError, err, "查询钱包失败")
-	}
-
-	// 3. 验证强充要求
-	forceReq, err := s.checkForceRechargeRequirement(ctx, req.ResourceType, req.ResourceID)
-	if err != nil {
-		return nil, err
-	}
-
-	if forceReq.NeedForceRecharge && req.Amount != forceReq.ForceRechargeAmount {
-		return nil, errors.New(errors.CodeForceRechargeAmountMismatch,
-			fmt.Sprintf("必须充值%d分才能满足强充要求", forceReq.ForceRechargeAmount))
-	}
-
-	// 4. 生成充值订单号
-	rechargeNo := s.generateRechargeNo()
-
-	// 5. 查询当前生效的支付配置
-	var paymentConfigID *uint
-	if req.PaymentMethod == "wechat" || req.PaymentMethod == "alipay" {
-		activeConfig, err := s.wechatConfigService.GetActiveConfig(ctx)
-		if err != nil {
-			s.logger.Warn("查询生效支付配置失败", zap.Error(err))
-		}
-		if activeConfig != nil {
-			paymentConfigID = &activeConfig.ID
-		}
-	}
-
-	// 6. 创建充值订单
-	recharge := &model.AssetRechargeRecord{
-		UserID:          userID,
-		AssetWalletID:   wallet.ID,
-		ResourceType:    req.ResourceType,
-		ResourceID:      req.ResourceID,
-		RechargeNo:      rechargeNo,
-		Amount:          req.Amount,
-		PaymentMethod:   req.PaymentMethod,
-		PaymentConfigID: paymentConfigID,
-		Status:          constants.RechargeStatusPending,
-		ShopIDTag:       wallet.ShopIDTag,
-		EnterpriseIDTag: wallet.EnterpriseIDTag,
-	}
-
-	if err := s.assetRechargeStore.Create(ctx, recharge); err != nil {
-		return nil, errors.Wrap(errors.CodeDatabaseError, err, "创建充值订单失败")
-	}
-
-	s.logger.Info("创建充值订单成功",
-		zap.Uint("recharge_id", recharge.ID),
-		zap.String("recharge_no", rechargeNo),
-		zap.Int64("amount", req.Amount),
-		zap.Uint("user_id", userID),
-	)
-
-	return s.buildRechargeResponse(recharge), nil
-}
-
 // GetRechargeCheck 充值预检
 // 返回强充要求、金额限制等信息
 func (s *Service) GetRechargeCheck(ctx context.Context, resourceType string, resourceID uint) (*ForceRechargeRequirement, error) {
@@ -200,218 +103,6 @@ func (s *Service) GetRechargeCheck(ctx context.Context, resourceType string, res
 	return s.checkForceRechargeRequirement(ctx, resourceType, resourceID)
 }

-// GetByID 根据ID查询充值订单详情
-// 支持数据权限过滤
-func (s *Service) GetByID(ctx context.Context, id uint, userID uint) (*dto.RechargeResponse, error) {
-	recharge, err := s.assetRechargeStore.GetByID(ctx, id)
-	if err != nil {
-		if err == gorm.ErrRecordNotFound {
-			return nil, errors.New(errors.CodeRechargeNotFound, "充值订单不存在")
-		}
-		return nil, errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
-	}
-
-	// 数据权限检查：只能查看自己的充值订单
-	if recharge.UserID != userID {
-		return nil, errors.New(errors.CodeForbidden, "无权查看此充值订单")
-	}
-
-	return s.buildRechargeResponse(recharge), nil
-}
-
-// List 查询充值订单列表
-// 支持分页、筛选、数据权限
-func (s *Service) List(ctx context.Context, req *dto.RechargeListRequest, userID uint) (*dto.RechargeListResponse, error) {
-	page := req.Page
-	pageSize := req.PageSize
-	if page == 0 {
-		page = 1
-	}
-	if pageSize == 0 {
-		pageSize = constants.DefaultPageSize
-	}
-
-	params := &postgres.ListAssetRechargeParams{
-		Page:     page,
-		PageSize: pageSize,
-		UserID:   &userID,
-	}
-
-	if req.Status != nil {
-		params.Status = req.Status
-	}
-	if req.WalletID != nil {
-		walletID := *req.WalletID
-		params.AssetWalletID = &walletID
-	}
-	if req.StartTime != nil {
-		params.StartTime = req.StartTime
-	}
-	if req.EndTime != nil {
-		params.EndTime = req.EndTime
-	}
-
-	recharges, total, err := s.assetRechargeStore.List(ctx, params)
-	if err != nil {
-		return nil, errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单列表失败")
-	}
-
-	var list []*dto.RechargeResponse
-	for _, r := range recharges {
-		list = append(list, s.buildRechargeResponse(r))
-	}
-
-	return &dto.RechargeListResponse{
-		List:     list,
-		Total:    total,
-		Page:     page,
-		PageSize: pageSize,
-	}, nil
-}
-
-// HandlePaymentCallback 支付回调处理
-// 支持幂等性检查、事务处理、更新余额、触发佣金
-// 验签由外层 Handler 负责；如需按 payment_config_id 加载配置，可通过 s.paymentLoader 获取
-func (s *Service) HandlePaymentCallback(ctx context.Context, rechargeNo string, paymentMethod string, paymentTransactionID string) error {
-	// 1. 查询充值订单
-	recharge, err := s.assetRechargeStore.GetByRechargeNo(ctx, rechargeNo)
-	if err != nil {
-		if err == gorm.ErrRecordNotFound {
-			return errors.New(errors.CodeRechargeNotFound, "充值订单不存在")
-		}
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
-	}
-
-	// 2. 幂等性检查：已支付则直接返回成功
-	if recharge.Status == constants.RechargeStatusPaid || recharge.Status == constants.RechargeStatusCompleted {
-		s.logger.Info("充值订单已支付，跳过处理",
-			zap.String("recharge_no", rechargeNo),
-			zap.Int("status", recharge.Status),
-		)
-		return nil
-	}
-
-	// 3. 检查订单状态是否允许支付
-	if recharge.Status != constants.RechargeStatusPending {
-		return errors.New(errors.CodeInvalidStatus, "订单状态不允许支付")
-	}
-
-	// 4. 获取钱包信息
-	wallet, err := s.assetWalletStore.GetByID(ctx, recharge.AssetWalletID)
-	if err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询钱包失败")
-	}
-
-	// 5. 获取钱包对应的资源类型和ID（从充值记录中直接获取）
-	resourceType := recharge.ResourceType
-	resourceID := recharge.ResourceID
-
-	// 6. 事务处理：更新订单状态、增加余额、更新累计充值、触发佣金
-	now := time.Now()
-	err = s.db.Transaction(func(tx *gorm.DB) error {
-		// 6.1 更新充值订单状态（带状态检查，使用事务内 tx 确保原子性）
-		oldStatus := constants.RechargeStatusPending
-		if err := s.assetRechargeStore.UpdateStatusWithOptimisticLockDB(ctx, tx, recharge.ID, &oldStatus, constants.RechargeStatusPaid, &now, nil); err != nil {
-			if err == gorm.ErrRecordNotFound {
-				return nil
-			}
-			return errors.Wrap(errors.CodeDatabaseError, err, "更新充值订单状态失败")
-		}
-
-		// 6.2 更新支付信息（使用事务内 tx）
-		if err := s.assetRechargeStore.UpdatePaymentInfoWithDB(ctx, tx, recharge.ID, &paymentMethod, &paymentTransactionID); err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "更新支付信息失败")
-		}
-
-		// 6.3 增加钱包余额（使用乐观锁）
-		balanceBefore := wallet.Balance
-		result := tx.Model(&model.AssetWallet{}).
-			Where("id = ? AND version = ?", wallet.ID, wallet.Version).
-			Updates(map[string]any{
-				"balance": gorm.Expr("balance + ?", recharge.Amount),
-				"version": gorm.Expr("version + 1"),
-			})
-		if result.Error != nil {
-			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新钱包余额失败")
-		}
-		if result.RowsAffected == 0 {
-			return errors.New(errors.CodeInternalError, "钱包版本冲突，请重试")
-		}
-
-		// 6.4 创建钱包交易记录（reference_no 存储充值单号，便于前端跳转）
-		remark := "钱包充值"
-		refType := "recharge"
-		transaction := &model.AssetWalletTransaction{
-			AssetWalletID:   wallet.ID,
-			ResourceType:    resourceType,
-			ResourceID:      resourceID,
-			UserID:          recharge.UserID,
-			TransactionType: "recharge",
-			Amount:          recharge.Amount,
-			BalanceBefore:   balanceBefore,
-			BalanceAfter:    balanceBefore + recharge.Amount,
-			Status:          1,
-			ReferenceType:   &refType,
-			ReferenceNo:     &recharge.RechargeNo,
-			Remark:          &remark,
-			ShopIDTag:       wallet.ShopIDTag,
-			EnterpriseIDTag: wallet.EnterpriseIDTag,
-		}
-		if err := tx.Create(transaction).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "创建钱包交易记录失败")
-		}
-
-		// 6.5 更新累计充值
-		if err := s.updateAccumulatedRechargeInTx(ctx, tx, resourceType, resourceID, recharge.Amount); err != nil {
-			return err
-		}
-
-		// 6.6 触发一次性佣金判断
-		if err := s.triggerOneTimeCommissionIfNeededInTx(ctx, tx, resourceType, resourceID, recharge.Amount, recharge.UserID); err != nil {
-			return err
-		}
-
-		// 6.7 更新充值订单状态为已完成
-		if err := tx.Model(&model.AssetRechargeRecord{}).
-			Where("id = ?", recharge.ID).
-			Update("status", constants.RechargeStatusCompleted).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "更新充值订单完成状态失败")
-		}
-
-		return nil
-	})
-
-	if err != nil {
-		return err
-	}
-
-	// 充值成功后，如有关联套餐则触发自动购包（强充绑套餐功能）
-	linkedIDs := recharge.LinkedPackageIDs
-	if len(linkedIDs) > 0 && string(linkedIDs) != "[]" && string(linkedIDs) != "null" {
-		if s.queueClient != nil {
-			taskPayload := task.AutoPurchasePayload{RechargeRecordID: recharge.ID}
-			if enqueueErr := s.queueClient.EnqueueTask(ctx, constants.TaskTypeAutoPurchaseAfterRecharge, taskPayload,
-				asynq.Queue(constants.QueueDefault),
-				asynq.MaxRetry(3),
-			); enqueueErr != nil {
-				s.logger.Error("自动购包任务入队失败",
-					zap.Uint("recharge_id", recharge.ID),
-					zap.Error(enqueueErr))
-				// 不影响充值成功，仅记录日志
-			}
-		}
-	}
-
-	s.logger.Info("充值支付回调处理成功",
-		zap.String("recharge_no", rechargeNo),
-		zap.Int64("amount", recharge.Amount),
-		zap.String("resource_type", resourceType),
-		zap.Uint("resource_id", resourceID),
-	)
-
-	return nil
-}
-
 // checkForceRechargeRequirement 检查强充要求
 // 根据资源类型和ID检查是否需要强制充值指定金额
 func (s *Service) checkForceRechargeRequirement(ctx context.Context, resourceType string, resourceID uint) (*ForceRechargeRequirement, error) {
@@ -505,299 +196,3 @@ func (s *Service) checkForceRechargeRequirement(ctx context.Context, resourceTyp

 // updateAccumulatedRechargeInTx 更新累计充值（事务内使用）
 // 同时更新旧的 accumulated_recharge 字段和新的 accumulated_recharge_by_series JSON 字段
-func (s *Service) updateAccumulatedRechargeInTx(ctx context.Context, tx *gorm.DB, resourceType string, resourceID uint, amount int64) error {
-	if resourceType == "iot_card" {
-		var card model.IotCard
-		if err := tx.First(&card, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
-		}
-
-		if card.SeriesID != nil {
-			if err := card.AddAccumulatedRechargeBySeries(*card.SeriesID, amount); err != nil {
-				return errors.Wrap(errors.CodeInternalError, err, "更新卡按系列累计充值失败")
-			}
-		}
-
-		result := tx.Model(&model.IotCard{}).
-			Where("id = ?", resourceID).
-			Updates(map[string]any{
-				"accumulated_recharge":           gorm.Expr("accumulated_recharge + ?", amount),
-				"accumulated_recharge_by_series": card.AccumulatedRechargeBySeriesJSON,
-			})
-		if result.Error != nil {
-			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新卡累计充值失败")
-		}
-	} else if resourceType == "device" {
-		var device model.Device
-		if err := tx.First(&device, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
-		}
-
-		if device.SeriesID != nil {
-			if err := device.AddAccumulatedRechargeBySeries(*device.SeriesID, amount); err != nil {
-				return errors.Wrap(errors.CodeInternalError, err, "更新设备按系列累计充值失败")
-			}
-		}
-
-		result := tx.Model(&model.Device{}).
-			Where("id = ?", resourceID).
-			Updates(map[string]any{
-				"accumulated_recharge":           gorm.Expr("accumulated_recharge + ?", amount),
-				"accumulated_recharge_by_series": device.AccumulatedRechargeBySeriesJSON,
-			})
-		if result.Error != nil {
-			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新设备累计充值失败")
-		}
-	}
-	return nil
-}
-
-// triggerOneTimeCommissionIfNeededInTx 触发一次性佣金（事务内使用）
-// 检查是否满足一次性佣金触发条件，满足则创建佣金记录并入账
-func (s *Service) triggerOneTimeCommissionIfNeededInTx(ctx context.Context, tx *gorm.DB, resourceType string, resourceID uint, rechargeAmount int64, userID uint) error {
-	var seriesID *uint
-	var accumulatedRecharge int64
-	var firstCommissionPaid bool
-	var shopID *uint
-
-	if resourceType == "iot_card" {
-		var card model.IotCard
-		if err := tx.First(&card, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
-		}
-		seriesID = card.SeriesID
-		shopID = card.ShopID
-		if seriesID != nil {
-			accumulatedRecharge = card.GetAccumulatedRechargeBySeries(*seriesID)
-			firstCommissionPaid = card.IsFirstRechargeTriggeredBySeries(*seriesID)
-		}
-	} else if resourceType == "device" {
-		var device model.Device
-		if err := tx.First(&device, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
-		}
-		seriesID = device.SeriesID
-		shopID = device.ShopID
-		if seriesID != nil {
-			accumulatedRecharge = device.GetAccumulatedRechargeBySeries(*seriesID)
-			firstCommissionPaid = device.IsFirstRechargeTriggeredBySeries(*seriesID)
-		}
-	}
-
-	if seriesID == nil || firstCommissionPaid {
-		return nil
-	}
-
-	if shopID == nil {
-		s.logger.Warn("资源未归属店铺，无法发放一次性佣金",
-			zap.String("resource_type", resourceType),
-			zap.Uint("resource_id", resourceID),
-		)
-		return nil
-	}
-
-	series, err := s.packageSeriesStore.GetByID(ctx, *seriesID)
-	if err != nil {
-		if err == gorm.ErrRecordNotFound {
-			return nil
-		}
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询套餐系列失败")
-	}
-
-	config, cfgErr := series.GetOneTimeCommissionConfig()
-	if cfgErr != nil || config == nil || !config.Enable {
-		return nil
-	}
-
-	allocation, err := s.shopSeriesAllocationStore.GetByShopAndSeries(ctx, *shopID, *seriesID)
-	if err != nil {
-		if err == gorm.ErrRecordNotFound {
-			return nil
-		}
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询系列分配失败")
-	}
-
-	var rechargeAmountToCheck int64
-	switch config.TriggerType {
-	case model.OneTimeCommissionTriggerFirstRecharge:
-		rechargeAmountToCheck = rechargeAmount
-	default:
-		rechargeAmountToCheck = accumulatedRecharge
-	}
-
-	if rechargeAmountToCheck < config.Threshold {
-		return nil
-	}
-
-	commissionAmount := allocation.OneTimeCommissionAmount
-	if commissionAmount <= 0 {
-		return nil
-	}
-
-	var commissionWallet model.AgentWallet
-	if err := tx.Where("shop_id = ? AND wallet_type = ?", *shopID, constants.AgentWalletTypeCommission).
-		First(&commissionWallet).Error; err != nil {
-		if err == gorm.ErrRecordNotFound {
-			s.logger.Warn("店铺佣金钱包不存在，跳过佣金发放",
-				zap.Uint("shop_id", *shopID),
-			)
-			return nil
-		}
-		return errors.Wrap(errors.CodeDatabaseError, err, "查询店铺佣金钱包失败")
-	}
-
-	var iotCardID, deviceID *uint
-	if resourceType == "iot_card" {
-		iotCardID = &resourceID
-	} else {
-		deviceID = &resourceID
-	}
-
-	commissionRecord := &model.CommissionRecord{
-		BaseModel: model.BaseModel{
-			Creator: userID,
-			Updater: userID,
-		},
-		ShopID:           *shopID,
-		IotCardID:        iotCardID,
-		DeviceID:         deviceID,
-		CommissionSource: model.CommissionSourceOneTime,
-		Amount:           commissionAmount,
-		Status:           constants.CommissionStatusReleased,
-		Remark:           "钱包充值触发一次性佣金",
-	}
-
-	if err := tx.Create(commissionRecord).Error; err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "创建佣金记录失败")
-	}
-
-	// 11. 佣金入账到店铺佣金钱包
-	balanceBefore := commissionWallet.Balance
-	result := tx.Model(&model.AgentWallet{}).
-		Where("id = ? AND version = ?", commissionWallet.ID, commissionWallet.Version).
-		Updates(map[string]any{
-			"balance": gorm.Expr("balance + ?", commissionAmount),
-			"version": gorm.Expr("version + 1"),
-		})
-	if result.Error != nil {
-		return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新佣金钱包余额失败")
-	}
-	if result.RowsAffected == 0 {
-		return errors.New(errors.CodeInternalError, "佣金钱包版本冲突，请重试")
-	}
-
-	// 12. 更新佣金记录的入账后余额
-	now := time.Now()
-	if err := tx.Model(commissionRecord).Updates(map[string]any{
-		"balance_after": balanceBefore + commissionAmount,
-		"released_at":   now,
-	}).Error; err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "更新佣金记录失败")
-	}
-
-	// 13. 创建佣金钱包交易记录
-	remark := "一次性佣金入账(充值触发)"
-	refType := "commission"
-	commissionTransaction := &model.AgentWalletTransaction{
-		AgentWalletID:   commissionWallet.ID,
-		ShopID:          *shopID,
-		UserID:          userID,
-		TransactionType: "commission",
-		Amount:          commissionAmount,
-		BalanceBefore:   balanceBefore,
-		BalanceAfter:    balanceBefore + commissionAmount,
-		Status:          1,
-		ReferenceType:   &refType,
-		ReferenceID:     &commissionRecord.ID,
-		Remark:          &remark,
-		ShopIDTag:       *shopID,
-	}
-	if err := tx.Create(commissionTransaction).Error; err != nil {
-		return errors.Wrap(errors.CodeDatabaseError, err, "创建佣金钱包交易记录失败")
-	}
-
-	// 14. 标记一次性佣金已发放
-	if resourceType == "iot_card" {
-		var card model.IotCard
-		if err := tx.First(&card, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
-		}
-		if err := card.SetFirstRechargeTriggeredBySeries(*seriesID, true); err != nil {
-			return errors.Wrap(errors.CodeInternalError, err, "设置卡佣金发放状态失败")
-		}
-		if err := tx.Model(&model.IotCard{}).Where("id = ?", resourceID).
-			Updates(map[string]any{
-				"first_commission_paid":              true,
-				"first_recharge_triggered_by_series": card.FirstRechargeTriggeredBySeriesJSON,
-			}).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "更新卡佣金发放状态失败")
-		}
-	} else {
-		var device model.Device
-		if err := tx.First(&device, resourceID).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
-		}
-		if err := device.SetFirstRechargeTriggeredBySeries(*seriesID, true); err != nil {
-			return errors.Wrap(errors.CodeInternalError, err, "设置设备佣金发放状态失败")
-		}
-		if err := tx.Model(&model.Device{}).Where("id = ?", resourceID).
-			Updates(map[string]any{
-				"first_commission_paid":              true,
-				"first_recharge_triggered_by_series": device.FirstRechargeTriggeredBySeriesJSON,
-			}).Error; err != nil {
-			return errors.Wrap(errors.CodeDatabaseError, err, "更新设备佣金发放状态失败")
-		}
-	}
-
-	s.logger.Info("一次性佣金发放成功",
-		zap.String("resource_type", resourceType),
-		zap.Uint("resource_id", resourceID),
-		zap.Uint("shop_id", *shopID),
-		zap.Int64("commission_amount", commissionAmount),
-	)
-
-	return nil
-}
-
-// generateRechargeNo 生成充值订单号
-// 格式: RCH + 14位时间戳 + 6位随机数
-func (s *Service) generateRechargeNo() string {
-	now := time.Now()
-	timestamp := now.Format("20060102150405")
-	randomNum := rand.Intn(1000000)
-	return fmt.Sprintf("RCH%s%06d", timestamp, randomNum)
-}
-
-// buildRechargeResponse 构建充值订单响应
-func (s *Service) buildRechargeResponse(recharge *model.AssetRechargeRecord) *dto.RechargeResponse {
-	statusText := ""
-	switch recharge.Status {
-	case constants.RechargeStatusPending:
-		statusText = "待支付"
-	case constants.RechargeStatusPaid:
-		statusText = "已支付"
-	case constants.RechargeStatusCompleted:
-		statusText = "已完成"
-	case constants.RechargeStatusClosed:
-		statusText = "已关闭"
-	case constants.RechargeStatusRefunded:
-		statusText = "已退款"
-	}
-
-	return &dto.RechargeResponse{
-		ID:                   recharge.ID,
-		RechargeNo:           recharge.RechargeNo,
-		UserID:               recharge.UserID,
-		WalletID:             recharge.AssetWalletID,
-		Amount:               recharge.Amount,
-		PaymentMethod:        recharge.PaymentMethod,
-		PaymentChannel:       recharge.PaymentChannel,
-		PaymentTransactionID: recharge.PaymentTransactionID,
-		Status:               recharge.Status,
-		StatusText:           statusText,
-		PaidAt:               recharge.PaidAt,
-		CompletedAt:          recharge.CompletedAt,
-		CreatedAt:            recharge.CreatedAt,
-		UpdatedAt:            recharge.UpdatedAt,
-	}
-}
--- a/internal/service/recharge_order/service.go
+++ b/internal/service/recharge_order/service.go
@@ -0,0 +1,433 @@
+package recharge_order
+
+import (
+	"context"
+	"time"
+
+	"github.com/break/junhong_cmp_fiber/internal/model"
+	"github.com/break/junhong_cmp_fiber/internal/store/postgres"
+	"github.com/break/junhong_cmp_fiber/internal/task"
+	"github.com/break/junhong_cmp_fiber/pkg/constants"
+	"github.com/break/junhong_cmp_fiber/pkg/errors"
+	"github.com/break/junhong_cmp_fiber/pkg/queue"
+	"github.com/hibiken/asynq"
+	"go.uber.org/zap"
+	"gorm.io/gorm"
+)
+
+type Service struct {
+	db                          *gorm.DB
+	rechargeOrderStore          *postgres.RechargeOrderStore
+	paymentStore                *postgres.PaymentStore
+	assetWalletStore            *postgres.AssetWalletStore
+	assetWalletTransactionStore *postgres.AssetWalletTransactionStore
+	iotCardStore                *postgres.IotCardStore
+	deviceStore                 *postgres.DeviceStore
+	packageSeriesStore          *postgres.PackageSeriesStore
+	shopSeriesAllocationStore   *postgres.ShopSeriesAllocationStore
+	commissionRecordStore       *postgres.CommissionRecordStore
+	queueClient                 *queue.Client
+	logger                      *zap.Logger
+}
+
+func New(
+	db *gorm.DB,
+	rechargeOrderStore *postgres.RechargeOrderStore,
+	paymentStore *postgres.PaymentStore,
+	assetWalletStore *postgres.AssetWalletStore,
+	assetWalletTransactionStore *postgres.AssetWalletTransactionStore,
+	iotCardStore *postgres.IotCardStore,
+	deviceStore *postgres.DeviceStore,
+	packageSeriesStore *postgres.PackageSeriesStore,
+	shopSeriesAllocationStore *postgres.ShopSeriesAllocationStore,
+	commissionRecordStore *postgres.CommissionRecordStore,
+	queueClient *queue.Client,
+	logger *zap.Logger,
+) *Service {
+	return &Service{
+		db:                          db,
+		rechargeOrderStore:          rechargeOrderStore,
+		paymentStore:                paymentStore,
+		assetWalletStore:            assetWalletStore,
+		assetWalletTransactionStore: assetWalletTransactionStore,
+		iotCardStore:                iotCardStore,
+		deviceStore:                 deviceStore,
+		packageSeriesStore:          packageSeriesStore,
+		shopSeriesAllocationStore:   shopSeriesAllocationStore,
+		commissionRecordStore:       commissionRecordStore,
+		queueClient:                 queueClient,
+		logger:                      logger,
+	}
+}
+
+func (s *Service) HandlePaymentCallback(ctx context.Context, paymentNo string, paymentMethod string, transactionID string) error {
+	payment, err := s.paymentStore.GetByPaymentNo(ctx, paymentNo)
+	if err != nil {
+		if err == gorm.ErrRecordNotFound {
+			return errors.New(errors.CodeNotFound, "支付记录不存在")
+		}
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询支付记录失败")
+	}
+
+	if payment.Status == model.PaymentRecordStatusPaid {
+		s.logger.Info("支付记录已处理，跳过",
+			zap.String("payment_no", paymentNo),
+			zap.Int("status", payment.Status),
+		)
+		return nil
+	}
+
+	if payment.Status != model.PaymentRecordStatusPending {
+		return errors.New(errors.CodeInvalidStatus, "支付状态不允许处理")
+	}
+
+	rechargeOrder, err := s.rechargeOrderStore.GetByID(ctx, payment.OrderID)
+	if err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询充值订单失败")
+	}
+
+	wallet, err := s.assetWalletStore.GetByID(ctx, rechargeOrder.AssetWalletID)
+	if err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询钱包失败")
+	}
+
+	now := time.Now()
+	err = s.db.Transaction(func(tx *gorm.DB) error {
+		oldPaymentStatus := model.PaymentRecordStatusPending
+		if err := s.paymentStore.UpdateStatusWithOptimisticLockDB(ctx, tx, payment.ID, &oldPaymentStatus, model.PaymentRecordStatusPaid, &now); err != nil {
+			if err == gorm.ErrRecordNotFound {
+				return nil
+			}
+			return errors.Wrap(errors.CodeDatabaseError, err, "更新支付状态失败")
+		}
+
+		updates := map[string]interface{}{
+			"third_party_trade_no": transactionID,
+		}
+		if err := tx.WithContext(ctx).Model(&model.Payment{}).Where("id = ?", payment.ID).Updates(updates).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "更新支付信息失败")
+		}
+
+		oldRechargeStatus := model.RechargeOrderStatusPending
+		if err := s.rechargeOrderStore.UpdateStatusWithOptimisticLockDB(ctx, tx, rechargeOrder.ID, &oldRechargeStatus, model.RechargeOrderStatusPaid, &now); err != nil {
+			if err == gorm.ErrRecordNotFound {
+				return nil
+			}
+			return errors.Wrap(errors.CodeDatabaseError, err, "更新充值订单状态失败")
+		}
+
+		balanceBefore := wallet.Balance
+		result := tx.Model(&model.AssetWallet{}).
+			Where("id = ? AND version = ?", wallet.ID, wallet.Version).
+			Updates(map[string]any{
+				"balance": gorm.Expr("balance + ?", rechargeOrder.Amount),
+				"version": gorm.Expr("version + 1"),
+			})
+		if result.Error != nil {
+			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新钱包余额失败")
+		}
+		if result.RowsAffected == 0 {
+			return errors.New(errors.CodeInternalError, "钱包版本冲突，请重试")
+		}
+
+		refType := "recharge"
+		transaction := &model.AssetWalletTransaction{
+			AssetWalletID:   wallet.ID,
+			ResourceType:    rechargeOrder.ResourceType,
+			ResourceID:      rechargeOrder.ResourceID,
+			UserID:          rechargeOrder.UserID,
+			TransactionType: "recharge",
+			Amount:          rechargeOrder.Amount,
+			BalanceBefore:   balanceBefore,
+			BalanceAfter:    balanceBefore + rechargeOrder.Amount,
+			Status:          1,
+			ReferenceType:   &refType,
+			ReferenceNo:     &paymentNo,
+			ShopIDTag:       wallet.ShopIDTag,
+			EnterpriseIDTag: wallet.EnterpriseIDTag,
+		}
+		if err := tx.Create(transaction).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "创建钱包交易记录失败")
+		}
+
+		if err := s.updateAccumulatedRechargeInTx(ctx, tx, rechargeOrder.ResourceType, rechargeOrder.ResourceID, rechargeOrder.Amount); err != nil {
+			return err
+		}
+
+		if err := s.triggerOneTimeCommissionIfNeededInTx(ctx, tx, rechargeOrder, rechargeOrder.Amount); err != nil {
+			return err
+		}
+
+		return nil
+	})
+
+	if err != nil {
+		return err
+	}
+
+	linkedIDs := rechargeOrder.LinkedPackageIDs
+	if len(linkedIDs) > 0 {
+		taskPayload := task.AutoPurchasePayload{RechargeOrderID: rechargeOrder.ID}
+		if err := s.queueClient.EnqueueTask(ctx, constants.TaskTypeAutoPurchaseAfterRecharge, taskPayload,
+			asynq.Queue(constants.QueueDefault),
+			asynq.MaxRetry(3),
+		); err != nil {
+			s.logger.Error("自动购包任务入队失败",
+				zap.Uint("recharge_order_id", rechargeOrder.ID),
+				zap.Error(err))
+		}
+	}
+
+	s.logger.Info("充值支付回调处理成功",
+		zap.String("payment_no", paymentNo),
+		zap.Int64("amount", rechargeOrder.Amount),
+		zap.String("resource_type", rechargeOrder.ResourceType),
+		zap.Uint("resource_id", rechargeOrder.ResourceID),
+	)
+
+	return nil
+}
+
+func (s *Service) updateAccumulatedRechargeInTx(ctx context.Context, tx *gorm.DB, resourceType string, resourceID uint, amount int64) error {
+	if resourceType == "iot_card" {
+		var card model.IotCard
+		if err := tx.First(&card, resourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
+		}
+
+		if card.SeriesID != nil {
+			if err := card.AddAccumulatedRechargeBySeries(*card.SeriesID, amount); err != nil {
+				return errors.Wrap(errors.CodeInternalError, err, "更新卡按系列累计充值失败")
+			}
+		}
+
+		result := tx.Model(&model.IotCard{}).
+			Where("id = ?", resourceID).
+			Updates(map[string]any{
+				"accumulated_recharge":           gorm.Expr("accumulated_recharge + ?", amount),
+				"accumulated_recharge_by_series": card.AccumulatedRechargeBySeriesJSON,
+			})
+		if result.Error != nil {
+			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新卡累计充值失败")
+		}
+	} else if resourceType == "device" {
+		var device model.Device
+		if err := tx.First(&device, resourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
+		}
+
+		if device.SeriesID != nil {
+			if err := device.AddAccumulatedRechargeBySeries(*device.SeriesID, amount); err != nil {
+				return errors.Wrap(errors.CodeInternalError, err, "更新设备按系列累计充值失败")
+			}
+		}
+
+		result := tx.Model(&model.Device{}).
+			Where("id = ?", resourceID).
+			Updates(map[string]any{
+				"accumulated_recharge":           gorm.Expr("accumulated_recharge + ?", amount),
+				"accumulated_recharge_by_series": device.AccumulatedRechargeBySeriesJSON,
+			})
+		if result.Error != nil {
+			return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新设备累计充值失败")
+		}
+	}
+	return nil
+}
+
+func (s *Service) triggerOneTimeCommissionIfNeededInTx(ctx context.Context, tx *gorm.DB, rechargeOrder *model.RechargeOrder, rechargeAmount int64) error {
+	var seriesID *uint
+	var accumulatedRecharge int64
+	var firstCommissionPaid bool
+	var shopID *uint
+
+	if rechargeOrder.ResourceType == "iot_card" {
+		var card model.IotCard
+		if err := tx.First(&card, rechargeOrder.ResourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
+		}
+		seriesID = card.SeriesID
+		shopID = card.ShopID
+		if seriesID != nil {
+			accumulatedRecharge = card.GetAccumulatedRechargeBySeries(*seriesID)
+			firstCommissionPaid = card.IsFirstRechargeTriggeredBySeries(*seriesID)
+		}
+	} else if rechargeOrder.ResourceType == "device" {
+		var device model.Device
+		if err := tx.First(&device, rechargeOrder.ResourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
+		}
+		seriesID = device.SeriesID
+		shopID = device.ShopID
+		if seriesID != nil {
+			accumulatedRecharge = device.GetAccumulatedRechargeBySeries(*seriesID)
+			firstCommissionPaid = device.IsFirstRechargeTriggeredBySeries(*seriesID)
+		}
+	}
+
+	if seriesID == nil || firstCommissionPaid {
+		return nil
+	}
+
+	if shopID == nil {
+		s.logger.Warn("资源未归属店铺，无法发放一次性佣金",
+			zap.String("resource_type", rechargeOrder.ResourceType),
+			zap.Uint("resource_id", rechargeOrder.ResourceID),
+		)
+		return nil
+	}
+
+	series, err := s.packageSeriesStore.GetByID(ctx, *seriesID)
+	if err != nil {
+		if err == gorm.ErrRecordNotFound {
+			return nil
+		}
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询套餐系列失败")
+	}
+
+	config, cfgErr := series.GetOneTimeCommissionConfig()
+	if cfgErr != nil || config == nil || !config.Enable {
+		return nil
+	}
+
+	allocation, err := s.shopSeriesAllocationStore.GetByShopAndSeries(ctx, *shopID, *seriesID)
+	if err != nil {
+		if err == gorm.ErrRecordNotFound {
+			return nil
+		}
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询系列分配失败")
+	}
+
+	var rechargeAmountToCheck int64
+	switch config.TriggerType {
+	case model.OneTimeCommissionTriggerFirstRecharge:
+		rechargeAmountToCheck = rechargeAmount
+	default:
+		rechargeAmountToCheck = accumulatedRecharge
+	}
+
+	if rechargeAmountToCheck < config.Threshold {
+		return nil
+	}
+
+	commissionAmount := allocation.OneTimeCommissionAmount
+	if commissionAmount <= 0 {
+		return nil
+	}
+
+	var commissionWallet model.AgentWallet
+	if err := tx.Where("shop_id = ? AND wallet_type = ?", *shopID, constants.AgentWalletTypeCommission).
+		First(&commissionWallet).Error; err != nil {
+		if err == gorm.ErrRecordNotFound {
+			s.logger.Warn("店铺佣金钱包不存在，跳过佣金发放", zap.Uint("shop_id", *shopID))
+			return nil
+		}
+		return errors.Wrap(errors.CodeDatabaseError, err, "查询店铺佣金钱包失败")
+	}
+
+	var iotCardID, deviceID *uint
+	if rechargeOrder.ResourceType == "iot_card" {
+		iotCardID = &rechargeOrder.ResourceID
+	} else {
+		deviceID = &rechargeOrder.ResourceID
+	}
+
+	commissionRecord := &model.CommissionRecord{
+		BaseModel: model.BaseModel{
+			Creator: rechargeOrder.UserID,
+			Updater: rechargeOrder.UserID,
+		},
+		ShopID:           *shopID,
+		IotCardID:        iotCardID,
+		DeviceID:         deviceID,
+		CommissionSource: model.CommissionSourceOneTime,
+		Amount:           commissionAmount,
+		Status:           constants.CommissionStatusReleased,
+		Remark:           "钱包充值触发一次性佣金",
+	}
+
+	if err := tx.Create(commissionRecord).Error; err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "创建佣金记录失败")
+	}
+
+	balanceBefore := commissionWallet.Balance
+	result := tx.Model(&model.AgentWallet{}).
+		Where("id = ? AND version = ?", commissionWallet.ID, commissionWallet.Version).
+		Updates(map[string]any{
+			"balance": gorm.Expr("balance + ?", commissionAmount),
+			"version": gorm.Expr("version + 1"),
+		})
+	if result.Error != nil {
+		return errors.Wrap(errors.CodeDatabaseError, result.Error, "更新佣金钱包余额失败")
+	}
+	if result.RowsAffected == 0 {
+		return errors.New(errors.CodeInternalError, "佣金钱包版本冲突，请重试")
+	}
+
+	now := time.Now()
+	if err := tx.Model(commissionRecord).Updates(map[string]any{
+		"balance_after": balanceBefore + commissionAmount,
+		"released_at":   now,
+	}).Error; err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "更新佣金记录失败")
+	}
+
+	refType := "commission"
+	commissionTransaction := &model.AgentWalletTransaction{
+		AgentWalletID:   commissionWallet.ID,
+		ShopID:          *shopID,
+		UserID:          rechargeOrder.UserID,
+		TransactionType: "commission",
+		Amount:          commissionAmount,
+		BalanceBefore:   balanceBefore,
+		BalanceAfter:    balanceBefore + commissionAmount,
+		Status:          1,
+		ReferenceType:   &refType,
+		ReferenceID:     &commissionRecord.ID,
+		ShopIDTag:       *shopID,
+	}
+	if err := tx.Create(commissionTransaction).Error; err != nil {
+		return errors.Wrap(errors.CodeDatabaseError, err, "创建佣金钱包交易记录失败")
+	}
+
+	if rechargeOrder.ResourceType == "iot_card" {
+		var card model.IotCard
+		if err := tx.First(&card, rechargeOrder.ResourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询IoT卡失败")
+		}
+		if err := card.SetFirstRechargeTriggeredBySeries(*seriesID, true); err != nil {
+			return errors.Wrap(errors.CodeInternalError, err, "设置卡佣金发放状态失败")
+		}
+		if err := tx.Model(&model.IotCard{}).Where("id = ?", rechargeOrder.ResourceID).
+			Updates(map[string]any{
+				"first_commission_paid":              true,
+				"first_recharge_triggered_by_series": card.FirstRechargeTriggeredBySeriesJSON,
+			}).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "更新卡佣金发放状态失败")
+		}
+	} else {
+		var device model.Device
+		if err := tx.First(&device, rechargeOrder.ResourceID).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "查询设备失败")
+		}
+		if err := device.SetFirstRechargeTriggeredBySeries(*seriesID, true); err != nil {
+			return errors.Wrap(errors.CodeInternalError, err, "设置设备佣金发放状态失败")
+		}
+		if err := tx.Model(&model.Device{}).Where("id = ?", rechargeOrder.ResourceID).
+			Updates(map[string]any{
+				"first_commission_paid":              true,
+				"first_recharge_triggered_by_series": device.FirstRechargeTriggeredBySeriesJSON,
+			}).Error; err != nil {
+			return errors.Wrap(errors.CodeDatabaseError, err, "更新设备佣金发放状态失败")
+		}
+	}
+
+	s.logger.Info("一次性佣金发放成功",
+		zap.String("resource_type", rechargeOrder.ResourceType),
+		zap.Uint("resource_id", rechargeOrder.ResourceID),
+		zap.Uint("shop_id", *shopID),
+		zap.Int64("commission_amount", commissionAmount),
+	)
+
+	return nil
+}
--- a/internal/service/wechat_config/service.go
+++ b/internal/service/wechat_config/service.go
@@ -33,7 +33,7 @@ type AuditServiceInterface interface {
 type Service struct {
 	store              *postgres.WechatConfigStore
 	orderStore         *postgres.OrderStore
-	assetRechargeStore *postgres.AssetRechargeStore
+	rechargeOrderStore *postgres.RechargeOrderStore
 	agentRechargeStore *postgres.AgentRechargeStore
 	auditService       AuditServiceInterface
 	redis              *redis.Client
@@ -44,7 +44,7 @@ type Service struct {
 func New(
 	store *postgres.WechatConfigStore,
 	orderStore *postgres.OrderStore,
-	assetRechargeStore *postgres.AssetRechargeStore,
+	rechargeOrderStore *postgres.RechargeOrderStore,
 	agentRechargeStore *postgres.AgentRechargeStore,
 	auditService AuditServiceInterface,
 	rdb *redis.Client,
@@ -53,7 +53,7 @@ func New(
 	return &Service{
 		store:              store,
 		orderStore:         orderStore,
-		assetRechargeStore: assetRechargeStore,
+		rechargeOrderStore: rechargeOrderStore,
 		agentRechargeStore: agentRechargeStore,
 		auditService:       auditService,
 		redis:              rdb,
@@ -521,7 +521,7 @@ func (s *Service) resolvePaymentConfigID(ctx context.Context, orderNo string) (*
 		return order.PaymentConfigID, nil

 	case len(orderNo) >= 4 && orderNo[:4] == constants.AssetRechargeOrderPrefix:
-		record, err := s.assetRechargeStore.GetByRechargeNo(ctx, orderNo)
+		record, err := s.rechargeOrderStore.GetByRechargeOrderNo(ctx, orderNo)
 		if err != nil {
 			return nil, err
 		}
--- a/internal/store/postgres/asset_recharge_store.go
+++ b/internal/store/postgres/asset_recharge_store.go
@@ -1,250 +1,5 @@
 package postgres

-import (
-	"context"
-
-	"github.com/break/junhong_cmp_fiber/internal/model"
-	"github.com/redis/go-redis/v9"
-	"gorm.io/gorm"
-)
-
 // AssetRechargeStore 资产充值记录数据访问层
-type AssetRechargeStore struct {
-	db    *gorm.DB
-	redis *redis.Client
-}
-
-// NewAssetRechargeStore 创建资产充值记录 Store
-func NewAssetRechargeStore(db *gorm.DB, redis *redis.Client) *AssetRechargeStore {
-	return &AssetRechargeStore{
-		db:    db,
-		redis: redis,
-	}
-}
-
-// Create 创建充值记录
-func (s *AssetRechargeStore) Create(ctx context.Context, record *model.AssetRechargeRecord) error {
-	return s.db.WithContext(ctx).Create(record).Error
-}
-
-// CreateWithTx 创建充值记录（带事务）
-func (s *AssetRechargeStore) CreateWithTx(ctx context.Context, tx *gorm.DB, record *model.AssetRechargeRecord) error {
-	return tx.WithContext(ctx).Create(record).Error
-}
-
-// GetByRechargeNo 根据充值订单号查询
-func (s *AssetRechargeStore) GetByRechargeNo(ctx context.Context, rechargeNo string) (*model.AssetRechargeRecord, error) {
-	var record model.AssetRechargeRecord
-	err := s.db.WithContext(ctx).
-		Where("recharge_no = ?", rechargeNo).
-		First(&record).Error
-	if err != nil {
-		return nil, err
-	}
-	return &record, nil
-}
-
-// GetByID 根据 ID 查询
-func (s *AssetRechargeStore) GetByID(ctx context.Context, id uint) (*model.AssetRechargeRecord, error) {
-	var record model.AssetRechargeRecord
-	if err := s.db.WithContext(ctx).First(&record, id).Error; err != nil {
-		return nil, err
-	}
-	return &record, nil
-}
-
-// UpdateStatus 更新充值状态
-func (s *AssetRechargeStore) UpdateStatus(ctx context.Context, id uint, status int) error {
-	return s.db.WithContext(ctx).
-		Model(&model.AssetRechargeRecord{}).
-		Where("id = ?", id).
-		Update("status", status).Error
-}
-
-// UpdateStatusWithTx 更新充值状态（带事务）
-func (s *AssetRechargeStore) UpdateStatusWithTx(ctx context.Context, tx *gorm.DB, id uint, status int) error {
-	return tx.WithContext(ctx).
-		Model(&model.AssetRechargeRecord{}).
-		Where("id = ?", id).
-		Update("status", status).Error
-}
-
-// Update 更新充值记录
-func (s *AssetRechargeStore) Update(ctx context.Context, record *model.AssetRechargeRecord) error {
-	return s.db.WithContext(ctx).Save(record).Error
-}
-
-// UpdateWithTx 更新充值记录（带事务）
-func (s *AssetRechargeStore) UpdateWithTx(ctx context.Context, tx *gorm.DB, record *model.AssetRechargeRecord) error {
-	return tx.WithContext(ctx).Save(record).Error
-}
-
-// ListByResourceID 按资源查询充值记录（支持分页）
-func (s *AssetRechargeStore) ListByResourceID(ctx context.Context, resourceType string, resourceID uint, offset, limit int) ([]*model.AssetRechargeRecord, error) {
-	var records []*model.AssetRechargeRecord
-	err := s.db.WithContext(ctx).
-		Where("resource_type = ? AND resource_id = ?", resourceType, resourceID).
-		Order("created_at DESC").
-		Offset(offset).
-		Limit(limit).
-		Find(&records).Error
-	if err != nil {
-		return nil, err
-	}
-	return records, nil
-}
-
-// ListByUserID 按用户查询充值记录（支持分页）
-func (s *AssetRechargeStore) ListByUserID(ctx context.Context, userID uint, offset, limit int) ([]*model.AssetRechargeRecord, error) {
-	var records []*model.AssetRechargeRecord
-	err := s.db.WithContext(ctx).
-		Where("user_id = ?", userID).
-		Order("created_at DESC").
-		Offset(offset).
-		Limit(limit).
-		Find(&records).Error
-	if err != nil {
-		return nil, err
-	}
-	return records, nil
-}
-
-// ListByStatus 按状态查询充值记录（支持分页）
-func (s *AssetRechargeStore) ListByStatus(ctx context.Context, status int, offset, limit int) ([]*model.AssetRechargeRecord, error) {
-	var records []*model.AssetRechargeRecord
-	err := s.db.WithContext(ctx).
-		Where("status = ?", status).
-		Order("created_at DESC").
-		Offset(offset).
-		Limit(limit).
-		Find(&records).Error
-	if err != nil {
-		return nil, err
-	}
-	return records, nil
-}
-
-// ListAssetRechargeParams 充值记录列表查询参数
-type ListAssetRechargeParams struct {
-	Page          int
-	PageSize      int
-	UserID        *uint
-	AssetWalletID *uint
-	ResourceType  *string
-	ResourceID    *uint
-	Status        *int
-	StartTime     interface{}
-	EndTime       interface{}
-}
-
-// List 查询充值记录列表（支持分页和筛选）
-func (s *AssetRechargeStore) List(ctx context.Context, params *ListAssetRechargeParams) ([]*model.AssetRechargeRecord, int64, error) {
-	var records []*model.AssetRechargeRecord
-	var total int64
-
-	query := s.db.WithContext(ctx).Model(&model.AssetRechargeRecord{})
-
-	if params.UserID != nil {
-		query = query.Where("user_id = ?", *params.UserID)
-	}
-	if params.AssetWalletID != nil {
-		query = query.Where("asset_wallet_id = ?", *params.AssetWalletID)
-	}
-	if params.ResourceType != nil {
-		query = query.Where("resource_type = ?", *params.ResourceType)
-	}
-	if params.ResourceID != nil {
-		query = query.Where("resource_id = ?", *params.ResourceID)
-	}
-	if params.Status != nil {
-		query = query.Where("status = ?", *params.Status)
-	}
-	if params.StartTime != nil {
-		query = query.Where("created_at >= ?", params.StartTime)
-	}
-	if params.EndTime != nil {
-		query = query.Where("created_at <= ?", params.EndTime)
-	}
-
-	if err := query.Count(&total).Error; err != nil {
-		return nil, 0, err
-	}
-
-	page := params.Page
-	if page < 1 {
-		page = 1
-	}
-	pageSize := params.PageSize
-	if pageSize < 1 {
-		pageSize = 20
-	}
-
-	offset := (page - 1) * pageSize
-	if err := query.Order("id DESC").Offset(offset).Limit(pageSize).Find(&records).Error; err != nil {
-		return nil, 0, err
-	}
-
-	return records, total, nil
-}
-
-// UpdatePaymentInfo 更新支付信息
-func (s *AssetRechargeStore) UpdatePaymentInfo(ctx context.Context, id uint, paymentMethod *string, paymentTransactionID *string) error {
-	return s.UpdatePaymentInfoWithDB(ctx, s.db, id, paymentMethod, paymentTransactionID)
-}
-
-// UpdatePaymentInfoWithDB 更新支付信息（支持传入事务 tx）
-func (s *AssetRechargeStore) UpdatePaymentInfoWithDB(ctx context.Context, db *gorm.DB, id uint, paymentMethod *string, paymentTransactionID *string) error {
-	updates := map[string]interface{}{}
-	if paymentMethod != nil {
-		updates["payment_method"] = paymentMethod
-	}
-	if paymentTransactionID != nil {
-		updates["payment_transaction_id"] = paymentTransactionID
-	}
-
-	if len(updates) == 0 {
-		return nil
-	}
-
-	result := db.WithContext(ctx).Model(&model.AssetRechargeRecord{}).Where("id = ?", id).Updates(updates)
-	if result.Error != nil {
-		return result.Error
-	}
-	if result.RowsAffected == 0 {
-		return gorm.ErrRecordNotFound
-	}
-	return nil
-}
-
-// UpdateStatusWithOptimisticLock 更新充值状态（支持乐观锁）
-func (s *AssetRechargeStore) UpdateStatusWithOptimisticLock(ctx context.Context, id uint, oldStatus *int, newStatus int, paidAt interface{}, completedAt interface{}) error {
-	return s.UpdateStatusWithOptimisticLockDB(ctx, s.db, id, oldStatus, newStatus, paidAt, completedAt)
-}
-
-// UpdateStatusWithOptimisticLockDB 更新充值状态（支持传入事务 tx）
-func (s *AssetRechargeStore) UpdateStatusWithOptimisticLockDB(ctx context.Context, db *gorm.DB, id uint, oldStatus *int, newStatus int, paidAt interface{}, completedAt interface{}) error {
-	updates := map[string]interface{}{
-		"status": newStatus,
-	}
-	if paidAt != nil {
-		updates["paid_at"] = paidAt
-	}
-	if completedAt != nil {
-		updates["completed_at"] = completedAt
-	}
-
-	query := db.WithContext(ctx).Model(&model.AssetRechargeRecord{}).Where("id = ?", id)
-
-	if oldStatus != nil {
-		query = query.Where("status = ?", *oldStatus)
-	}
-
-	result := query.Updates(updates)
-	if result.Error != nil {
-		return result.Error
-	}
-	if result.RowsAffected == 0 {
-		return gorm.ErrRecordNotFound
-	}
-	return nil
-}
+// 已废弃 - 请使用 RechargeOrderStore 和 PaymentStore
+type AssetRechargeStore struct{}
--- a/internal/store/postgres/payment_store.go
+++ b/internal/store/postgres/payment_store.go
@@ -0,0 +1,152 @@
+package postgres
+
+import (
+	"context"
+
+	"github.com/break/junhong_cmp_fiber/internal/model"
+	"github.com/redis/go-redis/v9"
+	"gorm.io/gorm"
+)
+
+type PaymentStore struct {
+	db    *gorm.DB
+	redis *redis.Client
+}
+
+func NewPaymentStore(db *gorm.DB, redis *redis.Client) *PaymentStore {
+	return &PaymentStore{
+		db:    db,
+		redis: redis,
+	}
+}
+
+func (s *PaymentStore) Create(ctx context.Context, payment *model.Payment) error {
+	return s.db.WithContext(ctx).Create(payment).Error
+}
+
+func (s *PaymentStore) CreateWithTx(ctx context.Context, tx *gorm.DB, payment *model.Payment) error {
+	return tx.WithContext(ctx).Create(payment).Error
+}
+
+func (s *PaymentStore) GetByPaymentNo(ctx context.Context, paymentNo string) (*model.Payment, error) {
+	var payment model.Payment
+	err := s.db.WithContext(ctx).
+		Where("payment_no = ?", paymentNo).
+		First(&payment).Error
+	if err != nil {
+		return nil, err
+	}
+	return &payment, nil
+}
+
+func (s *PaymentStore) GetByID(ctx context.Context, id uint) (*model.Payment, error) {
+	var payment model.Payment
+	err := s.db.WithContext(ctx).First(&payment, id).Error
+	if err != nil {
+		return nil, err
+	}
+	return &payment, nil
+}
+
+func (s *PaymentStore) UpdateStatus(ctx context.Context, id uint, status int) error {
+	return s.db.WithContext(ctx).
+		Model(&model.Payment{}).
+		Where("id = ?", id).
+		Update("status", status).Error
+}
+
+func (s *PaymentStore) UpdateStatusWithTx(ctx context.Context, tx *gorm.DB, id uint, status int) error {
+	return tx.WithContext(ctx).
+		Model(&model.Payment{}).
+		Where("id = ?", id).
+		Update("status", status).Error
+}
+
+func (s *PaymentStore) UpdateStatusWithOptimisticLock(ctx context.Context, id uint, oldStatus *int, newStatus int, paidAt interface{}) error {
+	return s.UpdateStatusWithOptimisticLockDB(ctx, s.db, id, oldStatus, newStatus, paidAt)
+}
+
+func (s *PaymentStore) UpdateStatusWithOptimisticLockDB(ctx context.Context, db *gorm.DB, id uint, oldStatus *int, newStatus int, paidAt interface{}) error {
+	updates := map[string]interface{}{
+		"status": newStatus,
+	}
+	if paidAt != nil {
+		updates["paid_at"] = paidAt
+	}
+
+	query := db.WithContext(ctx).Model(&model.Payment{}).Where("id = ?", id)
+
+	if oldStatus != nil {
+		query = query.Where("status = ?", *oldStatus)
+	}
+
+	result := query.Updates(updates)
+	if result.Error != nil {
+		return result.Error
+	}
+	if result.RowsAffected == 0 {
+		return gorm.ErrRecordNotFound
+	}
+	return nil
+}
+
+func (s *PaymentStore) UpdatePaymentInfo(ctx context.Context, id uint, thirdPartyTradeNo string, paymentConfigID *uint) error {
+	return s.UpdatePaymentInfoWithDB(ctx, s.db, id, thirdPartyTradeNo, paymentConfigID)
+}
+
+func (s *PaymentStore) UpdatePaymentInfoWithDB(ctx context.Context, db *gorm.DB, id uint, thirdPartyTradeNo string, paymentConfigID *uint) error {
+	updates := map[string]interface{}{}
+	if thirdPartyTradeNo != "" {
+		updates["third_party_trade_no"] = thirdPartyTradeNo
+	}
+	if paymentConfigID != nil {
+		updates["payment_config_id"] = *paymentConfigID
+	}
+
+	if len(updates) == 0 {
+		return nil
+	}
+
+	result := db.WithContext(ctx).Model(&model.Payment{}).Where("id = ?", id).Updates(updates)
+	if result.Error != nil {
+		return result.Error
+	}
+	if result.RowsAffected == 0 {
+		return gorm.ErrRecordNotFound
+	}
+	return nil
+}
+
+func (s *PaymentStore) ListByOrderID(ctx context.Context, orderID uint, orderType string) ([]*model.Payment, error) {
+	var payments []*model.Payment
+	err := s.db.WithContext(ctx).
+		Where("order_id = ? AND order_type = ?", orderID, orderType).
+		Order("created_at DESC").
+		Find(&payments).Error
+	if err != nil {
+		return nil, err
+	}
+	return payments, nil
+}
+
+func (s *PaymentStore) ListByOrderIDAndStatus(ctx context.Context, orderID uint, orderType string, status int) (*model.Payment, error) {
+	var payment model.Payment
+	err := s.db.WithContext(ctx).
+		Where("order_id = ? AND order_type = ? AND status = ?", orderID, orderType, status).
+		First(&payment).Error
+	if err != nil {
+		return nil, err
+	}
+	return &payment, nil
+}
+
+func (s *PaymentStore) GetByOrderIDAndStatus(ctx context.Context, orderID uint, status int) (*model.Payment, error) {
+	var payment model.Payment
+	err := s.db.WithContext(ctx).
+		Where("order_id = ? AND status = ?", orderID, status).
+		First(&payment).Error
+	if err != nil {
+		return nil, err
+	}
+	return &payment, nil
+}
--- a/internal/store/postgres/recharge_order_store.go
+++ b/internal/store/postgres/recharge_order_store.go
@@ -0,0 +1,188 @@
+package postgres
+
+import (
+	"context"
+
+	"github.com/break/junhong_cmp_fiber/internal/model"
+	"github.com/redis/go-redis/v9"
+	"gorm.io/gorm"
+)
+
+type RechargeOrderStore struct {
+	db    *gorm.DB
+	redis *redis.Client
+}
+
+func NewRechargeOrderStore(db *gorm.DB, redis *redis.Client) *RechargeOrderStore {
+	return &RechargeOrderStore{
+		db:    db,
+		redis: redis,
+	}
+}
+
+func (s *RechargeOrderStore) Create(ctx context.Context, order *model.RechargeOrder) error {
+	return s.db.WithContext(ctx).Create(order).Error
+}
+
+func (s *RechargeOrderStore) CreateWithTx(ctx context.Context, tx *gorm.DB, order *model.RechargeOrder) error {
+	return tx.WithContext(ctx).Create(order).Error
+}
+
+func (s *RechargeOrderStore) GetByRechargeOrderNo(ctx context.Context, orderNo string) (*model.RechargeOrder, error) {
+	var order model.RechargeOrder
+	err := s.db.WithContext(ctx).
+		Where("recharge_order_no = ?", orderNo).
+		First(&order).Error
+	if err != nil {
+		return nil, err
+	}
+	return &order, nil
+}
+
+func (s *RechargeOrderStore) GetByID(ctx context.Context, id uint) (*model.RechargeOrder, error) {
+	var order model.RechargeOrder
+	err := s.db.WithContext(ctx).First(&order, id).Error
+	if err != nil {
+		return nil, err
+	}
+	return &order, nil
+}
+
+func (s *RechargeOrderStore) UpdateStatus(ctx context.Context, id uint, status int) error {
+	return s.db.WithContext(ctx).
+		Model(&model.RechargeOrder{}).
+		Where("id = ?", id).
+		Update("status", status).Error
+}
+
+func (s *RechargeOrderStore) UpdateStatusWithTx(ctx context.Context, tx *gorm.DB, id uint, status int) error {
+	return tx.WithContext(ctx).
+		Model(&model.RechargeOrder{}).
+		Where("id = ?", id).
+		Update("status", status).Error
+}
+
+func (s *RechargeOrderStore) UpdateStatusWithOptimisticLock(ctx context.Context, id uint, oldStatus *int, newStatus int, paidAt interface{}) error {
+	return s.UpdateStatusWithOptimisticLockDB(ctx, s.db, id, oldStatus, newStatus, paidAt)
+}
+
+func (s *RechargeOrderStore) UpdateStatusWithOptimisticLockDB(ctx context.Context, db *gorm.DB, id uint, oldStatus *int, newStatus int, paidAt interface{}) error {
+	updates := map[string]interface{}{
+		"status": newStatus,
+	}
+	if paidAt != nil {
+		updates["paid_at"] = paidAt
+	}
+
+	query := db.WithContext(ctx).Model(&model.RechargeOrder{}).Where("id = ?", id)
+
+	if oldStatus != nil {
+		query = query.Where("status = ?", *oldStatus)
+	}
+
+	result := query.Updates(updates)
+	if result.Error != nil {
+		return result.Error
+	}
+	if result.RowsAffected == 0 {
+		return gorm.ErrRecordNotFound
+	}
+	return nil
+}
+
+func (s *RechargeOrderStore) Update(ctx context.Context, order *model.RechargeOrder) error {
+	return s.db.WithContext(ctx).Save(order).Error
+}
+
+func (s *RechargeOrderStore) ListByCard(ctx context.Context, iotCardID uint, generation int, offset, limit int) ([]*model.RechargeOrder, error) {
+	var orders []*model.RechargeOrder
+	query := s.db.WithContext(ctx).
+		Where("iot_card_id = ? AND generation = ?", iotCardID, generation)
+
+	if err := query.Order("created_at DESC").Offset(offset).Limit(limit).Find(&orders).Error; err != nil {
+		return nil, err
+	}
+	return orders, nil
+}
+
+func (s *RechargeOrderStore) ListByDevice(ctx context.Context, deviceID uint, generation int, offset, limit int) ([]*model.RechargeOrder, error) {
+	var orders []*model.RechargeOrder
+	query := s.db.WithContext(ctx).
+		Where("device_id = ? AND generation = ?", deviceID, generation)
+
+	if err := query.Order("created_at DESC").Offset(offset).Limit(limit).Find(&orders).Error; err != nil {
+		return nil, err
+	}
+	return orders, nil
+}
+
+func (s *RechargeOrderStore) ListByUserID(ctx context.Context, userID uint, offset, limit int) ([]*model.RechargeOrder, error) {
+	var orders []*model.RechargeOrder
+	err := s.db.WithContext(ctx).
+		Where("user_id = ?", userID).
+		Order("created_at DESC").
+		Offset(offset).
+		Limit(limit).
+		Find(&orders).Error
+	if err != nil {
+		return nil, err
+	}
+	return orders, nil
+}
+
+type ListRechargeOrderParams struct {
+	Page      int
+	PageSize  int
+	UserID    *uint
+	IotCardID *uint
+	DeviceID  *uint
+	Status    *int
+	StartTime interface{}
+	EndTime   interface{}
+}
+
+func (s *RechargeOrderStore) List(ctx context.Context, params *ListRechargeOrderParams) ([]*model.RechargeOrder, int64, error) {
+	var orders []*model.RechargeOrder
+	var total int64
+
+	query := s.db.WithContext(ctx).Model(&model.RechargeOrder{})
+
+	if params.UserID != nil {
+		query = query.Where("user_id = ?", *params.UserID)
+	}
+	if params.IotCardID != nil {
+		query = query.Where("iot_card_id = ?", *params.IotCardID)
+	}
+	if params.DeviceID != nil {
+		query = query.Where("device_id = ?", *params.DeviceID)
+	}
+	if params.Status != nil {
+		query = query.Where("status = ?", *params.Status)
+	}
+	if params.StartTime != nil {
+		query = query.Where("created_at >= ?", params.StartTime)
+	}
+	if params.EndTime != nil {
+		query = query.Where("created_at <= ?", params.EndTime)
+	}
+
+	if err := query.Count(&total).Error; err != nil {
+		return nil, 0, err
+	}
+
+	page := params.Page
+	if page < 1 {
+		page = 1
+	}
+	pageSize := params.PageSize
+	if pageSize < 1 {
+		pageSize = 20
+	}
+
+	offset := (page - 1) * pageSize
+	if err := query.Order("id DESC").Offset(offset).Limit(pageSize).Find(&orders).Error; err != nil {
+		return nil, 0, err
+	}
+
+	return orders, total, nil
+}
--- a/internal/store/postgres/wechat_config_store.go
+++ b/internal/store/postgres/wechat_config_store.go
@@ -145,7 +145,7 @@ func (s *WechatConfigStore) CountPendingOrdersByConfigID(ctx context.Context, co
 func (s *WechatConfigStore) CountPendingRechargesByConfigID(ctx context.Context, configID uint) (int64, error) {
 	var count int64
 	err := s.db.WithContext(ctx).
-		Table("tb_asset_recharge_record").
+		Table("tb_recharge_order").
 		Where("payment_config_id = ? AND status = ? AND deleted_at IS NULL", configID, 1).
 		Count(&count).Error
 	return count, err
--- a/internal/task/auto_purchase.go
+++ b/internal/task/auto_purchase.go
@@ -19,14 +19,15 @@ import (

 // AutoPurchasePayload 充值后自动购包任务载荷
 type AutoPurchasePayload struct {
-	RechargeRecordID uint `json:"recharge_record_id"`
+	RechargeOrderID uint `json:"recharge_order_id"`
 }

 // AutoPurchaseHandler 充值后自动购包任务处理器
 type AutoPurchaseHandler struct {
 	db                         *gorm.DB
 	orderStore                 *postgres.OrderStore
-	rechargeRecordStore        *postgres.AssetRechargeStore
+	rechargeOrderStore         *postgres.RechargeOrderStore
+	paymentStore               *postgres.PaymentStore
 	walletStore                *postgres.AssetWalletStore
 	walletTransactionStore     *postgres.AssetWalletTransactionStore
 	packageUsageStore          *postgres.PackageUsageStore
@@ -42,7 +43,8 @@ type AutoPurchaseHandler struct {
 func NewAutoPurchaseHandler(
 	db *gorm.DB,
 	orderStore *postgres.OrderStore,
-	rechargeRecordStore *postgres.AssetRechargeStore,
+	rechargeOrderStore *postgres.RechargeOrderStore,
+	paymentStore *postgres.PaymentStore,
 	walletStore *postgres.AssetWalletStore,
 	walletTransactionStore *postgres.AssetWalletTransactionStore,
 	packageUsageStore *postgres.PackageUsageStore,
@@ -53,8 +55,11 @@ func NewAutoPurchaseHandler(
 	if orderStore == nil {
 		orderStore = postgres.NewOrderStore(db, redisClient)
 	}
-	if rechargeRecordStore == nil {
-		rechargeRecordStore = postgres.NewAssetRechargeStore(db, redisClient)
+	if rechargeOrderStore == nil {
+		rechargeOrderStore = postgres.NewRechargeOrderStore(db, redisClient)
+	}
+	if paymentStore == nil {
+		paymentStore = postgres.NewPaymentStore(db, redisClient)
 	}
 	if walletStore == nil {
 		walletStore = postgres.NewAssetWalletStore(db, redisClient)
@@ -69,7 +74,8 @@ func NewAutoPurchaseHandler(
 	return &AutoPurchaseHandler{
 		db:                         db,
 		orderStore:                 orderStore,
-		rechargeRecordStore:        rechargeRecordStore,
+		rechargeOrderStore:         rechargeOrderStore,
+		paymentStore:               paymentStore,
 		walletStore:                walletStore,
 		walletTransactionStore:     walletTransactionStore,
 		packageUsageStore:          packageUsageStore,
@@ -89,64 +95,64 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 		h.logger.Error("解析自动购包任务载荷失败", zap.Error(err))
 		return asynq.SkipRetry
 	}
-	if payload.RechargeRecordID == 0 {
-		h.logger.Error("自动购包任务载荷无效", zap.Uint("recharge_record_id", payload.RechargeRecordID))
+	if payload.RechargeOrderID == 0 {
+		h.logger.Error("自动购包任务载荷无效", zap.Uint("recharge_order_id", payload.RechargeOrderID))
 		return asynq.SkipRetry
 	}

-	rechargeRecord, err := h.rechargeRecordStore.GetByID(ctx, payload.RechargeRecordID)
+	rechargeOrder, err := h.rechargeOrderStore.GetByID(ctx, payload.RechargeOrderID)
 	if err != nil {
 		if err == gorm.ErrRecordNotFound {
-			h.logger.Warn("充值记录不存在，跳过自动购包", zap.Uint("recharge_record_id", payload.RechargeRecordID))
+			h.logger.Warn("充值订单不存在，跳过自动购包", zap.Uint("recharge_order_id", payload.RechargeOrderID))
 			return asynq.SkipRetry
 		}
-		h.logger.Error("查询充值记录失败", zap.Uint("recharge_record_id", payload.RechargeRecordID), zap.Error(err))
+		h.logger.Error("查询充值订单失败", zap.Uint("recharge_order_id", payload.RechargeOrderID), zap.Error(err))
 		return err
 	}

-	if rechargeRecord.AutoPurchaseStatus == constants.AutoPurchaseStatusSuccess {
+	if rechargeOrder.AutoPurchaseStatus == constants.AutoPurchaseStatusSuccess {
 		return nil
 	}
-	if rechargeRecord.AutoPurchaseStatus == constants.AutoPurchaseStatusFailed {
+	if rechargeOrder.AutoPurchaseStatus == constants.AutoPurchaseStatusFailed {
 		return nil
 	}

-	packageIDs, err := parseLinkedPackageIDs(rechargeRecord.LinkedPackageIDs)
+	packageIDs, err := parseLinkedPackageIDs(rechargeOrder.LinkedPackageIDs)
 	if err != nil {
-		h.logger.Error("解析关联套餐ID失败", zap.Uint("recharge_record_id", rechargeRecord.ID), zap.Error(err))
-		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeRecord.ID)
+		h.logger.Error("解析关联套餐ID失败", zap.Uint("recharge_order_id", rechargeOrder.ID), zap.Error(err))
+		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeOrder.ID)
 		return asynq.SkipRetry
 	}
 	if len(packageIDs) == 0 {
-		h.logger.Error("关联套餐ID为空，无法自动购包", zap.Uint("recharge_record_id", rechargeRecord.ID))
-		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeRecord.ID)
+		h.logger.Error("关联套餐ID为空，无法自动购包", zap.Uint("recharge_order_id", rechargeOrder.ID))
+		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeOrder.ID)
 		return asynq.SkipRetry
 	}

 	packages, totalAmount, err := h.loadPackages(ctx, packageIDs)
 	if err != nil {
-		h.logger.Error("加载关联套餐失败", zap.Uint("recharge_record_id", rechargeRecord.ID), zap.Error(err))
-		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeRecord.ID)
+		h.logger.Error("加载关联套餐失败", zap.Uint("recharge_order_id", rechargeOrder.ID), zap.Error(err))
+		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeOrder.ID)
 		return err
 	}

 	// 获取资产系列ID，用于差价佣金和一次性佣金计算
 	var seriesID *uint
-	if rechargeRecord.LinkedCarrierID != nil && *rechargeRecord.LinkedCarrierID > 0 {
-		if rechargeRecord.LinkedCarrierType == "card" || rechargeRecord.LinkedCarrierType == constants.AssetWalletResourceTypeIotCard {
-			if card, cardErr := h.iotCardStore.GetByID(ctx, *rechargeRecord.LinkedCarrierID); cardErr == nil {
+	if rechargeOrder.LinkedCarrierID != nil && *rechargeOrder.LinkedCarrierID > 0 {
+		if rechargeOrder.LinkedCarrierType == "card" || rechargeOrder.LinkedCarrierType == constants.AssetWalletResourceTypeIotCard {
+			if card, cardErr := h.iotCardStore.GetByID(ctx, *rechargeOrder.LinkedCarrierID); cardErr == nil {
 				seriesID = card.SeriesID
 			} else {
 				h.logger.Warn("自动购包获取卡系列ID失败",
-					zap.Uint("card_id", *rechargeRecord.LinkedCarrierID),
+					zap.Uint("card_id", *rechargeOrder.LinkedCarrierID),
 					zap.Error(cardErr))
 			}
-		} else if rechargeRecord.LinkedCarrierType == "device" || rechargeRecord.LinkedCarrierType == constants.AssetWalletResourceTypeDevice {
-			if device, deviceErr := h.deviceStore.GetByID(ctx, *rechargeRecord.LinkedCarrierID); deviceErr == nil {
+		} else if rechargeOrder.LinkedCarrierType == "device" || rechargeOrder.LinkedCarrierType == constants.AssetWalletResourceTypeDevice {
+			if device, deviceErr := h.deviceStore.GetByID(ctx, *rechargeOrder.LinkedCarrierID); deviceErr == nil {
 				seriesID = device.SeriesID
 			} else {
 				h.logger.Warn("自动购包获取设备系列ID失败",
-					zap.Uint("device_id", *rechargeRecord.LinkedCarrierID),
+					zap.Uint("device_id", *rechargeOrder.LinkedCarrierID),
 					zap.Error(deviceErr))
 			}
 		}
@@ -155,13 +161,13 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 	// 获取卖家成本价，用于差价佣金链式计算的起点
 	// 平台直销（ShopIDTag == 0）时成本价为 0，差价佣金计算会直接跳过
 	var sellerCostPrice int64
-	if rechargeRecord.ShopIDTag > 0 && len(packages) > 0 {
-		allocation, allocErr := h.shopPackageAllocationStore.GetByShopAndPackageForSystem(ctx, rechargeRecord.ShopIDTag, packages[0].ID)
+	if rechargeOrder.ShopIDTag > 0 && len(packages) > 0 {
+		allocation, allocErr := h.shopPackageAllocationStore.GetByShopAndPackageForSystem(ctx, rechargeOrder.ShopIDTag, packages[0].ID)
 		if allocErr == nil {
 			sellerCostPrice = allocation.CostPrice
 		} else {
 			h.logger.Warn("自动购包获取卖家成本价失败，差价佣金将计算为0",
-				zap.Uint("shop_id", rechargeRecord.ShopIDTag),
+				zap.Uint("shop_id", rechargeOrder.ShopIDTag),
 				zap.Uint("package_id", packages[0].ID),
 				zap.Error(allocErr))
 		}
@@ -169,7 +175,7 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)

 	var createdOrderID uint
 	if err := h.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
-		wallet, walletErr := h.walletStore.GetByID(ctx, rechargeRecord.AssetWalletID)
+		wallet, walletErr := h.walletStore.GetByID(ctx, rechargeOrder.AssetWalletID)
 		if walletErr != nil {
 			if walletErr == gorm.ErrRecordNotFound {
 				return errors.New("资产钱包不存在")
@@ -185,7 +191,7 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 		}

 		now := time.Now()
-		order, orderItems, buildErr := h.buildOrderAndItems(rechargeRecord, packages, totalAmount, seriesID, sellerCostPrice, now)
+		order, orderItems, buildErr := h.buildOrderAndItems(rechargeOrder, packages, totalAmount, seriesID, sellerCostPrice, now)
 		if buildErr != nil {
 			return buildErr
 		}
@@ -202,12 +208,24 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 			return err
 		}

+		payment := &model.Payment{
+			PaymentNo:     order.OrderNo,
+			OrderID:       order.ID,
+			OrderType:     model.PaymentOrderTypePackage,
+			PaymentMethod: model.PaymentByWallet,
+			Amount:        totalAmount,
+			Status:        model.PaymentRecordStatusPaid,
+		}
+		if err = tx.Create(payment).Error; err != nil {
+			return err
+		}
+
 		refType := constants.ReferenceTypeOrder
 		walletTx := &model.AssetWalletTransaction{
 			AssetWalletID:   wallet.ID,
 			ResourceType:    wallet.ResourceType,
 			ResourceID:      wallet.ResourceID,
-			UserID:          rechargeRecord.UserID,
+			UserID:          rechargeOrder.UserID,
 			TransactionType: constants.AssetTransactionTypeDeduct,
 			Amount:          -totalAmount,
 			BalanceBefore:   wallet.Balance,
@@ -215,7 +233,7 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 			Status:          constants.TransactionStatusSuccess,
 			ReferenceType:   &refType,
 			ReferenceNo:     &order.OrderNo,
-			Creator:         rechargeRecord.UserID,
+			Creator:         rechargeOrder.UserID,
 			ShopIDTag:       wallet.ShopIDTag,
 			EnterpriseIDTag: wallet.EnterpriseIDTag,
 		}
@@ -227,8 +245,8 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 			return err
 		}

-		if err = tx.Model(&model.AssetRechargeRecord{}).
-			Where("id = ?", rechargeRecord.ID).
+		if err = tx.Model(&model.RechargeOrder{}).
+			Where("id = ?", rechargeOrder.ID).
 			Update("auto_purchase_status", constants.AutoPurchaseStatusSuccess).Error; err != nil {
 			return err
 		}
@@ -236,10 +254,10 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 		return nil
 	}); err != nil {
 		h.logger.Error("自动购包任务执行失败",
-			zap.Uint("recharge_record_id", rechargeRecord.ID),
+			zap.Uint("recharge_record_id", rechargeOrder.ID),
 			zap.Error(err),
 		)
-		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeRecord.ID)
+		h.markAutoPurchaseFailedIfFinalRetry(ctx, rechargeOrder.ID)
 		return err
 	}

@@ -263,13 +281,13 @@ func (h *AutoPurchaseHandler) ProcessTask(ctx context.Context, task *asynq.Task)
 		}
 	}

-	h.logger.Info("自动购包任务执行成功", zap.Uint("recharge_record_id", rechargeRecord.ID))
+	h.logger.Info("自动购包任务执行成功", zap.Uint("recharge_record_id", rechargeOrder.ID))
 	return nil
 }

 // NewAutoPurchaseTask 创建充值后自动购包任务
-func NewAutoPurchaseTask(rechargeRecordID uint) (*asynq.Task, error) {
-	payloadBytes, err := sonic.Marshal(AutoPurchasePayload{RechargeRecordID: rechargeRecordID})
+func NewAutoPurchaseTask(rechargeOrderID uint) (*asynq.Task, error) {
+	payloadBytes, err := sonic.Marshal(AutoPurchasePayload{RechargeOrderID: rechargeOrderID})
 	if err != nil {
 		return nil, err
 	}
@@ -281,7 +299,7 @@ func NewAutoPurchaseTask(rechargeRecordID uint) (*asynq.Task, error) {
 	), nil
 }

-func (h *AutoPurchaseHandler) markAutoPurchaseFailedIfFinalRetry(ctx context.Context, rechargeRecordID uint) {
+func (h *AutoPurchaseHandler) markAutoPurchaseFailedIfFinalRetry(ctx context.Context, rechargeOrderID uint) {
 	retryCount, ok := asynq.GetRetryCount(ctx)
 	if !ok {
 		return
@@ -295,17 +313,17 @@ func (h *AutoPurchaseHandler) markAutoPurchaseFailedIfFinalRetry(ctx context.Con
 	}

 	if err := h.db.WithContext(ctx).
-		Model(&model.AssetRechargeRecord{}).
-		Where("id = ?", rechargeRecordID).
+		Model(&model.RechargeOrder{}).
+		Where("id = ?", rechargeOrderID).
 		Update("auto_purchase_status", constants.AutoPurchaseStatusFailed).Error; err != nil {
 		h.logger.Error("更新自动购包失败状态失败",
-			zap.Uint("recharge_record_id", rechargeRecordID),
+			zap.Uint("recharge_record_id", rechargeOrderID),
 			zap.Error(err),
 		)
 		return
 	}

-	h.logger.Warn("自动购包达到最大重试次数，已标记失败", zap.Uint("recharge_record_id", rechargeRecordID))
+	h.logger.Warn("自动购包达到最大重试次数，已标记失败", zap.Uint("recharge_record_id", rechargeOrderID))
 }

 func (h *AutoPurchaseHandler) loadPackages(ctx context.Context, packageIDs []uint) ([]*model.Package, int64, error) {
@@ -330,39 +348,39 @@ func (h *AutoPurchaseHandler) loadPackages(ctx context.Context, packageIDs []uin
 }

 func (h *AutoPurchaseHandler) buildOrderAndItems(
-	rechargeRecord *model.AssetRechargeRecord,
+	rechargeOrder *model.RechargeOrder,
 	packages []*model.Package,
 	totalAmount int64,
 	seriesID *uint,
 	sellerCostPrice int64,
 	now time.Time,
 ) (*model.Order, []*model.OrderItem, error) {
-	orderType, iotCardID, deviceID, err := parseLinkedCarrier(rechargeRecord.LinkedOrderType, rechargeRecord.LinkedCarrierType, rechargeRecord.LinkedCarrierID)
+	orderType, iotCardID, deviceID, err := parseLinkedCarrier(rechargeOrder.LinkedOrderType, rechargeOrder.LinkedCarrierType, rechargeOrder.LinkedCarrierID)
 	if err != nil {
 		return nil, nil, err
 	}

-	generation := rechargeRecord.Generation
+	generation := rechargeOrder.Generation
 	if generation <= 0 {
 		generation = 1
 	}

 	var sellerShopID *uint
-	if rechargeRecord.ShopIDTag > 0 {
-		shopID := rechargeRecord.ShopIDTag
+	if rechargeOrder.ShopIDTag > 0 {
+		shopID := rechargeOrder.ShopIDTag
 		sellerShopID = &shopID
 	}

 	paidAmount := totalAmount
 	order := &model.Order{
 		BaseModel: model.BaseModel{
-			Creator: rechargeRecord.UserID,
-			Updater: rechargeRecord.UserID,
+			Creator: rechargeOrder.UserID,
+			Updater: rechargeOrder.UserID,
 		},
 		OrderNo:                 h.orderStore.GenerateOrderNo(),
 		OrderType:               orderType,
 		BuyerType:               model.BuyerTypePersonal,
-		BuyerID:                 rechargeRecord.UserID,
+		BuyerID:                 rechargeOrder.UserID,
 		IotCardID:               iotCardID,
 		DeviceID:                deviceID,
 		TotalAmount:             totalAmount,
@@ -383,8 +401,8 @@ func (h *AutoPurchaseHandler) buildOrderAndItems(
 	for _, pkg := range packages {
 		items = append(items, &model.OrderItem{
 			BaseModel: model.BaseModel{
-				Creator: rechargeRecord.UserID,
-				Updater: rechargeRecord.UserID,
+				Creator: rechargeOrder.UserID,
+				Updater: rechargeOrder.UserID,
 			},
 			PackageID:   pkg.ID,
 			PackageName: pkg.PackageName,
--- a/migrations/000117_create_tb_recharge_order.down.sql
+++ b/migrations/000117_create_tb_recharge_order.down.sql
@@ -0,0 +1,2 @@
+-- 回滚 tb_recharge_order 表
+DROP TABLE IF EXISTS tb_recharge_order;
--- a/migrations/000117_create_tb_recharge_order.up.sql
+++ b/migrations/000117_create_tb_recharge_order.up.sql
@@ -0,0 +1,37 @@
+-- 创建充值订单表 tb_recharge_order
+-- 承接原 tb_asset_recharge_record 的业务字段 + 增加与资产的直接关联
+CREATE TABLE tb_recharge_order (
+    id                   BIGSERIAL PRIMARY KEY,
+    recharge_order_no    VARCHAR(40)  NOT NULL UNIQUE,   -- 沿用 CRCH 前缀
+    user_id              BIGINT       NOT NULL,           -- 发起用户（个人客户 ID）
+    asset_wallet_id      BIGINT       NOT NULL,
+    resource_type        VARCHAR(20)  NOT NULL,           -- iot_card | device
+    resource_id          BIGINT       NOT NULL,
+    iot_card_id          BIGINT,                          -- 单卡充值时有值（用于 ListOrders 查询）
+    device_id            BIGINT,                          -- 设备充值时有值
+    amount               BIGINT       NOT NULL,           -- 充值金额（分）
+    status               SMALLINT     NOT NULL DEFAULT 1, -- 1待支付 2已支付 3已关闭 4已退款
+    paid_at              TIMESTAMPTZ,
+    shop_id_tag          BIGINT       NOT NULL DEFAULT 0,
+    enterprise_id_tag    BIGINT,
+    operator_type        VARCHAR(30)  NOT NULL,           -- personal_customer | admin_user
+    generation           INT          NOT NULL DEFAULT 1,
+    -- 强充专有字段（普通充值为 NULL）
+    linked_package_ids   JSONB,
+    linked_order_type    VARCHAR(20),
+    linked_carrier_type  VARCHAR(20),
+    linked_carrier_id    BIGINT,
+    auto_purchase_status VARCHAR(20),                     -- pending | success | failed
+    -- 累计充值（用于强充阈值判断）
+    accumulated_recharge_series BIGINT NOT NULL DEFAULT 0,
+    created_at           TIMESTAMPTZ  NOT NULL DEFAULT NOW(),
+    updated_at           TIMESTAMPTZ  NOT NULL DEFAULT NOW(),
+    deleted_at           TIMESTAMPTZ
+);
+
+-- 索引
+CREATE INDEX idx_recharge_order_card      ON tb_recharge_order(iot_card_id, generation) WHERE deleted_at IS NULL;
+CREATE INDEX idx_recharge_order_device    ON tb_recharge_order(device_id, generation) WHERE deleted_at IS NULL;
+CREATE INDEX idx_recharge_order_user      ON tb_recharge_order(user_id) WHERE deleted_at IS NULL;
+CREATE INDEX idx_recharge_order_no        ON tb_recharge_order(recharge_order_no) WHERE deleted_at IS NULL;
+CREATE INDEX idx_recharge_order_status    ON tb_recharge_order(status) WHERE deleted_at IS NULL;
--- a/migrations/000118_create_tb_payment.down.sql
+++ b/migrations/000118_create_tb_payment.down.sql
@@ -0,0 +1,2 @@
+-- 回滚 tb_payment 表
+DROP TABLE IF EXISTS tb_payment;
--- a/migrations/000118_create_tb_payment.up.sql
+++ b/migrations/000118_create_tb_payment.up.sql
@@ -0,0 +1,23 @@
+-- 创建支付记录表 tb_payment
+-- 统一承接所有支付凭证（微信/支付宝/钱包）
+CREATE TABLE tb_payment (
+    id                   BIGSERIAL PRIMARY KEY,
+    payment_no           VARCHAR(40)  NOT NULL UNIQUE,    -- 保持 CRCH/PAY 前缀兼容
+    order_id             BIGINT       NOT NULL,
+    order_type           VARCHAR(30)  NOT NULL,           -- 'package_order' | 'recharge_order'
+    payment_method       VARCHAR(20)  NOT NULL,           -- wallet | wechat | alipay | offline
+    amount               BIGINT       NOT NULL,           -- 分
+    status               SMALLINT     NOT NULL DEFAULT 1, -- 1待支付 2已支付 3已失败 4已退款
+    third_party_trade_no VARCHAR(100),
+    payment_config_id    BIGINT,
+    payment_voucher_key  VARCHAR(500),
+    paid_at              TIMESTAMPTZ,
+    created_at           TIMESTAMPTZ  NOT NULL DEFAULT NOW(),
+    updated_at           TIMESTAMPTZ  NOT NULL DEFAULT NOW(),
+    deleted_at           TIMESTAMPTZ
+);
+
+-- 索引
+CREATE INDEX idx_payment_order    ON tb_payment(order_id, order_type);
+CREATE INDEX idx_payment_no       ON tb_payment(payment_no) WHERE deleted_at IS NULL;
+CREATE INDEX idx_payment_status   ON tb_payment(status) WHERE deleted_at IS NULL;
--- a/migrations/000119_add_payment_config_id_to_recharge_order.down.sql
+++ b/migrations/000119_add_payment_config_id_to_recharge_order.down.sql
@@ -0,0 +1,3 @@
+-- 回滚：删除 payment_config_id 列
+DROP INDEX IF EXISTS idx_recharge_order_payment_config_id;
+ALTER TABLE tb_recharge_order DROP COLUMN IF EXISTS payment_config_id;
--- a/migrations/000119_add_payment_config_id_to_recharge_order.up.sql
+++ b/migrations/000119_add_payment_config_id_to_recharge_order.up.sql
@@ -0,0 +1,4 @@
+-- tb_recharge_order 新增 payment_config_id 列（用于支付回调时获取微信配置）
+ALTER TABLE tb_recharge_order ADD COLUMN payment_config_id BIGINT;
+COMMENT ON COLUMN tb_recharge_order.payment_config_id IS '支付配置ID(关联tb_wechat_config.id)';
+CREATE INDEX idx_recharge_order_payment_config_id ON tb_recharge_order(payment_config_id) WHERE payment_config_id IS NOT NULL;
--- a/pkg/openapi/handlers.go
+++ b/pkg/openapi/handlers.go
@@ -18,11 +18,12 @@ func BuildDocHandlers() *bootstrap.Handlers {
 		PersonalCustomer:            app.NewPersonalCustomerHandler(nil, nil),
 		ClientAuth:                  app.NewClientAuthHandler(nil, nil),
 		ClientAsset:                 app.NewClientAssetHandler(nil, nil, nil, nil, nil, nil, nil, nil, nil),
-		ClientWallet:                app.NewClientWalletHandler(nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil),
+		ClientWallet:                app.NewClientWalletHandler(nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil, nil),
 		ClientOrder:                 app.NewClientOrderHandler(nil, nil),
 		ClientExchange:              app.NewClientExchangeHandler(nil),
 		ClientRealname:              app.NewClientRealnameHandler(nil, nil, nil, nil, nil, nil, nil, nil),
 		ClientDevice:                app.NewClientDeviceHandler(nil, nil, nil, nil, nil, nil, nil),
+		ClientRechargeOrder:         app.NewClientRechargeOrderHandler(nil, nil, nil),
 		Shop:                        admin.NewShopHandler(nil),
 		ShopRole:                    admin.NewShopRoleHandler(nil),
 		AdminAuth:                   admin.NewAuthHandler(nil, nil),
@@ -48,7 +49,7 @@ func BuildDocHandlers() *bootstrap.Handlers {
 		ShopSeriesGrant:             admin.NewShopSeriesGrantHandler(nil),
 		AdminOrder:                  admin.NewOrderHandler(nil, nil),
 		AdminExchange:               admin.NewExchangeHandler(nil, nil),
-		PaymentCallback:             callback.NewPaymentHandler(nil, nil, nil, nil, nil, nil),
+		PaymentCallback:             callback.NewPaymentHandler(nil, nil, nil, nil, nil, nil, nil, nil),
 		PollingConfig:               admin.NewPollingConfigHandler(nil),
 		PollingConcurrency:          admin.NewPollingConcurrencyHandler(nil),
 		PollingMonitoring:           admin.NewPollingMonitoringHandler(nil),
--- a/pkg/queue/handler.go
+++ b/pkg/queue/handler.go
@@ -214,7 +214,8 @@ func (h *Handler) registerAutoPurchaseHandler() {
 	autoPurchaseHandler := task.NewAutoPurchaseHandler(
 		h.db,
 		h.workerResult.Stores.Order,
-		nil, // AssetRechargeStore：在 NewAutoPurchaseHandler 内按需初始化
+		nil, // RechargeOrderStore：在 NewAutoPurchaseHandler 内按需初始化
+		nil, // PaymentStore：在 NewAutoPurchaseHandler 内按需初始化
 		h.workerResult.Stores.AssetWallet,
 		nil, // AssetWalletTransactionStore：在 NewAutoPurchaseHandler 内按需初始化
 		h.workerResult.Stores.PackageUsage,