45 lines
1.7 KiB
Markdown
45 lines
1.7 KiB
Markdown
# 号卡分佣流程 (简化版)
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> 核心差异：号卡是**厂家定价**，资金流**直连厂家**。平台仅负责分发产品和二次结算佣金。
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```mermaid
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flowchart TD
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%% Initialization
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Factory([上游厂家/运营商]) -->|制定固定套餐| Product["标准号卡产品<br/>(价格/流量/语音由厂家定死)"]
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Product -->|上架| Platform[平台]
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Platform -->|分销| Agent[代理商]
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%% User Action
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Agent -->|推广链接/卡板| User(终端用户)
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User -->|激活 & 充值| PayUpstream[直接支付给运营商/厂家]
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%% Money Logic
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PayUpstream --"资金不经过平台"--> FactoryWallet[(厂家账户)]
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%% Commission Settlement
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FactoryWallet -->|周期性结算| TotalCommission[支付总佣金给平台]
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TotalCommission --> PlatformWallet[平台收款]
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%% Internal Distribution
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PlatformWallet --> MatchRule{匹配代理规则}
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MatchRule -->|计算佣金| AgentComm[代理佣金]
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AgentComm -->|"状态: 冻结/在途"| Verify{"满足返佣条件?<br/>(首充/三无/在网时长)"}
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Verify -->|条件满足| Unfreeze[解冻/发放]
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Unfreeze --> AgentBalance[(代理商余额)]
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Verify -->|条件不满足| Invalid[佣金失效]
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%% Profit
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PlatformWallet -->|总佣金 - 代理佣金| Profit[平台留存利润]
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classDef highlight fill:#e1f5ff,stroke:#0288d1,stroke-width:2px
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classDef profit fill:#f9f2d2,stroke:#caaa44,stroke-width:2px
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classDef commission fill:#e8f5e9,stroke:#4caf50,stroke-width:2px
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class PayUpstream,TotalCommission highlight
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class Profit,AgentBalance profit
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class AgentComm,Unfreeze commission
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```
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