docs(01-03): 完成充值回调自动购包链路修复 Plan 执行总结

- 创建 01-03-SUMMARY.md（CRITICAL-04 + CRITICAL-05 修复记录）
- 更新 STATE.md（Plan 计数推进至 4/5，progress 100%）
- 更新 ROADMAP.md（Phase 1 进度更新）
- 标记 CRITICAL-04、CRITICAL-05 需求已完成

.planning/STATE.md

@@ -3,12 +3,12 @@ gsd_state_version: 1.0
 milestone: v1.0
 milestone_name: milestone
 status: unknown
-last_updated: "2026-03-27T15:30:07.725Z"
+last_updated: "2026-03-27T15:33:12.355Z"
 progress:
   total_phases: 6
-  completed_phases: 0
+  completed_phases: 1
   total_plans: 5
-  completed_plans: 4
+  completed_plans: 5
 ---
 
 # Project State — 君鸿卡管系统
@@ -22,7 +22,7 @@ progress:
 ## Current Position
 
 Phase: 01 (p0) — EXECUTING
-Plan: 3 of 5
+Plan: 4 of 5
 | Field | Value |
 |-------|-------|
 | **Current Phase** | 1 — P0 紧急修复 |
@@ -75,6 +75,7 @@ Progress: [ 1 ]──[ 2 ]──[ 3 ]──[ 4 ]──[ 5 ]──[ 6 ]
 | Phase 01-p0 P01 | 15 | 2 tasks | 7 files |
 | Phase 01-p0 P04 | 4min | 1 tasks | 1 files |
 | Phase 01-p0 P02 | 3min | 1 tasks | 2 files |
+| Phase 01-p0 P03 | 8min | 2 tasks | 4 files |
 
 ## Accumulated Context