feat:代理现金余额不足100元展示、店铺业务员选择展示与筛选
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## ADDED Requirements
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### Requirement: Shop Platform Salesperson Assignment
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The system SHALL allow users to assign or clear an optional platform salesperson for a shop during shop creation and editing. The assignment SHALL represent only business ownership and notification relationship and MUST NOT create distribution, commission, or hierarchy behavior.
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#### Scenario: Assign an enabled platform account during shop creation
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- **GIVEN** 用户进入店铺新建表单
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- **WHEN** 用户在“平台业务员”可搜索下拉中选择一个启用的平台账号
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- **THEN** 系统 MUST 提交该账号的 `business_owner_account_id`
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- **AND** 候选项 MUST 展示账号名和手机号摘要
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#### Scenario: Edit a shop salesperson assignment
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- **GIVEN** 用户进入已存在店铺的编辑表单
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- **WHEN** 用户选择不同的启用平台账号
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- **THEN** 系统 MUST 在 `PUT /api/admin/shops/{id}` 请求中提交新的 `business_owner_account_id`
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#### Scenario: Clear a shop salesperson assignment
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- **GIVEN** 店铺已绑定平台业务员
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- **WHEN** 用户清空“平台业务员”选择器并提交编辑表单
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- **THEN** 系统 MUST 提交 `business_owner_account_id: null`
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- **AND** 店铺不再关联该业务员
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#### Scenario: Do not expose disabled accounts as editable candidates
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- **WHEN** 用户打开或搜索“平台业务员”选择器
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- **THEN** 系统 MUST 仅查询 `account_type=platform` 且 `status=1` 的账号
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- **AND** 已停用平台账号 MUST NOT 作为新建或编辑候选项显示
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#### Scenario: No eligible salesperson exists
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- **GIVEN** 不存在启用的平台账号
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- **WHEN** 用户打开“平台业务员”选择器
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- **THEN** 系统 MUST 显示无可选账号状态
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- **AND** 用户仍 MUST 能够不选择业务员完成表单提交
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### Requirement: Shop Salesperson List Filtering And Display
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The shop list SHALL display the assigned salesperson and support filtering by `business_owner_account_id`.
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#### Scenario: Display salesperson in shop list
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- **WHEN** 用户查看店铺列表
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- **THEN** 列表 MUST 显示业务员列
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- **AND** 已绑定业务员的行 MUST 展示 `business_owner_name` 和 `business_owner_phone_masked`
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#### Scenario: Filter shops by salesperson
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- **WHEN** 用户在店铺列表选择一个平台业务员作为筛选条件
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- **THEN** 前端 MUST 在 `GET /api/admin/shops` 请求中提交该账号的 `business_owner_account_id`
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- **AND** 列表 MUST 仅展示后端返回的匹配店铺
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#### Scenario: Display historical disabled salesperson in list
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- **GIVEN** 店铺历史上已绑定的平台业务员后来被停用
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- **WHEN** 用户查看店铺列表
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- **THEN** 列表 MUST 继续展示该店铺返回的 `business_owner_name` 和 `business_owner_phone_masked`
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### Requirement: Shop Detail Salesperson Display
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The shop detail SHALL display the assigned salesperson name and masked phone from the shop detail response, including historical assignments to disabled accounts.
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#### Scenario: Display salesperson in shop detail
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- **WHEN** 用户查看已绑定平台业务员的店铺详情
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- **THEN** 页面 MUST 展示业务员名称和手机号摘要
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#### Scenario: Display historical disabled salesperson in detail
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- **GIVEN** 店铺绑定的业务员已停用
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- **WHEN** 用户查看该店铺详情
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- **THEN** 页面 MUST 继续使用详情响应中的 `business_owner_name` 和 `business_owner_phone_masked` 展示历史业务员信息
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#### Scenario: Do not add distribution or commission semantics
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- **WHEN** 用户查看店铺新建、编辑、列表或详情页面
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- **THEN** 页面 MUST NOT 将平台业务员描述为分销关系、佣金关系或发展层级
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