refactor(account): 移除卡类型字段、优化账号列表查询和权限检查

- 移除 IoT 卡和号卡的 card_type 字段（数据库迁移）
- 优化账号列表查询，支持按店铺和企业筛选
- 账号响应增加店铺名称和企业名称字段
- 实现批量加载店铺和企业名称，避免 N+1 查询
- 更新权限检查中间件，完善权限验证逻辑
- 更新相关测试用例，确保功能正确性

internal/service/iot_card/service.go

@@ -172,7 +172,6 @@ func (s *Service) toStandaloneResponse(card *model.IotCard, shopMap map[uint]str
 	resp := &dto.StandaloneIotCardResponse{
 		ID:                  card.ID,
 		ICCID:               card.ICCID,
-		CardType:            card.CardType,
 		CardCategory:        card.CardCategory,
 		CarrierID:           card.CarrierID,
 		CarrierType:         card.CarrierType,

internal/service/iot_card/service_test.go

@@ -56,9 +56,9 @@ func TestIotCardService_BatchSetSeriesBinding(t *testing.T) {
 
 	prefix := uniqueTestICCIDPrefix()
 	cards := []*model.IotCard{
-		{ICCID: prefix + "001", CardType: "data_card", CarrierID: 1, Status: 1, ShopID: &shop.ID},
-		{ICCID: prefix + "002", CardType: "data_card", CarrierID: 1, Status: 1, ShopID: &shop.ID},
-		{ICCID: prefix + "003", CardType: "data_card", CarrierID: 1, Status: 1, ShopID: nil},
+		{ICCID: prefix + "001", CarrierID: 1, Status: 1, ShopID: &shop.ID},
+		{ICCID: prefix + "002", CarrierID: 1, Status: 1, ShopID: &shop.ID},
+		{ICCID: prefix + "003", CarrierID: 1, Status: 1, ShopID: nil},
 	}
 	require.NoError(t, iotCardStore.CreateBatch(ctx, cards))