refactor(account): 移除卡类型字段、优化账号列表查询和权限检查

- 移除 IoT 卡和号卡的 card_type 字段（数据库迁移）
- 优化账号列表查询，支持按店铺和企业筛选
- 账号响应增加店铺名称和企业名称字段
- 实现批量加载店铺和企业名称，避免 N+1 查询
- 更新权限检查中间件，完善权限验证逻辑
- 更新相关测试用例，确保功能正确性

internal/service/account/service.go

@@ -336,7 +336,7 @@ func (s *Service) Delete(ctx context.Context, id uint) error {
 }
 
 // List 查询账号列表
-func (s *Service) List(ctx context.Context, req *dto.AccountListRequest) ([]*model.Account, int64, error) {
+func (s *Service) List(ctx context.Context, req *dto.AccountListRequest) ([]*dto.AccountResponse, int64, error) {
 	opts := &store.QueryOptions{
 		Page:     req.Page,
 		PageSize: req.PageSize,
@@ -362,8 +362,28 @@ func (s *Service) List(ctx context.Context, req *dto.AccountListRequest) ([]*mod
 	if req.Status != nil {
 		filters["status"] = *req.Status
 	}
+	if req.ShopID != nil {
+		filters["shop_id"] = *req.ShopID
+	}
+	if req.EnterpriseID != nil {
+		filters["enterprise_id"] = *req.EnterpriseID
+	}
 
-	return s.accountStore.List(ctx, opts, filters)
+	accounts, total, err := s.accountStore.List(ctx, opts, filters)
+	if err != nil {
+		return nil, 0, err
+	}
+
+	shopMap := s.loadShopNames(ctx, accounts)
+	enterpriseMap := s.loadEnterpriseNames(ctx, accounts)
+
+	responses := make([]*dto.AccountResponse, 0, len(accounts))
+	for _, acc := range accounts {
+		resp := s.toAccountResponse(acc, shopMap, enterpriseMap)
+		responses = append(responses, resp)
+	}
+
+	return responses, total, nil
 }
 
 // AssignRoles 为账号分配角色（支持空数组清空所有角色，超级管理员禁止分配）
@@ -696,3 +716,78 @@ func (s *Service) CreateSystemAccount(ctx context.Context, account *model.Accoun
 
 	return nil
 }
+
+// loadShopNames 批量加载店铺名称
+func (s *Service) loadShopNames(ctx context.Context, accounts []*model.Account) map[uint]string {
+	shopIDs := make([]uint, 0)
+	shopIDSet := make(map[uint]bool)
+
+	for _, acc := range accounts {
+		if acc.ShopID != nil && *acc.ShopID > 0 && !shopIDSet[*acc.ShopID] {
+			shopIDs = append(shopIDs, *acc.ShopID)
+			shopIDSet[*acc.ShopID] = true
+		}
+	}
+
+	shopMap := make(map[uint]string)
+	if len(shopIDs) > 0 {
+		shops, err := s.shopStore.GetByIDs(ctx, shopIDs)
+		if err == nil {
+			for _, shop := range shops {
+				shopMap[shop.ID] = shop.ShopName
+			}
+		}
+	}
+	return shopMap
+}
+
+// loadEnterpriseNames 批量加载企业名称
+func (s *Service) loadEnterpriseNames(ctx context.Context, accounts []*model.Account) map[uint]string {
+	enterpriseIDs := make([]uint, 0)
+	enterpriseIDSet := make(map[uint]bool)
+
+	for _, acc := range accounts {
+		if acc.EnterpriseID != nil && *acc.EnterpriseID > 0 && !enterpriseIDSet[*acc.EnterpriseID] {
+			enterpriseIDs = append(enterpriseIDs, *acc.EnterpriseID)
+			enterpriseIDSet[*acc.EnterpriseID] = true
+		}
+	}
+
+	enterpriseMap := make(map[uint]string)
+	if len(enterpriseIDs) > 0 {
+		enterprises, err := s.enterpriseStore.GetByIDs(ctx, enterpriseIDs)
+		if err == nil {
+			for _, ent := range enterprises {
+				enterpriseMap[ent.ID] = ent.EnterpriseName
+			}
+		}
+	}
+	return enterpriseMap
+}
+
+// toAccountResponse 组装账号响应，填充关联名称
+func (s *Service) toAccountResponse(acc *model.Account, shopMap map[uint]string, enterpriseMap map[uint]string) *dto.AccountResponse {
+	resp := &dto.AccountResponse{
+		ID:           acc.ID,
+		Username:     acc.Username,
+		Phone:        acc.Phone,
+		UserType:     acc.UserType,
+		ShopID:       acc.ShopID,
+		EnterpriseID: acc.EnterpriseID,
+		Status:       acc.Status,
+		Creator:      acc.Creator,
+		Updater:      acc.Updater,
+		CreatedAt:    acc.CreatedAt.Format("2006-01-02 15:04:05"),
+		UpdatedAt:    acc.UpdatedAt.Format("2006-01-02 15:04:05"),
+	}
+
+	if acc.ShopID != nil && *acc.ShopID > 0 {
+		resp.ShopName = shopMap[*acc.ShopID]
+	}
+
+	if acc.EnterpriseID != nil && *acc.EnterpriseID > 0 {
+		resp.EnterpriseName = enterpriseMap[*acc.EnterpriseID]
+	}
+
+	return resp
+}