diff --git a/components/NotificationPopup.vue b/components/NotificationPopup.vue
index 0e4d4a6..1fe42aa 100644
--- a/components/NotificationPopup.vue
+++ b/components/NotificationPopup.vue
@@ -20,6 +20,11 @@
 			</swiper>
 
 			<view v-if="items.length > 1" class="popup-footer">
+				<view class="popup-swipe-hint" aria-label="左右滑动切换通知">
+					<text class="swipe-arrow">‹</text>
+					<text>左右滑动切换通知</text>
+					<text class="swipe-arrow">›</text>
+				</view>
 				<view class="popup-dots">
 					<view v-for="(_, index) in items" :key="index" class="popup-dot" :class="{ active: index === current }"></view>
 				</view>
@@ -150,6 +155,22 @@
 		text-align: center;
 	}
 
+	.popup-swipe-hint {
+		display: flex;
+		align-items: center;
+		justify-content: center;
+		gap: 8rpx;
+		margin-bottom: 16rpx;
+		color: var(--primary);
+		font-size: 24rpx;
+		font-weight: 500;
+	}
+
+	.swipe-arrow {
+		font-size: 34rpx;
+		line-height: 1;
+	}
+
 	.popup-dots {
 		display: flex;
 		justify-content: center;
@@ -166,7 +187,7 @@
 	.popup-dot.active { width: 28rpx; border-radius: 8rpx; background: var(--primary); }
 
 	.popup-counter {
-		margin-top: 16rpx;
+		margin-top: 12rpx;
 		color: var(--text-tertiary);
 		font-size: 22rpx;
 	}
diff --git a/components/RenewalPaymentPopup.vue b/components/RenewalPaymentPopup.vue
new file mode 100644
index 0000000..096f5f5
--- /dev/null
+++ b/components/RenewalPaymentPopup.vue
@@ -0,0 +1,374 @@
+<template>
+	<up-popup :show="show" mode="center" @close="close">
+		<view class="renewal-popup">
+			<view class="popup-header">
+				<view class="popup-title">立即续费</view>
+				<view class="popup-close" @tap="close">×</view>
+			</view>
+
+			<view class="package-summary">
+				<view class="summary-label">续费套餐</view>
+				<view class="summary-name">{{ packageNamesText }}</view>
+			</view>
+
+			<view class="payment-methods">
+				<view
+					v-for="method in paymentMethodOptions"
+					:key="method.value"
+					class="method-item"
+					:class="{ active: paymentMethod === method.value }"
+					@tap="selectPaymentMethod(method.value)"
+				>
+					<view class="method-left">
+						<view v-if="method.value === 'alipay'" class="method-icon method-badge method-badge-alipay">支</view>
+						<image v-else-if="method.value === 'wallet'" class="method-icon" src="/static/wallet.png" mode="aspectFit"></image>
+						<view v-else class="method-icon method-badge">微</view>
+						<text class="method-name">{{ method.label }}</text>
+					</view>
+					<view class="method-radio" :class="{ checked: paymentMethod === method.value }"></view>
+				</view>
+				<view v-if="paymentMethodOptions.length === 0" class="method-empty">暂无可用支付方式</view>
+			</view>
+
+			<view class="popup-footer">
+				<button class="btn-apple btn-secondary" @tap="close">取消</button>
+				<button class="btn-apple btn-primary" :disabled="submitting" @tap="confirmPay">
+					{{ submitting ? '处理中...' : '确认续费' }}
+				</button>
+			</view>
+		</view>
+	</up-popup>
+</template>
+
+<script setup>
+	import { ref, computed } from 'vue';
+	import { assetApi, orderApi } from '@/api/index.js';
+	import {
+		handlePaymentError,
+		isValidAlipayPaymentLink,
+		isValidWechatPayConfig,
+		openAlipayPayment,
+		PAYMENT_REFRESH_TARGETS,
+		showPaymentToast,
+		wechatH5Pay
+	} from '@/utils/payment.js';
+	import { formatMoney } from '@/utils/display.js';
+	import { getDefaultPaymentMethod, getPaymentMethodOptions, normalizePaymentMethods } from '@/utils/payment-methods.js';
+
+	const props = defineProps({
+		identifier: { type: String, default: '' },
+		paymentRefreshTarget: { type: String, default: PAYMENT_REFRESH_TARGETS.ORDER_LIST }
+	});
+
+	const emit = defineEmits(['completed']);
+	const show = ref(false);
+	const submitting = ref(false);
+	const packageIds = ref([]);
+	const packageNames = ref([]);
+	const paymentMethod = ref('alipay');
+	const allowedPaymentMethods = ref([]);
+	const assetInfo = ref({});
+	const paymentMethodOptions = computed(() => getPaymentMethodOptions(allowedPaymentMethods.value));
+	const packageNamesText = computed(() => packageNames.value.filter(Boolean).join('、') || '当前套餐');
+
+	const hasPreparedPaymentData = (paymentData) => {
+		return isValidWechatPayConfig(paymentData?.pay_config) ||
+			isValidAlipayPaymentLink(paymentData?.payment_link);
+	};
+
+	const close = () => {
+		if (!submitting.value) show.value = false;
+	};
+
+	const loadAssetInfo = async () => {
+		assetInfo.value = await assetApi.getInfo(props.identifier);
+		allowedPaymentMethods.value = normalizePaymentMethods(assetInfo.value.allowed_payment_methods);
+		paymentMethod.value = getDefaultPaymentMethod(allowedPaymentMethods.value);
+	};
+
+	const open = async (ids, names = []) => {
+		const validIds = [...new Set((Array.isArray(ids) ? ids : [ids])
+			.map((value) => Number(value))
+			.filter((value) => Number.isInteger(value) && value > 0))];
+		if (!validIds.length) {
+			uni.showToast({ title: '当前暂无可续费套餐', icon: 'none' });
+			return;
+		}
+		if (!props.identifier) {
+			uni.showToast({ title: '未找到当前资产', icon: 'none' });
+			return;
+		}
+
+		packageIds.value = validIds;
+		packageNames.value = Array.isArray(names) ? names.filter(Boolean) : [];
+		try {
+			await loadAssetInfo();
+		} catch (error) {
+			console.error('加载续费支付方式失败', error);
+			uni.showToast({ title: error.msg || error.message || '加载支付方式失败', icon: 'none' });
+			return;
+		}
+
+		if (assetInfo.value.effective_realname_policy === 'before_order' &&
+			assetInfo.value.realname_required && Number(assetInfo.value.real_name_status) !== 1) {
+			uni.showModal({
+				title: '需要实名认证',
+				content: '当前资产下单前需要完成实名认证',
+				confirmText: '去认证',
+				cancelText: '取消',
+				success: ({ confirm }) => {
+					if (confirm) uni.navigateTo({ url: '/pages/auth/auth' });
+				}
+			});
+			return;
+		}
+
+		if (!paymentMethodOptions.value.length) {
+			uni.showToast({ title: '暂无可用支付方式', icon: 'none' });
+			return;
+		}
+		show.value = true;
+	};
+
+	const selectPaymentMethod = (method) => {
+		if (paymentMethodOptions.value.some((item) => item.value === method)) {
+			paymentMethod.value = method;
+		}
+	};
+
+	const confirmOrderStatus = async (orderId) => {
+		try {
+			const detail = await orderApi.getDetail(orderId);
+			const status = detail?.payment_status ?? detail?.order?.payment_status;
+			showPaymentToast(status === 2, status === 2 ? '支付成功' : '支付结果确认中');
+			if (status === 2) emit('completed');
+		} catch (error) {
+			console.error('确认续费订单状态失败', error);
+			showPaymentToast(false, '支付结果确认失败，请稍后查看订单');
+		}
+	};
+
+	const handlePreparedPayment = async (paymentData, orderId = null, isRecharge = false) => {
+		if (isValidWechatPayConfig(paymentData?.pay_config)) {
+			try {
+				await wechatH5Pay(paymentData.pay_config);
+				if (orderId) {
+					await confirmOrderStatus(orderId);
+				} else {
+					showPaymentToast(true, isRecharge ? '充值成功，套餐将自动购买' : '支付成功');
+					emit('completed');
+				}
+			} catch (error) {
+				handlePaymentError(error);
+			}
+			return;
+		}
+
+		if (isValidAlipayPaymentLink(paymentData?.payment_link)) {
+			await openAlipayPayment(paymentData.payment_link, props.paymentRefreshTarget);
+			return;
+		}
+
+		uni.showToast({ title: '支付参数获取失败', icon: 'none' });
+	};
+
+	const handleRechargeOrder = async (orderResult) => {
+		const recharge = orderResult.recharge;
+		if (recharge.status === 2 || recharge.status === 3) {
+			uni.showToast({ title: `充值订单${recharge.status_name || '不可支付'}，请重新下单`, icon: 'none' });
+			return;
+		}
+		if (recharge.status === 1 && !hasPreparedPaymentData(orderResult)) {
+			uni.showModal({
+				title: '提示',
+				content: '检测到您有待支付的充值订单，是否前往我的钱包查看？',
+				confirmText: '去查看',
+				cancelText: '取消',
+				success: ({ confirm }) => {
+					if (confirm) uni.navigateTo({ url: '/pages/my-wallet/my-wallet' });
+				}
+			});
+			return;
+		}
+		if (!hasPreparedPaymentData(orderResult)) {
+			uni.showToast({ title: '支付参数获取失败', icon: 'none' });
+			return;
+		}
+
+		const packageName = packageNamesText.value;
+		const rechargeAmount = orderResult.linked_package_info?.force_recharge_amount || recharge.amount;
+		uni.showModal({
+			title: '需要充值',
+			content: `续费${packageName}需要先充值￥${formatMoney(rechargeAmount)}，充值成功后将自动购买套餐`,
+			confirmText: '去充值',
+			cancelText: '取消',
+			success: async ({ confirm }) => {
+				if (confirm) await handlePreparedPayment(orderResult, null, true);
+			}
+		});
+	};
+
+	const confirmPay = async () => {
+		if (submitting.value || !packageIds.value.length) return;
+		submitting.value = true;
+		uni.showLoading({ title: '创建订单...', mask: true });
+
+		try {
+			const orderResult = await orderApi.create(props.identifier, packageIds.value, paymentMethod.value);
+			if (orderResult?.order_type === 'recharge' && orderResult.recharge) {
+				uni.hideLoading();
+				show.value = false;
+				await handleRechargeOrder(orderResult);
+				return;
+			}
+
+			const orderId = orderResult?.order?.order_id;
+			if (!orderId) {
+				uni.hideLoading();
+				show.value = false;
+				uni.showToast({ title: '订单创建失败', icon: 'none' });
+				return;
+			}
+
+			uni.showLoading({ title: '准备支付...', mask: true });
+			const payResult = await orderApi.pay(orderId, paymentMethod.value);
+			uni.hideLoading();
+			show.value = false;
+
+			if (paymentMethod.value === 'wallet') {
+				await confirmOrderStatus(orderId);
+				return;
+			}
+			await handlePreparedPayment(payResult, orderId);
+		} catch (error) {
+			uni.hideLoading();
+			show.value = false;
+			console.error('创建续费订单或支付失败', error);
+			uni.showToast({ title: error.msg || error.message || '操作失败，请稍后重试', icon: 'none' });
+		} finally {
+			submitting.value = false;
+		}
+	};
+
+	defineExpose({ open });
+</script>
+
+<style scoped lang="scss">
+	.renewal-popup {
+		width: 620rpx;
+		max-width: calc(100vw - 80rpx);
+		padding: 32rpx;
+		box-sizing: border-box;
+		background: #fff;
+		border-radius: 24rpx;
+	}
+
+	.popup-header,
+	.popup-footer,
+	.method-left {
+		display: flex;
+		align-items: center;
+	}
+
+	.popup-header {
+		justify-content: space-between;
+	}
+
+	.popup-title {
+		color: var(--text-primary);
+		font-size: 34rpx;
+		font-weight: 600;
+	}
+
+	.popup-close {
+		width: 52rpx;
+		height: 52rpx;
+		color: var(--text-tertiary);
+		font-size: 44rpx;
+		line-height: 46rpx;
+		text-align: center;
+	}
+
+	.package-summary {
+		margin-top: 28rpx;
+		padding: 22rpx;
+		background: var(--bg-secondary);
+		border-radius: 14rpx;
+	}
+
+	.summary-label {
+		color: var(--text-tertiary);
+		font-size: 24rpx;
+	}
+
+	.summary-name {
+		margin-top: 8rpx;
+		color: var(--text-primary);
+		font-size: 30rpx;
+		font-weight: 600;
+		line-height: 1.5;
+	}
+
+	.payment-methods {
+		margin-top: 24rpx;
+	}
+
+	.method-item {
+		display: flex;
+		align-items: center;
+		justify-content: space-between;
+		padding: 22rpx 0;
+		border-bottom: 1rpx solid var(--border-light);
+
+		&.active .method-name { color: var(--primary); }
+	}
+
+	.method-left { gap: 16rpx; }
+
+	.method-icon {
+		width: 44rpx;
+		height: 44rpx;
+		border-radius: 10rpx;
+	}
+
+	.method-badge {
+		display: flex;
+		align-items: center;
+		justify-content: center;
+		background: #07c160;
+		color: #fff;
+		font-size: 24rpx;
+		font-weight: 600;
+	}
+
+	.method-badge-alipay { background: #1677ff; }
+	.method-name { color: var(--text-primary); font-size: 28rpx; }
+
+	.method-radio {
+		width: 32rpx;
+		height: 32rpx;
+		border: 2rpx solid var(--border-light);
+		border-radius: 50%;
+
+		&.checked {
+			border: 8rpx solid var(--primary);
+		}
+	}
+
+	.method-empty {
+		padding: 28rpx 0;
+		color: var(--text-tertiary);
+		font-size: 26rpx;
+		text-align: center;
+	}
+
+	.popup-footer {
+		gap: 20rpx;
+		margin-top: 28rpx;
+
+		button {
+			flex: 1;
+			margin: 0;
+		}
+	}
+</style>
diff --git a/openspec/changes/update-july-h5-c-iteration/specs/c-notification-reminders/spec.md b/openspec/changes/update-july-h5-c-iteration/specs/c-notification-reminders/spec.md
index f6b9894..188418a 100644
--- a/openspec/changes/update-july-h5-c-iteration/specs/c-notification-reminders/spec.md
+++ b/openspec/changes/update-july-h5-c-iteration/specs/c-notification-reminders/spec.md
@@ -53,3 +53,14 @@ When the user views or activates a notification, the client SHALL call `PUT /api
 - **WHEN** marking a notification read fails
 - **THEN** the client SHALL retain the unread state or refresh it from the backend
 - **AND** the failure SHALL not prevent the user from viewing other asset or notification content
+
+### Requirement: Multi-notification popup SHALL communicate horizontal navigation
+
+When the homepage notification popup contains more than one notification, the client SHALL make the horizontal swipe interaction visible to the user and SHALL retain the current-position indicator.
+
+#### Scenario: User opens multiple unread notifications
+
+- **WHEN** the homepage popup contains two or more notifications
+- **THEN** the popup SHALL display an explicit `左右滑动切换通知` hint
+- **AND** the user SHALL be able to move between notifications by swiping horizontally
+- **AND** the popup SHALL display the current notification position
diff --git a/openspec/changes/update-july-h5-c-iteration/specs/legacy-package-renewal/spec.md b/openspec/changes/update-july-h5-c-iteration/specs/legacy-package-renewal/spec.md
index 736dd88..d0f29b2 100644
--- a/openspec/changes/update-july-h5-c-iteration/specs/legacy-package-renewal/spec.md
+++ b/openspec/changes/update-july-h5-c-iteration/specs/legacy-package-renewal/spec.md
@@ -13,12 +13,12 @@ The H5/C client SHALL keep discontinued packages out of the ordinary package cat
 
 - **WHEN** asset info returns a discontinued package through `current_package_id`
 - **THEN** the client SHALL expose that ID only in the eligible renewal context
-- **AND** the client SHALL allow the customer to continue through the existing package-order flow
+- **AND** the client SHALL allow the customer to continue through the existing standard order/payment flow without navigating to the package catalog
 
 #### Scenario: Existing customer renews from a historical order
 
 - **WHEN** a historical order returns one or more valid `package_ids`
-- **THEN** the client SHALL use those IDs for the renewal selection when the existing renewal flow provides that entry
+- **THEN** the client SHALL use those IDs for the renewal selection when the order-list renewal entry is used
 - **AND** the client SHALL preserve the historical order data unchanged
 
 ### Requirement: Renewal SHALL reuse the standard order creation contract
@@ -45,13 +45,13 @@ The client SHALL show an `立即续费` button in the homepage asset summary and
 
 - **WHEN** the homepage asset summary is displayed
 - **THEN** the client SHALL show an `立即续费` button
-- **AND** tapping it SHALL start the standard renewal flow for the asset's current package ID when one is available
+- **AND** tapping it SHALL directly start the standard order/payment flow for the asset's current package ID when one is available
 
 #### Scenario: Customer renews from an order card
 
 - **WHEN** an order is displayed in the order list
 - **THEN** the client SHALL show an `立即续费` button for that order
-- **AND** tapping it SHALL use the order's package IDs for the standard renewal flow
+- **AND** tapping it SHALL directly start the standard order/payment flow for that order's package IDs without navigating to the package-order page
 
 #### Scenario: Customer views another page
 
diff --git a/openspec/changes/update-july-h5-c-iteration/tasks.md b/openspec/changes/update-july-h5-c-iteration/tasks.md
index 17805aa..2d73278 100644
--- a/openspec/changes/update-july-h5-c-iteration/tasks.md
+++ b/openspec/changes/update-july-h5-c-iteration/tasks.md
@@ -19,7 +19,7 @@
 - [x] 3.2 Keep discontinued packages out of the ordinary package catalog for new customers and agents
 - [x] 3.3 Add the eligible existing-customer renewal path using `current_package_id` or historical `package_ids`
 - [x] 3.4 Reuse `POST /api/c/v1/orders/create` for renewal and preserve selected identifier, package IDs, payment method, and existing payment result handling
-- [x] 3.5 Show `立即续费` only on the homepage asset summary and every order-list card
+- [x] 3.5 Show `立即续费` only on the homepage asset summary and every order-list card, with direct order/payment handling
 
 ## 4. Wallet recharge and payment completion
 
diff --git a/pages/index/index.vue b/pages/index/index.vue
index 7633528..9735e40 100644
--- a/pages/index/index.vue
+++ b/pages/index/index.vue
@@ -99,6 +99,9 @@
 		<NotificationPopup :show="notificationPopupShow" :items="notificationItems"
 			:current="notificationPopupCurrent" @change="onNotificationChange" @close="closeNotificationPopup" />
 
+		<RenewalPaymentPopup ref="renewalPopupRef" :identifier="userStore.state.identifier"
+			paymentRefreshTarget="home" @completed="loadAssetInfo" />
+
 		<!-- 日期选择器弹窗 -->
 		<up-datetime-picker v-if="!userInfo.isDevice" :show="showStartDatePicker" v-model="startDateTimestamp"
 			mode="date" @confirm="onStartDateConfirm" @cancel="showStartDatePicker=false"
@@ -128,6 +131,7 @@
 	import FunctionCard from '@/components/FunctionCard.vue';
 	import FloatingButton from '@/components/FloatingButton.vue';
 	import NotificationPopup from '@/components/NotificationPopup.vue';
+	import RenewalPaymentPopup from '@/components/RenewalPaymentPopup.vue';
 	import {
 		assetApi,
 		deviceApi,
@@ -136,6 +140,7 @@
 	import {
 		useUserStore
 	} from '@/store/index.js';
+	import { consumePendingPaymentRefresh, PAYMENT_REFRESH_TARGETS } from '@/utils/payment.js';
 
 	const userStore = useUserStore();
 
@@ -225,6 +230,7 @@
 	let notificationPopupShow = ref(false);
 	let notificationItems = ref([]);
 	let notificationPopupCurrent = ref(0);
+	let renewalPopupRef = ref(null);
 	const notificationReadPending = new Set();
 
 	const formatDate = (dateStr) => {
@@ -360,8 +366,7 @@
 		}
 
 		const packageName = deviceInfo.packageName === '-' ? '' : deviceInfo.packageName;
-		const query = `renewal_package_ids=${encodeURIComponent(String(packageId))}&renewal_package_names=${encodeURIComponent(packageName)}`;
-		uni.navigateTo({ url: `/pages/package-order/package-order?${query}` });
+		renewalPopupRef.value?.open([packageId], [packageName]);
 	};
 
 	const modifyWifi = () => {
@@ -861,6 +866,9 @@
 	});
 
 	onShow(() => {
+		if (consumePendingPaymentRefresh(PAYMENT_REFRESH_TARGETS.HOME)) {
+			loadAssetInfo();
+		}
 		handleIndexEntry();
 		loadNotificationUnreadCount();
 		loadUnreadNotifications();
diff --git a/pages/order-list/order-list.vue b/pages/order-list/order-list.vue
index 5dc8db7..46a2164 100644
--- a/pages/order-list/order-list.vue
+++ b/pages/order-list/order-list.vue
@@ -68,7 +68,7 @@
 								{{ isOrderPaying(item) ? '处理中...' : '立即支付' }}
 							</button>
 							<button class="btn-pay btn-renew" :disabled="orderPayingId !== null"
-								@tap.stop="startHistoricalRenewal(item)">立即续费</button>
+								@tap.stop="startOrderRenewal(item)">立即续费</button>
 						</view>
 					</view>
 				</view>
@@ -80,6 +80,9 @@
 				</view>
 			</view>
 		</scroll-view>
+
+		<RenewalPaymentPopup ref="renewalPopupRef" :identifier="userStore.state.identifier"
+			paymentRefreshTarget="order-list" @completed="resetOrderListAndLoad" />
 	</view>
 </template>
 
@@ -87,6 +90,7 @@
 	import { ref, reactive, onMounted, computed } from 'vue';
 	import { onShow } from '@dcloudio/uni-app';
 	import { assetApi, orderApi } from '@/api/index.js';
+	import RenewalPaymentPopup from '@/components/RenewalPaymentPopup.vue';
 	import { useUserStore } from '@/store/index.js';
 	import {
 		consumePendingPaymentRefresh,
@@ -108,6 +112,7 @@
 	const noMore = ref(false);
 	const page = ref(1);
 	const orderPayingId = ref(null);
+	const renewalPopupRef = ref(null);
 	const pageSize = 10;
 	const filterIndex = ref(0);
 	const allowedPaymentMethods = ref([]);
@@ -234,15 +239,14 @@
 		uni.navigateTo({ url: `/pages/order-detail/order-detail?id=${order.order_id}` });
 	};
 
-	const startHistoricalRenewal = (order) => {
+	const startOrderRenewal = (order) => {
 		const packageIds = Array.isArray(order?.package_ids) ? order.package_ids.filter(Boolean) : [];
 		if (!packageIds.length) {
 			uni.showToast({ title: '当前订单暂无可续费套餐', icon: 'none' });
 			return;
 		}
 		const packageNames = Array.isArray(order.package_names) ? order.package_names : [];
-		const query = `renewal_package_ids=${encodeURIComponent(packageIds.join(','))}&renewal_package_names=${encodeURIComponent(packageNames.join('|'))}`;
-		uni.navigateTo({ url: `/pages/package-order/package-order?${query}` });
+		renewalPopupRef.value?.open(packageIds, packageNames);
 	};
 
 	const showOrderPaymentMethods = async (order) => {
diff --git a/utils/payment.js b/utils/payment.js
index b4180bb..5651f56 100644
--- a/utils/payment.js
+++ b/utils/payment.js
@@ -2,6 +2,7 @@ const ALIPAY_PENDING_REFRESH_KEY = 'pending_alipay_payment_refresh';
 const ALIPAY_PAYMENT_DATA_KEY = 'pending_alipay_payment_data';
 
 export const PAYMENT_REFRESH_TARGETS = {
+	HOME: 'home',
 	PACKAGE_ORDER: 'package-order',
 	ORDER_LIST: 'order-list',
 	MY_WALLET: 'my-wallet'