diff --git a/manifest.json b/manifest.json
index 149d1f0..1895a4c 100644
--- a/manifest.json
+++ b/manifest.json
@@ -43,7 +43,9 @@
             /* ios打包配置 */
             "ios" : {},
             /* SDK配置 */
-            "sdkConfigs" : {}
+            "sdkConfigs" : {
+                "payment" : {}
+            }
         }
     },
     /* 快应用特有相关 */
diff --git a/pages/auth/auth.vue b/pages/auth/auth.vue
index 95893d1..f007bf7 100644
--- a/pages/auth/auth.vue
+++ b/pages/auth/auth.vue
@@ -1,5 +1,11 @@
 <template>
 	<view class="container">
+		<view v-if="list.length === 0 && !loading" class="empty-state">
+			<view class="empty-icon">📇</view>
+			<view class="empty-title">认证列表为空</view>
+			<view class="empty-desc">当前账号下暂无可实名的卡片</view>
+		</view>
+
 		<view class="card" v-for="item in list" :key="item.iccid">
 			<view class="flex-row-g20">
 				<view class="logo">
@@ -38,6 +44,7 @@
 	const userStore = useUserStore();
 
 	let list = reactive([]);
+	let loading = ref(false);
 	let showIccidModal = ref(false);
 	let currentModalIccid = ref('');
 	let currentCard = ref(null);
@@ -54,6 +61,7 @@
 	};
 
 	const loadCards = async () => {
+		loading.value = true;
 		try {
 			const assetData = await assetApi.getInfo(userStore.state.identifier);
 
@@ -81,6 +89,7 @@
 		} catch (e) {
 			console.error('加载卡列表失败', e);
 		}
+		loading.value = false;
 	};
 
 	const getCarrierCategory = (carrierName) => {
@@ -223,4 +232,16 @@
 		border-radius: var(--radius-small);
 		cursor: pointer;
 	}
+
+	.empty-state {
+		display: flex;
+		flex-direction: column;
+		align-items: center;
+		justify-content: center;
+		padding: 120rpx 40rpx;
+		min-height: 400rpx;
+		.empty-icon { font-size: 120rpx; margin-bottom: 30rpx; opacity: 0.6; }
+		.empty-title { font-size: 32rpx; font-weight: 600; color: var(--text-primary); margin-bottom: 16rpx; }
+		.empty-desc { font-size: 26rpx; color: var(--text-tertiary); text-align: center; }
+	}
 </style>
\ No newline at end of file
diff --git a/pages/my-wallet/my-wallet.vue b/pages/my-wallet/my-wallet.vue
index 0eecdfc..2dcb9b2 100644
--- a/pages/my-wallet/my-wallet.vue
+++ b/pages/my-wallet/my-wallet.vue
@@ -508,13 +508,14 @@
 				.balance-label { font-size: 24rpx; opacity: 0.75; }
 				.recharge-btn-wrapper {
 					.btn-recharge {
-						background: rgba(255, 255, 255, 0.25);
-						border: 1rpx solid rgba(255, 255, 255, 0.5);
-						color: #fff;
-						font-size: 24rpx;
-						padding: 8rpx 24rpx;
+						background: #fff;
+						border: none;
+						color: var(--primary);
+						font-size: 26rpx;
+						padding: 12rpx 32rpx;
 						border-radius: 40rpx;
-						font-weight: 500;
+						font-weight: 600;
+						box-shadow: 0 4rpx 12rpx rgba(0, 0, 0, 0.15);
 						&::after { border: none; }
 					}
 				}
diff --git a/pages/switch/switch.vue b/pages/switch/switch.vue
index 3e762ec..ee15f7a 100644
--- a/pages/switch/switch.vue
+++ b/pages/switch/switch.vue
@@ -1,5 +1,11 @@
 <template>
 	<view class="container">
+		<view v-if="mchList.length === 0 && !loading" class="empty-state">
+			<view class="empty-icon">📡</view>
+			<view class="empty-title">运营商列表为空</view>
+			<view class="empty-desc">当前设备暂无可切换的运营商</view>
+		</view>
+
 		<view class="card" v-for="item in mchList" :key="item.iccid">
 			<view class="flex-row-sb mt-30">
 				<view class="flex-row-g20">
@@ -41,6 +47,7 @@
 	const userStore = useUserStore();
 
 	let mchList = reactive([]);
+	let loading = ref(false);
 	let switching = ref(false);
 
 	let opratorList = reactive([
@@ -55,6 +62,7 @@
 	};
 
 	const loadCards = async () => {
+		loading.value = true;
 		try {
 			const assetData = await assetApi.getInfo(userStore.state.identifier);
 
@@ -88,6 +96,7 @@
 		} catch (e) {
 			console.error('加载卡列表失败', e);
 		}
+		loading.value = false;
 	};
 
 	const getCarrierCategory = (carrierName) => {
@@ -148,4 +157,16 @@
 			color: var(--text-inverse);
 		}
 	}
+
+	.empty-state {
+		display: flex;
+		flex-direction: column;
+		align-items: center;
+		justify-content: center;
+		padding: 120rpx 40rpx;
+		min-height: 400rpx;
+		.empty-icon { font-size: 120rpx; margin-bottom: 30rpx; opacity: 0.6; }
+		.empty-title { font-size: 32rpx; font-weight: 600; color: var(--text-primary); margin-bottom: 16rpx; }
+		.empty-desc { font-size: 26rpx; color: var(--text-tertiary); text-align: center; }
+	}
 </style>
\ No newline at end of file