feat: 沉默期已过期待延期时全局拦截，除绑定手机号与延期支付页外都跳转延期页

pages/index/index.vue

@@ -102,6 +102,8 @@
 
 		<SilenceReminderPopup v-if="silenceReminderShow && silenceReminder" :reminder="silenceReminder"
 			@close="closeSilenceReminder" @action="openSilenceReminderAction" />
+		<!-- 沉默期检查完成前挡住首页操作，避免强制延期弹窗弹出前还能点 -->
+		<view v-if="silenceChecking" class="silence-checking-mask" @tap.stop @touchmove.stop.prevent></view>
 
 		<NotificationPopup :show="notificationPopupShow" :items="notificationItems"
 			:current="notificationPopupCurrent" @change="onNotificationChange" @close="closeNotificationPopup"
@@ -194,7 +196,16 @@
 	const silenceReminder = ref(null);
 	const silenceReminderShow = ref(false);
 	let silenceReminderIdentifier = '';
+	const silenceChecking = ref(false);
 	const loadSilenceReminder = async (entryId) => {
+		silenceChecking.value = true;
+		try {
+			await loadSilenceReminderInner(entryId);
+		} finally {
+			if (entryId === homeEntryId) silenceChecking.value = false;
+		}
+	};
+	const loadSilenceReminderInner = async (entryId) => {
 		const identifier = String(userStore.state.identifier || '').trim();
 		silenceReminder.value = null;
 		if (!identifier) return;
@@ -1115,6 +1126,7 @@
 		popupCandidateShow.value = false;
 		silenceReminderShow.value = false;
 		silenceReminder.value = null;
+		silenceChecking.value = false;
 		notificationQueued = false;
 		notificationFallbackPending = false;
 	});
@@ -1149,4 +1161,11 @@
 	.bottom-spacer {
 		height: 120rpx;
 	}
+
+	.silence-checking-mask {
+		position: fixed;
+		inset: 0;
+		z-index: 10199;
+		background: transparent;
+	}
 </style>