Files
junhong_cmp_fiber/internal/application/agentrecharge/online_creation.go
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构建并部署到测试环境(无 SSH) / build-and-deploy (push) Successful in 8m52s
feat(代理自充): AUG26-017 代理自充收款方式与线下预存款审批字段
- 受控配置新增代理在线自充允许范围(仅微信/仅支付宝/同时支持),读侧与创建侧取允许范围与可用商户池交集,两侧失败关闭
- 新增允许范围查询与修改端点,读限代理与平台账号、写限超级管理员,复用受控配置写服务留痕
- tb_agent_recharge_record 新增交易流水号、线下收款方式三列快照与其他凭证列(成对迁移 000213)
- 线下申请校验启用的收款方式字典项与必填交易流水号,交易流水号独立于在线渠道交易号、不参与去重
- 扩展 offline_recharge_approval 场景可映射字段白名单与字典引用保护
- 新增付款凭证识别能力与交易流水号预填接口,识别不落库、日志不记录载荷
2026-09-11 15:21:23 +08:00

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package agentrecharge
import (
"context"
cryptorand "crypto/rand"
stderrors "errors"
"fmt"
"math/big"
"strings"
"time"
"gorm.io/gorm"
"github.com/break/junhong_cmp_fiber/internal/application/merchantpayment"
domain "github.com/break/junhong_cmp_fiber/internal/domain/agentrecharge"
"github.com/break/junhong_cmp_fiber/internal/model"
"github.com/break/junhong_cmp_fiber/pkg/constants"
apperrors "github.com/break/junhong_cmp_fiber/pkg/errors"
"github.com/break/junhong_cmp_fiber/pkg/idempotency"
)
const onlineCreationOperation = "agent-recharge.create-online"
// CreateOnlineCommand 描述从认证上下文构造的在线充值命令。
type CreateOnlineCommand struct {
AccountID uint
UserType int
CurrentShopID uint
Amount int64
PaymentMethod string
RequestID string
PayerClientIP string
}
// CreateOnlineResult 返回在线充值单、支付单及支付链接。
type CreateOnlineResult struct {
Recharge *model.AgentRechargeRecord
Payment *model.Payment
}
// AvailablePaymentMethodsResult 返回当前可用渠道及在线金额边界。
type AvailablePaymentMethodsResult struct {
Methods []string
MinAmount int64
MaxAmount int64
}
// OnlineCreationService 创建代理在线扫码充值单。
type OnlineCreationService struct {
db *gorm.DB
runtime *merchantpayment.RuntimeLoader
wechat OnlinePaymentPort
alipay OnlinePaymentPort
fuiou OnlinePaymentPort
audit PaymentAuditWriter
policy *OnlinePaymentMethodPolicy
}
// SetPaymentMethodPolicy 注入代理在线自充允许范围策略。
func (s *OnlineCreationService) SetPaymentMethodPolicy(policy *OnlinePaymentMethodPolicy) {
s.policy = policy
}
// NewOnlineCreationService 创建代理在线充值用例并以结构体字段注入运行时路由和三个渠道 Adapter。
func NewOnlineCreationService(db *gorm.DB, runtime *merchantpayment.RuntimeLoader, wechat, alipay, fuiou OnlinePaymentPort, audit PaymentAuditWriter) *OnlineCreationService {
return &OnlineCreationService{db: db, runtime: runtime, wechat: wechat, alipay: alipay, fuiou: fuiou, audit: audit}
}
// Execute 以短事务建单,事务外生成支付链接,再条件保存链接或关闭失败订单。
func (s *OnlineCreationService) Execute(ctx context.Context, command CreateOnlineCommand) (*CreateOnlineResult, error) {
if s == nil || s.db == nil || s.runtime == nil || s.wechat == nil || s.alipay == nil || s.fuiou == nil || s.audit == nil || s.policy == nil {
return nil, apperrors.New(apperrors.CodeServiceUnavailable, "代理在线充值能力未配置")
}
command.PaymentMethod = strings.TrimSpace(command.PaymentMethod)
command.RequestID = strings.TrimSpace(command.RequestID)
if err := domain.ValidateOnlineCreation(command.UserType, command.Amount, command.PaymentMethod); err != nil {
return nil, err
}
if command.AccountID == 0 || command.CurrentShopID == 0 || len(command.RequestID) > 64 ||
!idempotency.ValidateScope(onlineCreationScope(command.AccountID), command.RequestID) {
return nil, apperrors.New(apperrors.CodeInvalidParam)
}
fingerprint, err := idempotency.Fingerprint(struct {
Amount int64 `json:"amount"`
PaymentMethod string `json:"payment_method"`
}{command.Amount, command.PaymentMethod})
if err != nil {
return nil, apperrors.Wrap(apperrors.CodeInternalError, err, "生成在线充值请求指纹失败")
}
// 幂等回放先于允许范围门禁:同一 request_id 的重试属于既有单,不是新单,
// 不因允许范围变更被拒绝;允许范围只拦截会真正新建充值单与支付单的路径。
if replay, found, err := s.loadReplay(ctx, command, fingerprint); err != nil || found {
return replay, err
}
if err := s.policy.IsAllowed(ctx, command.PaymentMethod); err != nil {
return nil, err
}
account, shop, wallet, err := s.loadCreationFacts(ctx, command)
if err != nil {
return nil, err
}
result, config, adapter, err := s.createLocalFacts(ctx, command, fingerprint.Value, account, shop, wallet)
if err != nil {
if replay, found, replayErr := s.loadReplay(ctx, command, fingerprint); replayErr != nil || found {
return replay, replayErr
}
return nil, err
}
paymentResult, err := adapter.CreatePaymentURL(ctx, OnlinePaymentRequest{
PaymentID: result.Payment.ID, PaymentNo: result.Payment.PaymentNo, CorrelationID: result.Payment.PaymentNo,
Description: "代理主钱包充值", Amount: command.Amount,
ExpireAt: *result.Payment.ExpireAt, PayerClientIP: command.PayerClientIP, Config: config,
})
if err != nil {
if !isUnknownPaymentResult(err) {
if closeErr := s.closeFailedCreation(ctx, result); closeErr != nil {
return nil, apperrors.Wrap(apperrors.CodeDatabaseError, closeErr, "支付链接生成失败且关闭本地订单失败")
}
}
return nil, err
}
if strings.TrimSpace(paymentResult.QRContent) == "" {
if closeErr := s.closeFailedCreation(ctx, result); closeErr != nil {
return nil, closeErr
}
return nil, apperrors.New(apperrors.CodeServiceUnavailable, "支付渠道未返回支付链接")
}
update := s.db.WithContext(ctx).Model(&model.Payment{}).
Where("id = ? AND status = ? AND qr_content = ''", result.Payment.ID, model.PaymentRecordStatusPending).
Update("qr_content", paymentResult.QRContent)
if update.Error != nil {
return nil, apperrors.Wrap(apperrors.CodeDatabaseError, update.Error, "保存支付链接失败")
}
if update.RowsAffected != 1 {
return nil, apperrors.New(apperrors.CodeConflict, "在线充值支付链接已变化")
}
result.Payment.QRContent = paymentResult.QRContent
return result, nil
}
// AvailablePaymentMethods 按允许范围与可用商户池交集返回在线支付方式。
func (s *OnlineCreationService) AvailablePaymentMethods(ctx context.Context, userType int) (AvailablePaymentMethodsResult, error) {
result := AvailablePaymentMethodsResult{
Methods: []string{}, MinAmount: constants.AgentOnlineRechargeMinAmount, MaxAmount: constants.AgentRechargeMaxAmount,
}
if s == nil || s.db == nil || s.runtime == nil {
return result, apperrors.New(apperrors.CodeServiceUnavailable, "代理在线充值能力未配置")
}
if userType != constants.UserTypeAgent && userType != constants.UserTypePlatform {
return result, apperrors.New(apperrors.CodeForbidden, "仅代理或平台账号可以查询在线支付方式")
}
if s.policy == nil {
return result, apperrors.New(apperrors.CodeServiceUnavailable, "代理在线充值允许范围策略未配置")
}
allowed, err := s.policy.AllowedMethods(ctx)
if err != nil {
return result, err
}
for _, method := range allowed {
var merchants []model.PaymentMerchant
err := s.db.WithContext(ctx).
Model(&model.PaymentMerchant{}).
Joins("JOIN tb_payment_merchant_pool_member AS member ON member.merchant_id = tb_payment_merchant.id AND member.deleted_at IS NULL").
Joins("JOIN tb_payment_merchant_pool AS pool ON pool.id = member.pool_id AND pool.deleted_at IS NULL").
Where("pool.payment_method = ? AND pool.status = ? AND tb_payment_merchant.payment_method = ? AND tb_payment_merchant.status = ?", method, model.PaymentMerchantStatusEnabled, method, model.PaymentMerchantStatusEnabled).
Order("member.sort_order ASC").Find(&merchants).Error
if err != nil {
return result, apperrors.Wrap(apperrors.CodeDatabaseError, err, "查询代理在线支付商户池失败")
}
for index := range merchants {
// 仅微信直连v3/v2商户需要全局授权配置中的 AppID富友商户不依赖该配置。
var authorization *model.WechatAuthorization
merchant := &merchants[index]
if merchant.ProviderType == model.ProviderTypeWechat || merchant.ProviderType == model.ProviderTypeWechatV2 {
var authErr error
authorization, authErr = s.runtime.LoadAuthorization(ctx)
if authErr != nil {
continue
}
}
config, configErr := merchantpayment.MerchantConfig(merchant, authorization)
if configErr != nil {
continue
}
adapter := s.adapter(method, config)
if adapter != nil && adapter.Available(config) {
result.Methods = append(result.Methods, method)
break
}
}
}
return result, nil
}
func (s *OnlineCreationService) loadCreationFacts(
ctx context.Context,
command CreateOnlineCommand,
) (*model.Account, *model.Shop, *model.AgentWallet, error) {
var account model.Account
if err := s.db.WithContext(ctx).Where("id = ? AND user_type = ? AND status = ?", command.AccountID, constants.UserTypeAgent, constants.StatusEnabled).First(&account).Error; err != nil || account.ShopID == nil || *account.ShopID != command.CurrentShopID {
if err != nil && !stderrors.Is(err, gorm.ErrRecordNotFound) {
return nil, nil, nil, apperrors.Wrap(apperrors.CodeDatabaseError, err, "查询在线充值账号失败")
}
return nil, nil, nil, apperrors.New(apperrors.CodeForbidden, "当前代理账号不可为该店铺充值")
}
var shop model.Shop
if err := s.db.WithContext(ctx).Where("id = ? AND status = ?", command.CurrentShopID, constants.StatusEnabled).First(&shop).Error; err != nil {
if stderrors.Is(err, gorm.ErrRecordNotFound) {
return nil, nil, nil, apperrors.New(apperrors.CodeForbidden, "无权限操作该资源或资源不存在")
}
return nil, nil, nil, apperrors.Wrap(apperrors.CodeDatabaseError, err, "查询当前店铺失败")
}
var wallet model.AgentWallet
if err := s.db.WithContext(ctx).Where("shop_id = ? AND wallet_type = ? AND status = ?", command.CurrentShopID, constants.AgentWalletTypeMain, constants.AgentWalletStatusNormal).First(&wallet).Error; err != nil {
if stderrors.Is(err, gorm.ErrRecordNotFound) {
return nil, nil, nil, apperrors.New(apperrors.CodeWalletNotFound, "当前店铺主钱包不存在或不可用")
}
return nil, nil, nil, apperrors.Wrap(apperrors.CodeDatabaseError, err, "查询当前店铺主钱包失败")
}
return &account, &shop, &wallet, nil
}
func (s *OnlineCreationService) createLocalFacts(
ctx context.Context,
command CreateOnlineCommand,
fingerprint string,
account *model.Account,
shop *model.Shop,
wallet *model.AgentWallet,
) (*CreateOnlineResult, *model.WechatConfig, OnlinePaymentPort, error) {
rechargeNo, err := newBusinessNo(constants.AgentRechargeOrderPrefix, time.Now().Format("20060102150405"))
if err != nil {
return nil, nil, nil, err
}
paymentNo, err := newBusinessNo("PAY", fmt.Sprintf("%d", time.Now().UnixMilli()))
if err != nil {
return nil, nil, nil, err
}
var record *model.AgentRechargeRecord
var payment *model.Payment
var config *model.WechatConfig
var adapter OnlinePaymentPort
err = s.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
route, err := s.runtime.SelectForNewPaymentWithTx(ctx, tx, command.PaymentMethod, time.Now())
if err != nil {
return err
}
// 仅微信直连v3/v2商户需要全局授权配置中的 AppID富友商户不依赖该配置。
var authorization *model.WechatAuthorization
if route.Merchant.ProviderType == model.ProviderTypeWechat || route.Merchant.ProviderType == model.ProviderTypeWechatV2 {
authorization, err = s.runtime.LoadAuthorization(ctx)
if err != nil {
return err
}
}
config, err = merchantpayment.MerchantConfig(route.Merchant, authorization)
if err != nil {
return err
}
adapter = s.adapter(command.PaymentMethod, config)
if adapter == nil || !adapter.Available(config) {
return apperrors.New(apperrors.CodeNoPaymentConfig)
}
expireMinutes := config.AliPayExpireMinutes
if expireMinutes <= 0 {
expireMinutes = model.DefaultAliPayExpireMinutes
}
expireAt := time.Now().Add(time.Duration(expireMinutes) * time.Minute)
channel, requestID := paymentChannel(command.PaymentMethod, config), command.RequestID
record = &model.AgentRechargeRecord{
UserID: account.ID, AgentWalletID: wallet.ID, ShopID: shop.ID, RechargeNo: rechargeNo,
Amount: command.Amount, PaymentMethod: command.PaymentMethod, PaymentChannel: &channel,
Status: constants.RechargeStatusPending, RequestID: &requestID, RequestFingerprint: &fingerprint,
ShopIDTag: wallet.ShopIDTag, EnterpriseIDTag: wallet.EnterpriseIDTag,
}
payment = &model.Payment{
PaymentNo: paymentNo, OrderType: model.PaymentOrderTypeAgentRecharge,
PaymentMethod: command.PaymentMethod, Amount: command.Amount,
Status: model.PaymentRecordStatusPending, ExpireAt: &expireAt,
}
merchantpayment.FreezeRoute(payment, route)
if err := tx.Create(record).Error; err != nil {
return err
}
payment.OrderID = record.ID
if err := tx.Create(payment).Error; err != nil {
return err
}
return s.audit.WriteAgentRechargePayment(ctx, tx, PaymentAudit{
ActionCode: constants.AuditActionPaymentCreated, Summary: "创建代理充值支付记录",
Payment: payment, Recharge: record, AfterData: map[string]any{"status": payment.Status},
})
})
if err != nil {
var appErr *apperrors.AppError
if stderrors.As(err, &appErr) {
return nil, nil, nil, err
}
return nil, nil, nil, apperrors.Wrap(apperrors.CodeDatabaseError, err, "创建在线充值本地订单失败")
}
return &CreateOnlineResult{Recharge: record, Payment: payment}, config, adapter, nil
}
func paymentMerchantIdentity(paymentMethod string, config *model.WechatConfig) string {
if config == nil {
return ""
}
if paymentMethod == constants.RechargeMethodWechat {
if config.ProviderType == model.ProviderTypeFuiou {
return config.FyMchntCd
}
return config.WxMchID
}
if paymentMethod == constants.RechargeMethodAlipay {
return config.AliAppID
}
return ""
}
// paymentChannel 返回实际支付渠道:富友配置下微信业务方式落库为 fuiou其余与业务方式一致。
func paymentChannel(paymentMethod string, config *model.WechatConfig) string {
if paymentMethod == constants.RechargeMethodWechat && config != nil && config.ProviderType == model.ProviderTypeFuiou {
return model.ProviderTypeFuiou
}
return paymentMethod
}
func (s *OnlineCreationService) loadReplay(
ctx context.Context,
command CreateOnlineCommand,
fingerprint idempotency.FingerprintValue,
) (*CreateOnlineResult, bool, error) {
var record model.AgentRechargeRecord
err := s.db.WithContext(ctx).Where("user_id = ? AND request_id = ?", command.AccountID, command.RequestID).First(&record).Error
if stderrors.Is(err, gorm.ErrRecordNotFound) {
return nil, false, nil
}
if err != nil {
return nil, false, apperrors.Wrap(apperrors.CodeDatabaseError, err, "读取在线充值幂等记录失败")
}
existingFingerprint := ""
if record.RequestFingerprint != nil {
existingFingerprint = *record.RequestFingerprint
}
if existingFingerprint != fingerprint.Value {
return nil, true, apperrors.New(apperrors.CodeConflict, "同一请求标识对应的充值内容不一致")
}
var payment model.Payment
if err := s.db.WithContext(ctx).Where("order_id = ? AND order_type = ?", record.ID, model.PaymentOrderTypeAgentRecharge).First(&payment).Error; err != nil {
return nil, true, apperrors.Wrap(apperrors.CodeDatabaseError, err, "读取在线充值支付单失败")
}
if payment.QRContent == "" {
if record.Status == constants.RechargeStatusClosed || payment.Status == model.PaymentRecordStatusFailed {
return nil, true, apperrors.New(apperrors.CodeInvalidStatus, "原在线充值请求支付链接生成失败")
}
return nil, true, apperrors.New(apperrors.CodeConflict, "在线充值请求正在处理中,请稍后重试")
}
return &CreateOnlineResult{Recharge: &record, Payment: &payment}, true, nil
}
func (s *OnlineCreationService) closeFailedCreation(ctx context.Context, result *CreateOnlineResult) error {
if result == nil || result.Recharge == nil || result.Payment == nil || !domain.CanCloseAfterPaymentURLFailure(result.Recharge.Status) {
return nil
}
return s.db.WithContext(ctx).Transaction(func(tx *gorm.DB) error {
paymentUpdate := tx.Model(&model.Payment{}).
Where("id = ? AND status = ?", result.Payment.ID, model.PaymentRecordStatusPending).
Update("status", model.PaymentRecordStatusFailed)
if paymentUpdate.Error != nil {
return apperrors.Wrap(apperrors.CodeDatabaseError, paymentUpdate.Error, "关闭失败支付单失败")
}
rechargeUpdate := tx.Model(&model.AgentRechargeRecord{}).
Where("id = ? AND status = ?", result.Recharge.ID, constants.RechargeStatusPending).
Update("status", constants.RechargeStatusClosed)
if rechargeUpdate.Error != nil {
return apperrors.Wrap(apperrors.CodeDatabaseError, rechargeUpdate.Error, "关闭失败充值单失败")
}
afterPayment := *result.Payment
afterPayment.Status = model.PaymentRecordStatusFailed
return s.audit.WriteAgentRechargePayment(ctx, tx, PaymentAudit{
ActionCode: constants.AuditActionPaymentFailed, Summary: "支付链接生成失败,关闭支付记录",
Payment: &afterPayment, Recharge: result.Recharge,
BeforeData: map[string]any{"status": result.Payment.Status}, AfterData: map[string]any{"status": afterPayment.Status},
RechargeBeforeData: map[string]any{"status": result.Recharge.Status}, RechargeAfterData: map[string]any{"status": constants.RechargeStatusClosed},
})
})
}
func (s *OnlineCreationService) adapter(paymentMethod string, config *model.WechatConfig) OnlinePaymentPort {
if paymentMethod == constants.RechargeMethodWechat {
if config != nil && config.ProviderType == model.ProviderTypeFuiou {
return s.fuiou
}
return s.wechat
}
if paymentMethod == constants.RechargeMethodAlipay {
return s.alipay
}
return nil
}
func onlineCreationScope(accountID uint) idempotency.Scope {
return idempotency.Scope{Subject: fmt.Sprintf("account:%d", accountID), Operation: onlineCreationOperation}
}
func newBusinessNo(prefix, timestamp string) (string, error) {
random, err := cryptorand.Int(cryptorand.Reader, big.NewInt(1000000))
if err != nil {
return "", apperrors.Wrap(apperrors.CodeInternalError, err, "生成业务单号失败")
}
return fmt.Sprintf("%s%s%06d", prefix, timestamp, random.Int64()), nil
}
func isUnknownPaymentResult(err error) bool {
var appErr *apperrors.AppError
return stderrors.As(err, &appErr) && appErr.Code == apperrors.CodeTimeout
}