## ADDED Requirements

### Requirement: Agent Fund Summary Actual Credit Display

The agent fund overview page SHALL display shop actual credit and fund summary fields from `GET /api/admin/shops/fund-summary` without recalculating monetary values on the frontend.

#### Scenario: Display fund summary credit fields

- **GIVEN** 用户进入代理商资金概况页
- **WHEN** `GET /api/admin/shops/fund-summary` 返回资金概况记录
- **THEN** 页面 MUST 展示现金余额 `balance`
- **AND** 页面 MUST 展示冻结金额 `frozen_balance`
- **AND** 页面 MUST 展示实际信用额度 `credit_limit`
- **AND** 页面 MUST 展示可用金额 `available_balance`
- **AND** 页面 MUST 展示欠款金额 `debt_amount`
- **AND** 页面 MUST 展示版本 `version`

#### Scenario: Display credit disabled state

- **GIVEN** 资金概况记录返回 `credit_enabled=false`
- **WHEN** 页面渲染该记录
- **THEN** 页面 MUST 将实际信用显示为关闭状态
- **AND** 页面 MUST display credit limit as `0` or backend-provided formatted value

#### Scenario: Do not recalculate fund amounts on frontend

- **GIVEN** 资金概况接口返回 `available_balance`、`is_in_debt` 和 `debt_amount`
- **WHEN** 页面渲染资金概况
- **THEN** 前端 MUST 使用接口返回的 `available_balance`
- **AND** 前端 MUST 使用接口返回的 `is_in_debt`
- **AND** 前端 MUST 使用接口返回的 `debt_amount`
- **AND** 前端 MUST NOT 根据现金余额、冻结金额或信用额度重新计算这些字段

### Requirement: Shop Actual Credit Adjustment Dialog

The agent fund overview page SHALL provide an independent dialog for adjusting a shop's actual credit limit and previewing the before/after amount.

#### Scenario: Open actual credit adjustment dialog

- **GIVEN** 用户正在代理商资金概况页查看店铺资金记录
- **WHEN** 用户点击调整实际信用额度入口
- **THEN** 页面 MUST 打开独立调整弹框
- **AND** 弹框 MUST 展示修改前信用启用状态和信用额度
- **AND** 弹框 MUST 展示修改后信用启用状态和信用额度预览

#### Scenario: Submit actual credit adjustment

- **GIVEN** 用户已经在调整弹框内修改实际信用配置
- **WHEN** 用户确认提交
- **THEN** 前端 MUST submit `credit_enabled`、`credit_limit` and `version` to `PUT /api/admin/shops/{id}/credit-limit`
- **AND** 保存成功后页面 MUST 关闭弹框
- **AND** 页面 MUST 刷新代理商资金概况列表

#### Scenario: Disable credit in adjustment dialog

- **GIVEN** 用户正在调整弹框内修改实际信用配置
- **WHEN** 用户关闭信用开关
- **THEN** 弹框 MUST 将额度输入归零
- **AND** 修改后金额预览 MUST reflect disabled credit with zero credit limit

#### Scenario: Handle concurrent credit update conflict

- **GIVEN** 用户打开调整弹框时记录了资金概况 `version`
- **AND** 该店铺资金概况已被其他操作更新
- **WHEN** 用户提交旧版本的实际信用调整
- **THEN** 页面 MUST 展示并发冲突提示
- **AND** 页面 MUST 刷新最新代理商资金概况
- **AND** 页面 MUST NOT keep showing stale version as current data

### Requirement: Agent Fund Summary Credit Response Contract

The frontend SHALL read actual credit fields from `GET /api/admin/shops/fund-summary` response records.

#### Scenario: Read actual credit response fields

- **WHEN** 前端请求 `GET /api/admin/shops/fund-summary`
- **THEN** 前端 MUST read `balance`
- **AND** 前端 MUST read `frozen_balance`
- **AND** 前端 MUST read `credit_enabled`
- **AND** 前端 MUST read `credit_limit`
- **AND** 前端 MUST read `available_balance`
- **AND** 前端 MUST read `is_in_debt`
- **AND** 前端 MUST read `debt_amount`
- **AND** 前端 MUST read `version`