refactor(account): 移除卡类型字段、优化账号列表查询和权限检查

- 移除 IoT 卡和号卡的 card_type 字段（数据库迁移）
- 优化账号列表查询，支持按店铺和企业筛选
- 账号响应增加店铺名称和企业名称字段
- 实现批量加载店铺和企业名称，避免 N+1 查询
- 更新权限检查中间件，完善权限验证逻辑
- 更新相关测试用例，确保功能正确性

internal/service/enterprise_card/authorization_service_test.go

@@ -52,7 +52,6 @@ func TestAuthorizationService_BatchAuthorize_BoundCardRejected(t *testing.T) {
 
 	unboundCard := &model.IotCard{
 		ICCID:     "UNBOUND_CARD_001",
-		CardType:  "normal",
 		CarrierID: carrier.ID,
 		Status:    2,
 		ShopID:    &shop.ID,
@@ -61,7 +60,6 @@ func TestAuthorizationService_BatchAuthorize_BoundCardRejected(t *testing.T) {
 
 	boundCard := &model.IotCard{
 		ICCID:     "BOUND_CARD_001",
-		CardType:  "normal",
 		CarrierID: carrier.ID,
 		Status:    2,
 		ShopID:    &shop.ID,
@@ -132,7 +130,6 @@ func TestAuthorizationService_BatchAuthorize_BoundCardRejected(t *testing.T) {
 	t.Run("混合卡列表中有绑定卡时整体拒绝", func(t *testing.T) {
 		unboundCard2 := &model.IotCard{
 			ICCID:     "UNBOUND_CARD_002",
-			CardType:  "normal",
 			CarrierID: carrier.ID,
 			Status:    2,
 			ShopID:    &shop.ID,