diff --git a/internal/application/cardobservation/apply.go b/internal/application/cardobservation/apply.go
index 0623d415..6f215334 100644
--- a/internal/application/cardobservation/apply.go
+++ b/internal/application/cardobservation/apply.go
@@ -78,6 +78,20 @@ type Service struct {
 	trafficCalc *TrafficCalcPolicy
 	// logger 记录快照写入失败等不影响观测结果的告警；未注入时不输出。
 	logger *zap.Logger
+	// commandGrace 返回停复机成功后的状态保护窗口；未注入时不保护。
+	commandGrace func(ctx context.Context) time.Duration
+}
+
+// SetCommandGrace 注入停复机成功后的状态保护窗口（受控系统配置 polling.stop_resume.status_grace_seconds）。
+func (s *Service) SetCommandGrace(grace func(ctx context.Context) time.Duration) {
+	s.commandGrace = grace
+}
+
+func (s *Service) currentCommandGrace(ctx context.Context) time.Duration {
+	if s == nil || s.commandGrace == nil {
+		return 0
+	}
+	return s.commandGrace(ctx)
 }
 
 // SetTrafficCalcPolicy 注入卡流量计量切换策略与告警日志。
diff --git a/internal/application/cardobservation/network.go b/internal/application/cardobservation/network.go
index 1789278a..0fbaea1d 100644
--- a/internal/application/cardobservation/network.go
+++ b/internal/application/cardobservation/network.go
@@ -3,6 +3,7 @@ package cardobservation
 import (
 	"context"
 	"github.com/break/junhong_cmp_fiber/internal/infrastructure/pollingpause"
+	"go.uber.org/zap"
 	"strconv"
 	"time"
 
@@ -47,11 +48,17 @@ func (s *Service) ApplyNetworkObservation(ctx context.Context, observation domai
 		auditedCard = &card
 		nextDecision, decisionErr := domain.ApplyNetwork(domain.CardNetworkSnapshot{
 			CardID: card.ID, NetworkStatus: card.NetworkStatus, StopReason: card.StopReason,
-			EnablePolling: card.EnablePolling,
+			EnablePolling: card.EnablePolling, StoppedAt: card.StoppedAt, ResumedAt: card.ResumedAt,
+			CommandGrace: s.currentCommandGrace(ctx),
 		}, observation)
 		if decisionErr != nil {
 			return decisionErr
 		}
+		if nextDecision.StatusSuppressed {
+			s.warnLogger().Info("停复机成功后保护窗口内观测到相反状态，判定为上游状态滞后，不回写网络状态",
+				zap.Uint("card_id", card.ID), zap.Int("network_status", card.NetworkStatus),
+				zap.String("gateway_status", observation.GatewayStatus), zap.String("metric", "card_observation.network_suppressed"))
+		}
 		decision = nextDecision
 		updates := map[string]any{
 			"last_card_status_check_at": observation.Metadata.ObservedAt,
diff --git a/internal/bootstrap/services.go b/internal/bootstrap/services.go
index 95821afa..cb496f4b 100644
--- a/internal/bootstrap/services.go
+++ b/internal/bootstrap/services.go
@@ -2,6 +2,9 @@ package bootstrap
 
 import (
 	"context"
+	"github.com/redis/go-redis/v9"
+	"gorm.io/gorm"
+	"time"
 
 	"go.uber.org/zap"
 
@@ -208,6 +211,7 @@ func initServices(s *stores, deps *Dependencies) *services {
 		trafficCalcPolicy = cardObservationApp.BuildTrafficCalcPolicy(context.Background(), deps.DB, cfg.TrafficCalc, deps.Logger)
 	}
 	cardObservationService.SetTrafficCalcPolicy(trafficCalcPolicy, deps.Logger)
+	cardObservationService.SetCommandGrace(commandGraceProvider(deps.DB, deps.Redis, deps.Logger))
 	iotCard.SetCardObservationService(cardObservationService)
 	iotCard.SetSpeedTierIntegrationLog(integrationlog.NewRepository(deps.DB))
 	seriesCoordinator := cardObservationInfra.NewSeriesCoordinator(deps.Redis)
@@ -608,3 +612,9 @@ func newCarrierService(store *postgres.CarrierStore, auditWriter *auditInfra.Wri
 	}
 	return service
 }
+
+// commandGraceProvider 返回停复机成功后的状态保护窗口（受控系统配置，API 与 Worker 共用同一份配置）。
+func commandGraceProvider(db *gorm.DB, redisClient *redis.Client, logger *zap.Logger) func(ctx context.Context) time.Duration {
+	settings := carrierqueue.NewDefaultSettingsProvider(db, redisClient, logger)
+	return func(ctx context.Context) time.Duration { return settings.Current(ctx).SRStatusGrace }
+}
diff --git a/internal/bootstrap/worker_services.go b/internal/bootstrap/worker_services.go
index 56592495..465c5122 100644
--- a/internal/bootstrap/worker_services.go
+++ b/internal/bootstrap/worker_services.go
@@ -127,6 +127,7 @@ func initWorkerServices(stores *queue.WorkerStores, deps *WorkerDependencies) *q
 	cardObservationService.SetStateAuditWriter(iotCardAuditService)
 	// 运营商通道流量阈值达量判定嵌入流量观测事务：与卡流量事实同事务写周期锁与停机事件。
 	cardObservationService.SetChannelThresholdEvaluator(carrierThresholdService)
+	cardObservationService.SetCommandGrace(commandGraceProvider(deps.DB, deps.Redis, deps.Logger))
 	// 卡流量计量切换策略：启动时展开灰度名单为内存卡集合，API 与全部 Worker 必须使用一致配置。
 	if cfg := config.Get(); cfg != nil {
 		cardObservationService.SetTrafficCalcPolicy(
diff --git a/internal/domain/cardobservation/network.go b/internal/domain/cardobservation/network.go
index 2fd8a00a..91d995ba 100644
--- a/internal/domain/cardobservation/network.go
+++ b/internal/domain/cardobservation/network.go
@@ -2,6 +2,7 @@ package cardobservation
 
 import (
 	"strings"
+	"time"
 
 	"github.com/break/junhong_cmp_fiber/pkg/constants"
 	"github.com/break/junhong_cmp_fiber/pkg/errors"
@@ -22,6 +23,10 @@ type CardNetworkSnapshot struct {
 	NetworkStatus int
 	StopReason    string
 	EnablePolling bool
+	// StoppedAt、ResumedAt 是本系统最近一次停机、复机成功回写的时间；CommandGrace 是停复机成功后的状态保护窗口。
+	StoppedAt    *time.Time
+	ResumedAt    *time.Time
+	CommandGrace time.Duration
 }
 
 // NetworkDecision 描述一次网络观测可安全持久化的最终值。
@@ -36,6 +41,8 @@ type NetworkDecision struct {
 	StopReason        string
 	StopReasonChanged bool
 	StopPolling       bool
+	// StatusSuppressed 为 true 表示观测到的状态与保护窗口内刚成功的停复机相反，判定为上游状态滞后，不回写网络状态。
+	StatusSuppressed bool
 }
 
 // ApplyNetwork 应用 Gateway 状态映射、运营商停机原因和风险终止卡关闭轮询规则。
@@ -57,6 +64,11 @@ func ApplyNetwork(snapshot CardNetworkSnapshot, observation NetworkObservation)
 	if !known {
 		return decision, nil
 	}
+	if status != snapshot.NetworkStatus && withinCommandGrace(snapshot, observation.Metadata.ObservedAt) {
+		// 停复机成功后上游状态有延迟：保护窗口内观测到操作前的状态不回写，窗口过后的检查以上游为准。
+		decision.StatusSuppressed = true
+		return decision, nil
+	}
 	decision.AfterStatus = status
 	decision.StatusChanged = status != snapshot.NetworkStatus
 	if decision.StatusChanged && status == constants.NetworkStatusOffline && snapshot.StopReason == "" &&
@@ -88,3 +100,22 @@ func MapGatewayNetworkStatus(cardStatus, extend string) (int, bool) {
 func ShouldStopPollingForRisk(extend string) bool {
 	return extend == constants.GatewayCardExtendRiskStop || extend == constants.GatewayCardExtendCancelled
 }
+
+// withinCommandGrace 判断观测时间是否落在本系统最近一次停复机成功后的保护窗口内：
+// 库里为停机时看停机时间，为开机时看复机时间。
+func withinCommandGrace(snapshot CardNetworkSnapshot, observedAt time.Time) bool {
+	if snapshot.CommandGrace <= 0 {
+		return false
+	}
+	last := snapshot.ResumedAt
+	if snapshot.NetworkStatus == constants.NetworkStatusOffline {
+		last = snapshot.StoppedAt
+	}
+	if last == nil || last.IsZero() {
+		return false
+	}
+	if observedAt.IsZero() {
+		observedAt = time.Now()
+	}
+	return observedAt.Sub(*last) < snapshot.CommandGrace
+}
diff --git a/internal/polling/carrierqueue/settings.go b/internal/polling/carrierqueue/settings.go
index 1b44f524..9fe340ea 100644
--- a/internal/polling/carrierqueue/settings.go
+++ b/internal/polling/carrierqueue/settings.go
@@ -26,7 +26,7 @@ func RegisterConfigDefinitions(registry *systemconfig.Registry, logger *zap.Logg
 	if registry == nil {
 		return
 	}
-	minOne, maxSeconds, maxCount := int64(1), int64(86400*7), int64(100000)
+	minZero, minOne, maxSeconds, maxCount := int64(0), int64(1), int64(86400*7), int64(100000)
 	definitions := []systemconfig.Definition{
 		{Key: constants.SystemConfigPollingSchedulerMode, Module: constants.SystemConfigModulePolling, ValueType: constants.SystemConfigTypeString,
 			DefaultValue: constants.PollingSchedulerModeLegacy, Description: "卡轮询调度模式：legacy 旧分片调度，carrier 按运营商账户调度（整体切换）",
@@ -59,6 +59,8 @@ func RegisterConfigDefinitions(registry *systemconfig.Registry, logger *zap.Logg
 			DefaultValue: `[600,900,1800,3600]`, Description: "停复机失败退避序列（秒，递增）", Validator: validateSequence},
 		{Key: constants.SystemConfigStopResumeAlertFailCount, Module: constants.SystemConfigModulePolling, ValueType: constants.SystemConfigTypeInt,
 			DefaultValue: "5", Description: "停复机连续失败告警阈值", Min: &minOne, Max: &maxCount},
+		{Key: constants.SystemConfigStopResumeStatusGrace, Module: constants.SystemConfigModulePolling, ValueType: constants.SystemConfigTypeInt,
+			DefaultValue: "300", Description: "停复机成功后的状态保护窗口（秒）：窗口内查卡状态返回操作前的状态视为上游滞后，不回写；0 不保护", Min: &minZero, Max: &maxSeconds},
 	}
 	for _, definition := range definitions {
 		if _, exists := registry.Get(definition.Key); exists {
@@ -202,6 +204,7 @@ type Settings struct {
 	SRUnknownAlert         int
 	SRBackoff              []time.Duration
 	SRAlertFailCount       int
+	SRStatusGrace          time.Duration
 }
 
 // SRBackoffFor 返回停复机第 n 次连续失败（n 从 1 起）的退避间隔；超过序列长度取最后一项。
@@ -293,6 +296,7 @@ func DefaultSettings() Settings {
 		SRUnknownAlert:   3,
 		SRBackoff:        []time.Duration{10 * time.Minute, 15 * time.Minute, 30 * time.Minute, time.Hour},
 		SRAlertFailCount: 5,
+		SRStatusGrace:    5 * time.Minute,
 	}
 }
 
@@ -416,6 +420,7 @@ func (p *SettingsProvider) load(ctx context.Context) (Settings, error) {
 		{constants.SystemConfigPollingAccountAlertThreshold, func(v int) { s.AccountAlertLimit = v }},
 		{constants.SystemConfigStopResumeUnknownAlert, func(v int) { s.SRUnknownAlert = v }},
 		{constants.SystemConfigStopResumeAlertFailCount, func(v int) { s.SRAlertFailCount = v }},
+		{constants.SystemConfigStopResumeStatusGrace, func(v int) { s.SRStatusGrace = time.Duration(v) * time.Second }},
 	}
 	for _, item := range ints {
 		raw, err := get(item.key)
diff --git a/internal/service/iot_card/stop_resume_decide.go b/internal/service/iot_card/stop_resume_decide.go
index 56571184..e4a17747 100644
--- a/internal/service/iot_card/stop_resume_decide.go
+++ b/internal/service/iot_card/stop_resume_decide.go
@@ -29,7 +29,8 @@ type stopResumeDecision struct {
 }
 
 // decideCard 统一判断函数：暂停轮询（按场景） → 停机条件 → 复机条件。
-// 暂停轮询的卡只在套餐失效类场景（套餐到期、退款）下放行无套餐停机，其余自动停复机一律不做。
+// 暂停轮询的卡只在套餐失效类场景（套餐到期、退款）下放行无套餐停机，其余自动停复机一律不做；
+// 套餐失效类场景不看库里的开停状态，资产无可用主套餐即停机。
 // 设备维度原因（无套餐、流量耗尽）与绑定设备的复机返回 DeviceID，由调用方按设备处理。通道阈值锁由复机执行方判断。
 func (s *StopResumeService) decideCard(ctx context.Context, card *model.IotCard, scenes []string) (stopResumeDecision, error) {
 	suspended, err := s.autoControlSuspended(ctx, card)
@@ -40,6 +41,24 @@ func (s *StopResumeService) decideCard(ctx context.Context, card *model.IotCard,
 	if suspended && !allowSuspendedStop {
 		return stopResumeDecision{}, nil
 	}
+	if allowSuspendedStop {
+		// 套餐失效类场景（套餐到期、退款）：不看库里的开停状态，资产无可用主套餐即停机。
+		// 停复机成功后上游状态有延迟，库里的开停状态可能是旧值；上游已停时调用按已是目标状态结束。
+		reasons, err := s.checkStopReasons(ctx, card)
+		if err != nil {
+			return stopResumeDecision{}, err
+		}
+		if containsStopReason(reasons, constants.StopReasonNoPackage) {
+			decision := stopResumeDecision{Action: constants.StopResumeActionStop, Reason: constants.StopReasonNoPackage, Reasons: reasons}
+			if !card.IsStandalone {
+				decision.DeviceID = s.boundDeviceID(ctx, card)
+			}
+			return decision, nil
+		}
+		if suspended {
+			return stopResumeDecision{}, nil
+		}
+	}
 	switch card.NetworkStatus {
 	case constants.NetworkStatusOnline:
 		reasons, err := s.checkStopReasons(ctx, card)
diff --git a/internal/service/iot_card/stop_resume_service.go b/internal/service/iot_card/stop_resume_service.go
index a3bca40e..15357acc 100644
--- a/internal/service/iot_card/stop_resume_service.go
+++ b/internal/service/iot_card/stop_resume_service.go
@@ -373,8 +373,14 @@ func (s *StopResumeService) stopDeviceCards(ctx context.Context, deviceID uint,
 	}
 	defer s.redis.Del(ctx, lockKey)
 
-	// 查询设备下所有在线卡
-	cards, err := s.iotCardStore.ListByDeviceIDAndNetworkStatus(ctx, deviceID, constants.NetworkStatusOnline)
+	// 查询设备下在线卡；套餐失效类场景（套餐到期、退款）不看库里的开停状态（可能因上游延迟是旧值），设备下全部卡都停。
+	var cards []*model.IotCard
+	var err error
+	if stopReason == constants.StopReasonNoPackage && constants.StopResumeSceneAllowsSuspendedStop(stopResumeScenes(ctx)) {
+		cards, err = s.deviceCards(ctx, deviceID)
+	} else {
+		cards, err = s.iotCardStore.ListByDeviceIDAndNetworkStatus(ctx, deviceID, constants.NetworkStatusOnline)
+	}
 	if err != nil {
 		s.logger.Error("查询设备在线卡失败",
 			zap.Uint("device_id", deviceID), zap.Error(err))
diff --git a/migrations/000257_add_stop_resume_status_grace_config.down.sql b/migrations/000257_add_stop_resume_status_grace_config.down.sql
new file mode 100644
index 00000000..2c6dd907
--- /dev/null
+++ b/migrations/000257_add_stop_resume_status_grace_config.down.sql
@@ -0,0 +1,2 @@
+-- 回滚停复机成功后的状态保护窗口配置。
+DELETE FROM tb_system_config WHERE config_key = 'polling.stop_resume.status_grace_seconds';
diff --git a/migrations/000257_add_stop_resume_status_grace_config.up.sql b/migrations/000257_add_stop_resume_status_grace_config.up.sql
new file mode 100644
index 00000000..efa7bceb
--- /dev/null
+++ b/migrations/000257_add_stop_resume_status_grace_config.up.sql
@@ -0,0 +1,7 @@
+-- 停复机成功后的状态保护窗口（add-stop-resume-command-queue 测试中发现的问题修复）。
+-- 背景：停复机成功后上游要几十秒到几分钟才返回新状态，期间查卡状态拿到的是操作前的旧值并被写回库里；
+-- 暂停轮询的卡在此期间套餐到期或退款时，判断以为卡已是目标状态而漏停。
+-- polling.stop_resume.status_grace_seconds：停复机成功后多少秒内，查卡状态返回操作前的状态视为上游滞后、不回写；0 表示不保护。
+INSERT INTO tb_system_config (config_key, config_value, value_type, module, description, is_readonly, is_sensitive, creator, updater, created_at, updated_at) VALUES
+    ('polling.stop_resume.status_grace_seconds', '300', 'int', 'polling', '停复机成功后的状态保护窗口（秒）：窗口内查卡状态返回操作前的状态视为上游滞后，不回写；0 不保护', FALSE, FALSE, 0, 0, NOW(), NOW())
+ON CONFLICT (config_key) DO NOTHING;
diff --git a/pkg/constants/stop_resume_queue.go b/pkg/constants/stop_resume_queue.go
index 67917c78..ff0ec3cf 100644
--- a/pkg/constants/stop_resume_queue.go
+++ b/pkg/constants/stop_resume_queue.go
@@ -84,6 +84,8 @@ const (
 	SystemConfigStopResumeUnknownAlert   = "polling.stop_resume.unknown_alert_threshold"
 	SystemConfigStopResumeBackoff        = "polling.stop_resume.backoff_seconds"
 	SystemConfigStopResumeAlertFailCount = "polling.stop_resume.alert_fail_count"
+	// SystemConfigStopResumeStatusGrace 停复机成功后的状态保护窗口（秒）：窗口内查到操作前的状态视为上游滞后，不回写。0 表示不保护。
+	SystemConfigStopResumeStatusGrace = "polling.stop_resume.status_grace_seconds"
 )
 
 // ========================================